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Archive By Section - HOME SCENE


How low can they go? 30-year mortgage now at record low 3.53%

WASHINGTON (AP) - Average rates on fixed mortgages fell again this week to record lows, creating more incentive for buyers to enter the recovering housing market.

July 19, 2012 | | HOME SCENE


Foreclosure hits older Americans harder than most

WASHINGTON (AP) - More than 1.5 million older Americans already have lost their homes, with millions more at risk as the national housing crisis takes its toll on those who are among the worst positioned to weather the storm, a new AARP report says.

July 19, 2012 | | HOME SCENE


Now’s the time to put safeguards in against new home flipping

Looking back at flipping in 2005 it is amazing that the housing market collapse wasn't worse.

July 12, 2012 | Dennis Wyatt | HOME SCENE


USDA spends millions to stimulate rural housing ownership numbers

BEMIDJI, Minn. (AP) - Kjell Thompson has long dreamed of owning her own home, but until recently she thought it out of her reach.

July 12, 2012 | | HOME SCENE


Cook up a whole new look for your kitchen is easy

We spend hours in the kitchen socializing, keeping the family organized, and, of course, cooking and eating. As the center of the home's activities, the kitchen should be as fun as it is functional. With just a few supplies and a free weekend, you can cook up a whole new look for your kitchen.

July 12, 2012 | | HOME SCENE


Daring creativity blooms in floral decor

A little black dress, a great pair of jeans and a leather jacket - some styles never go out of fashion. Some elements of home decor share that same sense of timelessness, and none more so than a simple floral theme.

July 12, 2012 | | HOME SCENE


No limit to amount HOAs can charge

DEAR BENNY: My homeowners association fees are of great concern to me, since I am on a limited income. The monthly fees are $399, and this, combined with my mortgage payments of nearly $1,400, creates a burden. I have been a widow since 1973 and am, of course, a "retired" senior with no retirement income benefits.

July 12, 2012 | | HOME SCENE


Upgrading to your dream home

The real estate market is still in a state of limbo, which has many homeowners staying in place and looking for ways to make their current abode the most comfortable it can be. Real estate agents expect the market to continue to be flat in 2012, according to ActiveRain Corp, a real estate social network. Because they're not selling, homeowners are looking at remodeling rooms, changing out decorating schemes and in some cases, even adding on to the home.

July 12, 2012 | | HOME SCENE


Teberg and team sweep landscape design awards at Alameda County Fair

Eric Teberg was taking his good friend, Joan Collins, to the doctor in Sacramento when he received the good news.

July 12, 2012 | Rose Albano Risso | HOME SCENE


Foreclosures on market could swell in early 2013

LOS ANGELES (AP) - Banks are increasingly placing homes with unpaid mortgages on a countdown that could deliver a swell of new foreclosed properties onto the market by early next year, potentially weighing further on home values.

July 12, 2012 | | HOME SCENE


30-year mortgage rate drops to record 3.56%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell again to record lows, giving would-be buyers more incentive to brave the housing market.

July 12, 2012 | | HOME SCENE


California adopts law on 'abusive' home lending

LOS ANGELES (AP) - California has a new law to stop what Gov. Jerry Brown calls abusive home lending tactics.

July 12, 2012 | | HOME SCENE


Underwater? It isn’t a financial disaster if you can make payments

One in five homes nationally is underwater.

July 06, 2012 | Dennis Wyatt | HOME SCENE


Save time and energy with tips for smart home improvement

The weather is warm and the sun is shining, making it the perfect time to start your home improvement projects. Whether it's a little tidying up, or a full-on home repair, some tips will help you complete your projects without a lot of headaches.

July 05, 2012 | | HOME SCENE


Buying a home: prepare by getting finances in order

For those considering buying a home, the current real estate market presents some unique opportunities. One of the side effects of the economic roller coaster ride of the past few years is that home prices have gone down and more homes have gone on the market. For buyers, that means more choices and better deals. However, those same tumultuous years also can also teach buyers a lesson: Make smart buying decisions and be wise with your finances.

July 05, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


FHA loan limits need to go up

Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.

December 12, 2014 | Dennis Wyatt | HOME SCENE


3% DOWN LOANS

WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.

December 12, 2014 | | HOME SCENE


Create a happy homemade Christmas setting this year

One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.

December 12, 2014 | | HOME SCENE


Bathroom upgrades to impress guests & family

Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.

December 12, 2014 | | HOME SCENE


Reurposing garage doors into walls with a view

Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.

December 12, 2014 | | HOME SCENE


Average 30-year loan rate increases to 3.93 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.

December 12, 2014 | | HOME SCENE


Tips to keep garden & hand tools in top shape

From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.

December 12, 2014 | | HOME SCENE


Master bathroom trends for homes in 2015 & beyond

When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.

December 12, 2014 | | HOME SCENE


Let her handle the money

Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.

December 05, 2014 | | HOME SCENE


5 ways to protect your home the holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 05, 2014 | | HOME SCENE


SPRUCE UP

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

December 05, 2014 | | HOME SCENE


Average US 30-year loan rate falls to 3.89 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.

December 05, 2014 | | HOME SCENE


Troubled US homeowners get more relief

WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.

December 05, 2014 | | HOME SCENE


How to cut clutter & take back your home

You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?

December 05, 2014 | | HOME SCENE


Taking a spin down Memory Lane

OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...

December 05, 2014 | | HOME SCENE


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