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Archive By Section - HOME SCENE


FHA loan limits need to go up

Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.

December 12, 2014 | Dennis Wyatt | HOME SCENE


3% DOWN LOANS

WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.

December 12, 2014 | | HOME SCENE


Create a happy homemade Christmas setting this year

One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.

December 12, 2014 | | HOME SCENE


Bathroom upgrades to impress guests & family

Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.

December 12, 2014 | | HOME SCENE


Reurposing garage doors into walls with a view

Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.

December 12, 2014 | | HOME SCENE


Average 30-year loan rate increases to 3.93 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.

December 12, 2014 | | HOME SCENE


Tips to keep garden & hand tools in top shape

From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.

December 12, 2014 | | HOME SCENE


Master bathroom trends for homes in 2015 & beyond

When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.

December 12, 2014 | | HOME SCENE


Let her handle the money

Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.

December 05, 2014 | | HOME SCENE


5 ways to protect your home the holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 05, 2014 | | HOME SCENE


SPRUCE UP

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

December 05, 2014 | | HOME SCENE


Average US 30-year loan rate falls to 3.89 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.

December 05, 2014 | | HOME SCENE


Troubled US homeowners get more relief

WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.

December 05, 2014 | | HOME SCENE


How to cut clutter & take back your home

You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?

December 05, 2014 | | HOME SCENE


Taking a spin down Memory Lane

OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...

December 05, 2014 | | HOME SCENE


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Articles by Section - HOME SCENE


Lotusland

MONTECITO . (AP) - Ganna Walska, a wealthy Polish opera singer, created the Lotusland garden in her own likeness - beautiful, eccentric, intelligent, quixotic, romantic, spiritual - on a private estate here about 100 miles north of Los Angeles.

March 20, 2015 | | HOME SCENE


ENERGY-EFFICIENT

Did you know it takes just one afternoon to save money on your utility bills? Take on a few easy DIY projects this weekend to see immediate savings while making your home more comfortable and environmentally friendly for the long term. As hot months quickly approach, now is the perfect time to improve your home's energy efficiency and set the stage for a cool, comfortable home this summer.

March 20, 2015 | | HOME SCENE


Projects: Spruce up your home

Warmer weather and sunnier days are on their way and many homeowners are itching to begin home improvement projects. If you are one of them, consider these areas of your home when prepping for spring.

March 20, 2015 | | HOME SCENE


California home sales are sluggish in February, prices rise

SAN DIEGO (AP) - California home sales fell slightly in February as buyers struggled with higher prices and a thin supply of properties for sale, a research firm reported Wednesday.

March 20, 2015 | | HOME SCENE


Average US rate on 30-year mortgage falls to 3.78 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates fell this week, remaining near historically low levels at the start of the spring home-buying season.

March 20, 2015 | | HOME SCENE


COUNTRY LIVING

It is country living with all the benefits of solitude but without the extra work of caring for land.

March 13, 2015 | Dennis Wyatt | HOME SCENE


Creating interiors with character using hardwood moulding

Just as tasteful, well-chosen jewelry can turn an unexciting outfit into a stylish, eye-catching ensemble, carefully applied hardwood mouldings and trimwork can transform a plain-Jane interior into an interesting - even beautiful - space.

March 13, 2015 | | HOME SCENE


Average rate on 30-year loan rises to 3.8%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week yet remained near historic lows reached in May 2013.

March 13, 2015 | | HOME SCENE


Sears homes showcase nostalgia

DANVILLE, Va. (AP) - They were offered in a catalogue - and shipped in a kit - via railroad a century ago.

March 13, 2015 | | HOME SCENE


Have it made in the shade in your backyard this year

In the midst of the winter we love to think of the summer as this idyllic time when we live barefoot under the sky and everything is perfect and beautiful. Then when the summertime comes, we find ourselves complaining about too much sun, being too hot or bugs - and stay inside in the cool AC to avoid them. The good news is you can create a cool, shady and even bug-free spot for yourself, no matter the size of your outdoor space or your wallet.

March 13, 2015 | | HOME SCENE


AGING GRACEFULLY

NEW CANAAN, Conn. (AP) - In the years after World War II, when suburban towns were still "the country," this unassuming village an hour north of Manhattan became an epicenter of modernist architecture, and a birthplace of then-radical concepts like family rooms, floor-to-ceiling windows and open-plan living.

March 06, 2015 | | HOME SCENE


Ikea launches furniture with inbuilt wireless chargers

STOCKHOLM (AP) - Lost that charger again for your cellphone or tablet? Hate sorting heaps of wires to charge various devices?

March 06, 2015 | | HOME SCENE


Millennials aren’t giving up American dream, experts say

TULSA, Okla. (AP) - Millennials' much-discussed preference for urban living may be ending.

March 06, 2015 | | HOME SCENE


Quick ways to update kitchens & bathrooms

Busy has become a way of life. Between work, household chores, time with family and friends, people often don't have time to complete that entire wish list of home updates. Luckily, there are several simple kitchen and bath projects that you can conquer in minimal time that deliver maximum style and functional impact. In fact, here are a few projects that can be completed in about an hour or less.

March 06, 2015 | | HOME SCENE


30-year mortgage drops to 3.75%

WASHINGTON (AP) - Average long-term mortgage rates have fallen for the first time in four weeks and remain near historic lows reached in May 2013.

March 06, 2015 | | HOME SCENE


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