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Archive By Section - HOME SCENE


Rate on 30-year mortgage falls to record 3.66%

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage fell this week to a record low for the seventh time in eight weeks. Cheap mortgages have helped drive a modest recovery in the weak housing market this year.

June 21, 2012 | | HOME SCENE


Don’t let layoff derail condo conversion refi

DEAR BENNY: We are three owners of a property in a nice neighborhood. We own the property as tenants in common, and have shared an interest-only loan since 2005. We are in the process of converting the property into three condominium units. One of the owners lost her job last spring and is now self-employed. The other two owners' employment status has not changed.

June 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Don’t let layoff derail condo conversion refi

DEAR BENNY: We are three owners of a property in a nice neighborhood. We own the property as tenants in common, and have shared an interest-only loan since 2005. We are in the process of converting the property into three condominium units. One of the owners lost her job last spring and is now self-employed. The other two owners' employment status has not changed.

June 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Who lived here? How to dig up your house's history

The construction of Julian Sellers' bungalow in St. Paul, Minn., was started in 1926 and finished in early 1927. The builder was a Swedish immigrant. The family who first lived there included a married couple, their 6-year-old daughter and the wife's mother.

June 21, 2012 | | HOME SCENE


Small space solutions for kitchen

Crowded cabinets, cluttered counters and nonexistent prep space. Sound familiar? For many homeowners, small kitchen spaces make everyday use and entertaining a source of frustration. While a small kitchen can pose many challenges, it doesn't have to stop you from enjoying the space. From a full scale home renovation to some simple and quick fixes, there are many options to help you realize your kitchen's full potential and transform it into a welcoming place where you'll want to spend time.

June 21, 2012 | | HOME SCENE


Good health advice you can easily follow

(ARA) - Some things we're supposed to do for our health may seem obviously difficult to accomplish: eating less fast food no matter how yummy it tastes, fitting an hour of vigorous exercise into every day, or giving up bad habits like smoking. You may think one bit of common health advice - to get more fresh air and sunshine - would be easy to follow.

June 16, 2012 | | HOME SCENE


Rate on 30-year loan rises to 3.71%

WASHINGTON (AP) - Average rates on fixed mortgages rose this week, the first increase in seven weeks. But mortgage rates remain near historic lows, boosting prospects for home sales this year.

June 16, 2012 | | HOME SCENE


Selling a Starker exchange property

DEAR BENNY: We own a small single-family home (800 square feet) located on the property adjacent to our primary home. We purchased it using a Starker exchange about 15 years ago. We stopped renting it out eight years ago, when the mortgage was paid off. We now use it as an extension of our primary home, with the living room as a game room, garage and basement as storage, one bedroom as an office, and the other as a guest bedroom.

June 16, 2012 | Benny L. Kass Attorney | HOME SCENE


Exploring what makes your garden grow

When school lets out for summer, exchange those flip flops for gardening shoes. Add a pair of gloves, good sun-block and get out into the garden.

June 16, 2012 | | HOME SCENE


Easy kitchen updates that won’t break the bank & are simple to do

It goes without saying that the kitchen is one of the hardest-working rooms in the home. For most, it's the heart of family life and usually the one room where everyone gathers together. With so much hustle and bustle, it's no wonder that the kitchen runs the risk of looking overworked.

June 16, 2012 | | HOME SCENE


What lies beneath your dream home?

It's moving season. In a buyer-friendly market, home shoppers can be pretty particular in their search for a dream home. Increasingly, buyers are seeking flawless, move-in ready homes, and while traditional home inspections are a must-have, something equally important lurking beneath homes often goes overlooked.

June 16, 2012 | | HOME SCENE


May sees pickup in homes facing risk of foreclosure

LOS ANGELES (AP) - Lenders initiated foreclosure proceedings against more U.S. homeowners in May, setting the stage for increases in home repossessions and short sales - scenarios that could further weigh down home values in coming months.

June 16, 2012 | | HOME SCENE


Single-family homes are in a number of cases no longer that

Think American Dream and images of owning a single-family home pop up.

June 08, 2012 | Dennis Wyatt | HOME SCENE


The heat is on outside, keep cool inside

As summer heats up, air conditioning bills can rapidly rise. As homeowners feel the heat, many are looking for ways to save and stay cool.

June 07, 2012 | | HOME SCENE


Tabletop gardens are edible centerpieces

With spring arriving earlier this season, gardeners across the country are inspired to plant now. Daydreams of fresh produce used in delicious sauces, salads and stir fries have many drawing garden plot plans and even starting seeds for future transplanting. Tabletop gardens are a fun and decorative way to expand into new planting opportunities.

June 07, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


FHA loan limits need to go up

Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.

December 12, 2014 | Dennis Wyatt | HOME SCENE


3% DOWN LOANS

WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.

December 12, 2014 | | HOME SCENE


Create a happy homemade Christmas setting this year

One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.

December 12, 2014 | | HOME SCENE


Bathroom upgrades to impress guests & family

Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.

December 12, 2014 | | HOME SCENE


Reurposing garage doors into walls with a view

Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.

December 12, 2014 | | HOME SCENE


Average 30-year loan rate increases to 3.93 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.

December 12, 2014 | | HOME SCENE


Tips to keep garden & hand tools in top shape

From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.

December 12, 2014 | | HOME SCENE


Master bathroom trends for homes in 2015 & beyond

When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.

December 12, 2014 | | HOME SCENE


Let her handle the money

Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.

December 05, 2014 | | HOME SCENE


5 ways to protect your home the holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 05, 2014 | | HOME SCENE


SPRUCE UP

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

December 05, 2014 | | HOME SCENE


Average US 30-year loan rate falls to 3.89 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.

December 05, 2014 | | HOME SCENE


Troubled US homeowners get more relief

WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.

December 05, 2014 | | HOME SCENE


How to cut clutter & take back your home

You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?

December 05, 2014 | | HOME SCENE


Taking a spin down Memory Lane

OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...

December 05, 2014 | | HOME SCENE


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