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Archive By Section - HOME SCENE


Rate on 30-year loan falls to 4.29 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell this week after last week's surge. The declines could prompt homebuyers to act quickly before rates rise further.

July 04, 2013 | | HOME SCENE


Prices rise 12.2% in May, biggest jump in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.2 percent in May from a year ago, the most in seven years. The increase suggests the housing recovery is strengthening.

July 04, 2013 | | HOME SCENE


Tiff over mortgage insurance refund

Q: My husband and I purchased a home in October of 2010 using an FHA mortgage through Bank of America. We had a 30-year fixed rate mortgage with a PMI requiring "up-front" money of $4,635.61 and a monthly premium. Luckily we were able to sell our previous home which was mortgage free and, together with savings, paid off this mortgage in February 2013 - about 28 months into the 30-year commitment. Looking at the FHA/HUD website it states that a refund of some of the premium money is available if the following three criteria are met:

July 04, 2013 | | HOME SCENE


Construction spending up 0.5% n May

WASHINGTON (AP) - Spending on residential housing rose in May to the highest level in 4½ years, helping to send overall construction spending higher despite a big drop in nonresidential activity.

July 04, 2013 | | HOME SCENE


Rylan Tinsley of the Weston Ranch Major All Stars beats the throw to Trent Prokes on Wednesday in a

WASHINGTON (AP) - The U.S. government said Monday that it has received $66.3 billion in dividend payments from Fannie Mae and Freddie Mac after both reported stronger earnings at the start of the year.

July 04, 2013 | | HOME SCENE


Oakwood Shores obtains $9.4M construction loan

Sabal Financial Group, a diversified financial services firm specializing in real estate, lending and banking, has closed a construction loan in the amount of $9.4 million for Manteca's gated Oakwood Shores community.

June 27, 2013 | | HOME SCENE


Home prices will again reach 2006 levels

If the gains of the past 12 months in housing prices throughout the 209 region occurred prior to 2006, there would be dancing in the streets.

June 27, 2013 | Dennis Wyatt | HOME SCENE


Home prices rise in April by most in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.1 percent in April from a year ago, the most since March 2006. More buyers and a limited supply of available homes have lifted prices in most cities across the country, a sign of a broad-based housing recovery.

June 27, 2013 | | HOME SCENE


Mortgage rates jump to 2-year high of 4.46% adding thousands to cost of buying home

WASHINGTON (AP) - U.S. mortgage rates have suddenly jumped from near-record lows and are adding thousands of dollars to the cost of buying a home.

June 27, 2013 | | HOME SCENE


Signed contracts for buying existing homes at 6-year high

WASHINGTON (AP) - The number of people who signed contracts to buy U.S. homes jumped in May to the highest level in more than six years, a sign home sales will probably rise in the months ahead.

June 27, 2013 | | HOME SCENE


How can lender dictate commission agreeement?

Q: I am a real estate lawyer in practice for over 36 years and in the last three months encountered a new situation for which I find troubling. Both closings I conducted were lot purchases as part of a construction/perm loan. In both cases the realtors were to split a 10% commission. The lenders were not the same. The lenders, citing a fed regulation said the commission could not exceed 8%. How can a lender dictate the commission agreed to by the seller and realtors neither of whom have any relationship with the lenders? Hal.

June 27, 2013 | | HOME SCENE


New home sales hit fastest pace in 5 years; up 2.1% from April

WASHINGTON (AP) - Sales of new homes rose in May to the fastest pace in five years, a solid gain that added to signs of a steadily improving housing market.

June 27, 2013 | | HOME SCENE


What’s the deal with ‘Coming Soon’ signs?

Boys: And I start with just 'boys' to see if you both are men enough to put my letter in print. Here goes my question for you... I have seen over the last few years different real estate signs in front of homes that say "COMING SOON" and very often never see a real "FOR SALE" sign go up. Honestly, I very seldom, if ever, thought much about the coming soon until my husband and I recently began searching for a home to buy. We saw a coming soon sign in a neighborhood in which we have always wanted to ...

June 27, 2013 | | HOME SCENE


Improvements for multi-generational smart homes

The American family continues to evolve, with multiple generations living under the same roof in more households than any time since the Great Depression. Of America's 76 million households, 5.6 percent (4.3 million) were multi-generational as of 2011, according to the U.S. Census Bureau. Homeowners are finding it's more important than ever to ensure every home improvement project delivers benefits for every member of the family - children, parents and grandparents.

June 27, 2013 | | HOME SCENE


Cool ways to enjoy your outdoor spaces through heat of summer

When warm weather arrives, does your family head outdoors to enjoy your patio or deck? Do they then turn around and head right back into the air-conditioned comfort when summer sun and temperatures make outdoor living spaces too hot to handle?

June 20, 2013 | | HOME SCENE


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Page 41 of 97

Articles by Section - HOME SCENE


5 FREEZER TIPS

As much as 30 to 40 percent of all food in North America is wasted, according to the United Nations Environment Programme. That's about 20 pounds per person every month! In terms of money, that's an alarming $165 billion in wasted food annually, according to the Natural Resources Defense Council.

July 03, 2015 | | HOME SCENE


Cool way to reduce home energy costs

It's the time of year when even a dip in the local lake won't cool you down for long. What you really need is effective, efficient air conditioning that provides constant and reliable comfort.

July 03, 2015 | | HOME SCENE


Pending home sales climb to 9-year high

WASHINGTON (AP) - More Americans signed contracts to purchase homes in May, as pending sales climbed to their highest level in more than nine years.

July 03, 2015 | | HOME SCENE


Average rate on 30-year mortgage rises to 4.08%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week, reaching high levels for the year.

July 03, 2015 | | HOME SCENE


Home prices climbing steadily

WASHINGTON (AP) - U.S. home prices increased at a solid clip in April, led by double-digit jumps in Denver and San Francisco.

July 03, 2015 | | HOME SCENE


Design pet-friendly place

Even for households that count four-legged fur friends as part of their family, pet-friendly features can be easily overlooked when it's time to build or redesign. Architectural details, such as cabinetry, offer clever ways to provide pet-friendly function to any room.

July 03, 2015 | | HOME SCENE


Choose right lighting for your home

Just like many products, when it comes to purchasing new light bulbs, nothing beats the in-store experience. Seeing the difference in lighting has a stronger impact than online reviews from other consumers or experts.

July 03, 2015 | | HOME SCENE


PEST MYTHS

During the summer, it may seem impossible to keep bugs away from the home, so people will try just about anything. Perhaps you've heard about household DIY tricks to prevent pests, but what actually works?

July 03, 2015 | | HOME SCENE


US construction spending rises

WASHINGTON (AP) - U.S. construction spending posted a solid gain in May, pushing total activity to the highest point since the fall of 2008, with the strength led by a big jump in non-residential projects.

July 03, 2015 | | HOME SCENE


Court upholds key tool for fighting bias

WASHINGTON (AP) - A sharply divided Supreme Court on Thursday preserved a key tool used for more than four decades to fight housing discrimination, handing a surprising victory to the Obama administration and civil rights activists.

June 26, 2015 | | HOME SCENE


Manteca program conserves water, energy

The Manteca City Council has launched the HERO Property assessed Clean Energy (PACE) Program.

June 26, 2015 | | HOME SCENE


Fastest rising rents in US? Try Jackson, Mississippi

WASHINGTON (AP) - Home rental prices are climbing across much of the United States - with the biggest gains coming from not from New York or San Francisco but Jackson, Mississippi, and Portland, Maine.

June 26, 2015 | | HOME SCENE


Open the door to fresh air

For homeowners who enjoy spending time outside, the doorway is an important architectural element that blends style and function to connect indoor and outdoor spaces.

June 26, 2015 | | HOME SCENE


Questions about using a reverse mortgage

Q: What is your opinion about a reverse mortgage? We are in our late 60s, have a small savings and an acceptable pension. Our home is free and clear and is worth approximately $400,000. We have seen some famous people raving about the concept on television, but we have some concerns whether this is right for us. Clara.

June 26, 2015 | | HOME SCENE


Putting farm, water use in perspective

Hey Real Estate Boys; We read your article last week on the water situation here in the Valley. While I agree with you that it's not a government conspiracy, there really is a drought and we all need to be aware of wasting water. I do take offense that farmers seem to feel they are entitled to just open gates and flood their fields and not cut back like the government is asking of us. If I read correctly, we've been asked to cut back 30% maybe more, maybe a little less. As I drive around I see ...

June 26, 2015 | | HOME SCENE


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