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Archive By Section - HOME SCENE


Don't grant lenders unlimited access to tax records

DEAR BENNY: I understand that when homebuyers sign closing documents, they are routinely required to sign a blanket form allowing the lender to access IRS records with no time limit. The form says not to sign it unless dates are specified on the form, but lenders routinely insist they be signed without any specification as to which years of IRS records are covered.

February 07, 2013 | By BENNY L. KASS Inman News | HOME SCENE


Home prices rose during 2012 by most in 6.5 years

WASHINGTON (AP) - U.S. home prices jumped by the most in 6 ½ years in December, spurred by a low supply of available homes and rising demand.

February 07, 2013 | | HOME SCENE


Thinking about being a landlord?

NEW YORK (AP) ‑ Low mortgage rates have made buying a home more affordable and turned rentals into an attractive option for investors.

February 07, 2013 | | HOME SCENE


Preparing your credit profile

Winter can seem like an eternity. Yet when it comes to your credit profile, house-hunting and the spring real estate season is just around the corner.

January 31, 2013 | | HOME SCENE


Green home improvement improve home value

What your home is worth to you is one thing; what it's worth to someone else may be totally different. If you want to boost the value of your home for yourself and in the eyes of others, one of the best ways to do that in today's real estate market is to make green home improvements.

January 31, 2013 | | HOME SCENE


WELL-BUILT DECKS

As temperatures increase, your thoughts may wander to spending time outside sharing conversation, drinks and meals with friends and family.

January 31, 2013 | | HOME SCENE


Fewer homes repossessed by banks in 2012

LOS ANGELES (AP) - Lenders took possession of fewer U.S. homes in 2012 than a year earlier, as the pace of new homes entering the path to foreclosure slowed and banks increasingly opted to allow troubled borrowers to sell their homes for less than what they owed on their mortgage.

January 18, 2013 | | HOME SCENE


Maintaining your home helps protect investment

Home ownership is an important investment that can create both a sense of pride and a place in the world that is all your own. While the investment in purchasing or building your own home is sizeable, letting your home fall into disrepair can be even more costly. However, home maintenance doesn't have to be a daunting task. By following a few simple steps and making maintenance a regular activity, you'll not only preserve the quality of your home, but you'll likely save money over the long term.

January 18, 2013 | | HOME SCENE


Bank not obligated to sell foreclosure at list price

DEAR BENNY: I offered full price -- $168,000 -- for a home in foreclosure. The bank came back with a refusal and a new sales price of $240,000. That is $72,000 over the asking price. Is this legal? --Marie

January 18, 2013 | | HOME SCENE


Deliberately being late on mortgages: Is it a growing trend?

Here's a sobering thought: There are as many as 1.58 million mortgages nationwide that are 90 or more days delinquent but not in foreclosure.

January 11, 2013 | Dennis Wyatt | HOME SCENE


Find inspiration for your home in 2013

We're all looking forward to a fresh start at the beginning of the new year: Whether it's an updated fitness regime, pursuing new hobbies or getting organized, there are a slew of resolutions to try. In 2013, why not make a few changes to not only yourself, but also your home? By incorporating cutting-edge design trends, you'll add style and color that's perfect to kick-start the year.

January 11, 2013 | | HOME SCENE


City says 12 Detroit homes accidentally demolished

DETROIT (AP) - A dozen homes in Detroit have been mistakenly demolished, a city official says.

January 11, 2013 | | HOME SCENE


New federal rules aim to curb risky mortgages

WASHINGTON (AP) - Federal regulators for the first time are laying out rules aimed at ensuring that mortgage borrowers can afford to repay the loans they take out.

January 11, 2013 | | HOME SCENE


Rates on 30-year mortgage rises to 3.40 %

WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose this week but remained close to record lows. Cheap mortgages have made home buying more affordable and helped drive a housing recovery.

January 11, 2013 | | HOME SCENE


Start planning now for your spring home makeover projects

If April showers bring May flowers, what do winter's snowflakes bring? Perhaps it's an excuse to curl up with your favorite magazines and imagine the kitchen makeover of your dreams. When the cold winter months keep you indoors, use the time to take care of things that will make your remodeling plans much easier to tackle in the spring.-

January 10, 2013 | | HOME SCENE


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Articles by Section - HOME SCENE


MetLife pays $123.5M in settlement

NEW YORK (AP) - MetLife's home lending unit will pay $123.5 million to end an investigation into allegations it gave government-backed mortgages to people who didn't meet federal requirements.

February 27, 2015 | | HOME SCENE


Ideas to easily enhance, organize master closets

So, you've decided to make some updates to your home? Whether you plan on building a home from the ground up, purchasing new construction or adding value to your current residence, there are many opportunities for upgrades.

February 27, 2015 | | HOME SCENE


Get inspired by outdoor living ideas for your home

Inspired by neighbors, home improvement shows and social media channels like Pinterest and Houzz, today's homeowners are entering the deck planning and building process more informed than ever before. But sorting through this wealth of information and inspiration can make it hard to decipher what's really hot for today's outdoor spaces – and to choose what's right for your home.

February 27, 2015 | | HOME SCENE


CEILINGS

Want to infuse your home with architectural interest? Start at the top.

February 27, 2015 | | HOME SCENE


Signed contracts rise to 18-month high

WASHINGTON (AP) - The number of Americans signing contracts to buy homes rose at a healthy pace in January, a sign that home sales are poised to accelerate after a slow start to the year.

February 27, 2015 | | HOME SCENE


Rate on 30-year mortgage rises to 3.8%

WASHINGTON (AP) - Average long-term U.S. mortgage rates have edged up for a third straight week while remaining near their historically low levels reached in May 2013.

February 27, 2015 | | HOME SCENE


New home sales fall slightly during January

WASHINGTON (AP) - Sales of new U.S. homes were basically flat in January, evidence that recent job gains and relatively low mortgage rates have yet to spur the real estate market.

February 27, 2015 | | HOME SCENE


Add a signature style to your home

To satisfy homeowners seeking to add a signature style to their indoor living spaces, more and more design professionals and builders are going back to basics and rediscovering the versatility, durability and good looks of cypress.

February 27, 2015 | | HOME SCENE


Home sales plunge 4.9 percent in January

WASHINGTON (AP) - U.S. home sales struck a snow drift in January, plunging to the slowest pace in nine months.

February 27, 2015 | | HOME SCENE


Energy guzzlers greener

For the first time in six years, Energy Star certification, a standard seal of approval for energy efficiency, has been expanded to include another major household appliance.

February 20, 2015 | | HOME SCENE


Tips for replacing water heaters

Some 37 million residential water heaters gave up the ghost and were replaced over the past five years, according to estimates by the U.S. Department of Energy. While some things get better with age, water heaters aren't among them. In fact, the average life expectancy for a new water heater is 10 to 15 years, with the occasional stoic dinosaur making it two decades or more.

February 20, 2015 | | HOME SCENE


A stunning backsplash without the whiplash

The kitchen is the heart of the home and a top-selling feature with homebuyers. Does yours convey style and functionality? Whether you've just completed a remodel or you're looking for ways to upgrade your existing kitchen, a tile backsplash will instantly transform the space into an eye-catching masterpiece.

February 20, 2015 | | HOME SCENE


6 steps to select best remodeling contractor

A remodeling project is one of the most invigorating lifestyle changes a homeowner can make. However, trusting a contractor with both your home and your money can feel overwhelming. Spare your time, money and sanity by following these steps for choosing the best remodeling contractor:

February 20, 2015 | | HOME SCENE


Central Valley group names Realtors, Affiliate of the Year

Every year the Central Valley Association of Realtors recognizes members who have gone above and beyond in the real estate profession and community service. This year CVAR named two recipients as Realtor of the Year - Shelly Bell and Larry Rumbeck - and as Affiliate of the Year, the honor goes to Taylor Phillips.

February 20, 2015 | Staff reports | HOME SCENE


Rate on 30-year loans rises to 3.76%

WASHINGTON (AP) - Average long-term U.S. mortgage rates have risen for a second straight week yet remained near historically low levels.

February 20, 2015 | | HOME SCENE


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