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Archive By Section - HOME SCENE


Some money from mortgage settlement to be diverted

JEFFERSON CITY, Mo. (AP) - The ink wasn't even dry on a settlement with the nation's top mortgage lenders when Missouri Gov. Jay Nixon laid claim to a chunk of the money to avert a huge budget cut for public colleges and universities.

February 23, 2012 | | HOME SCENE


Good economic news continues to trickle out

The economic recovery was once again reinforced last week with the majority of data continuing to point towards growth. Retail Sales rose a solid .7% showing that consumers are continuing to increase spending long after the holiday season has ended.

February 23, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Rising sales point to better year for housing

WASHINGTON (AP) - The housing market is flashing signs of health ahead of the spring-buying season.

February 23, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.95%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage jumped after standing pat for three straight weeks at record lows. But the rate stayed below 4 percent for the 12th straight week, keeping home-buying and refinancing attractive for those who can qualify.

February 23, 2012 | | HOME SCENE


Seniors: Avoid lump-sum mortgage payoff

DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee

February 23, 2012 | | HOME SCENE


Housing agency could run out of money in 2012

WASHINGTON (AP) - The Federal Housing Administration could run out of money over the next year and require a $700 million cash infusion from the Treasury Department to stay afloat, according to the Obama administration's budget request sent Monday to Congress.

February 16, 2012 | | HOME SCENE


Fewer Americans at risk of foreclosure in fourth quarter

WASHINGTON (AP) - The number of Americans at risk of foreclosure is declining, as more homeowners climb out of debt and find steady work.

February 16, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage held steady at a record low for a third straight week, offering more incentive to those looking to buy a home or refinance.

February 16, 2012 | | HOME SCENE


Homebuilder optimism rises for 5th straight month

WASHINGTON (AP) - U.S. homebuilders are gradually growing more optimistic about the depressed housing market and believe homes sales could pick up sharply when the spring buying season begins.

February 16, 2012 | | HOME SCENE


Housing starts rise modestly to start new year

WASHINGTON (AP) - Construction of single-family homes cooled off slightly in January after surging in the final month last year. But a rise in permits suggests builders are growing more confident that more buyers are ready to come off the sidelines.

February 16, 2012 | | HOME SCENE


Foreclosure activity edges higher in January

LOS ANGELES (AP) - Banks took back more U.S. homes in January than in the previous month, the latest sign that foreclosures are accelerating after slowing sharply last year while lenders sorted out foreclosure-abuse claims.

February 16, 2012 | | HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


10 things to keep in mind when renting

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

February 16, 2012 | | HOME SCENE


Getting more out of rooms

Did you ever watch a home improvement show team transform a drab room into something spectacular using a shoestring budget and less time than it takes you to clean out your closet? Ever wonder how they did it? Here's the secret: they cheat. And you can too.

February 16, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


UNION RANCH APPEAL

There are various yardsticks to judge a neighborhood before you buy - the overall cleanliness, low crime rates, and amenities such as plenty of walking paths.

April 18, 2014 | Dennis Wyatt | HOME SCENE


Bringing life back into your yard and garden

Spring season is a time of regeneration and renewal as you prepare to bring life back to your lawn and garden. Taking the proper steps after seasonal changes or severe weather conditions can prove to be the difference between creating a breathtaking landscape or an outdoor space with unsightly mishaps. By following a few simple steps, you can take pride in your backyard year after year.

April 18, 2014 | | HOME SCENE


Go green with eco-friendly backyard outdoor living spaces

Warmer weather means days spent in the backyard with barbecues, pool parties and neighborhood gatherings. This year, create a more satisfying and sustainable outdoor living space that you'll feel extra good about by going "green." With some expert advice, it's easier than you think.

April 18, 2014 | | HOME SCENE


Bathroom organization styles that work smarter — not harder

Hairdryers, toothbrushes, combs, hair brushes and picks. Shaving utensils, makeup, styling products and perfumes. The collection of grooming and beauty tools cluttering the bathroom vanity can quickly overwhelm everything, making the space unusable for guests and creating difficulty in finding the tools you need.

April 18, 2014 | | HOME SCENE


Turlock Realtors fund high school scholarships

Turlock Realtors continued a philanthropic tradition of supporting education with the Betty McCoy Scholarship Fund.

April 18, 2014 | STAFF REPORTS | HOME SCENE


30-year mortgage rate falls to 4.27%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell this week for the second straight week as the spring home-buying season begins.

April 18, 2014 | | HOME SCENE


Home prices surge in March

SAN DIEGO (AP) - California home prices surged to a six-year high in March amid lackluster sales at the start of the traditional buying season, a research firm said Wednesday.

April 18, 2014 | | HOME SCENE


VILLA TICINO

One owner homes often have tender loving care making them in some cases either on par or better than a new home.

April 11, 2014 | Dennis Wyatt | HOME SCENE


Average 30-year mortgage rate down to 4.34 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages declined this week, edging closer to historically low levels as the spring home-buying season begins.

April 11, 2014 | | HOME SCENE


Despite interest hike refinancing still attractive

Once at rock bottom, interest rates have ticked up slightly in recent months. Still, the prospect of refinancing a mortgage remains attractive. Interest rates are projected to rise to 5 percent or above by August 2014, according to an August 2013, Freddie Mac study.

April 11, 2014 | | HOME SCENE


Increasing resale value easy by saving smartly

Investing in home improvements is a smart idea when you're thinking of putting your home on the market. So where is the best place to spend your money?

April 11, 2014 | | HOME SCENE


DEL WEBB LIFESTYLE

It is the cleanest neighborhood by far in Manteca and perhaps in the entire 209.

April 04, 2014 | By DENNIS WYATT 209 staff reporter | HOME SCENE


Growing demand for apartments pushing up rents

WASHINGTON (AP) - These are good times for U.S. landlords. For many tenants, not so much.

April 04, 2014 | | HOME SCENE


30-year loan rate increases to 4.41%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose slightly this week but remained near historically low levels.

April 04, 2014 | | HOME SCENE


Housing market: Few buyers, not enough sellers is unusual dilemma

WASHINGTON (AP) - Entering the 2014 spring buying season, the U.S. housing market faces an unusual dilemma: Too few people are selling homes. Yet too few buyers can afford the homes that are for sale.

April 04, 2014 | | HOME SCENE


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