DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.
Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.
DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
As the negative effects of human impact on the environment become more evident, a strong push toward global conservation continues to grow and gather steam. Scores of corporations have committed to becoming more "green" in recent years and countless environment-focused initiatives and organizations have popped up around the world. But even on an individual level, some small changes to your lifestyle can make a big difference in preserving the Earth for future generations.
Think traditional styling is only for opulent mansions and stuffy country clubs? Well, think again. Traditional design is not only extremely accessible to incorporate into any home, but according to research by the National Kitchen & Bath Association (NKBA), it's the most popular, too. Learn how to take back traditional and customize your own space.
If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.
DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.
If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.
Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.
Gardeners know that mulch is a great-looking layer of topping on the soil in gardens and landscapes, but mulch is so much more than just a decorative cover. Mirroring the leaf layer found on a forest floor, mulch covering can benefit both plants and soil.
DEAR BENNY: We have an unusual situation. When my dad died, he left a life estate in a house/rented duplex to his widow. My sister and I have managed the duplex for 12 years, with all income going for repairs and any surplus to the widow. We would like to be done with it. His widow does not want to move.
She's a single woman in Manteca in her 50s. Three years ago she was paying $820 a month rent. Now she has a monthly mortgage payment including property taxes and insurance of $790 a month. Neither monthly cost includes utilities. The last time she owned a home was in 1984. And - while Wall Street types that are interested in investment returns are pooh-poohing home ownership - she sees it from an entirely different angle. ...
The colors are blooming outside and chances are you're feeling inspired to add some color inside your home as well. Using nature as your guide, there are some quick and easy ways to refresh your home's interior.
Mother Nature is a master decorator. In summer, she dresses the world in lush greens and vibrant floral hues. And in every season, natural light is one of her most powerful designer touches.
All Woodside Homes new home communities in the Sacramento and Northern Central Valley areas are collection sites for the U.S. Marine Corps Reserve Toys for Tots program.
Home decor can convey many different emotions - from warmth and comfort on cold and dreary winter days to elegance and festiveness during the holiday season. The colors and materials you use set the stage; everything from the textures that appear in the accessories, the arrangement of the furniture and even how sound reverberates in a room.
RESPONSE FROM A READER: I have given some thought to the timeshare thing – and yes we had one and paid money to get rid of it.
WASHINGTON (AP) - Average U.S. mortgage rates rose modestly this week, a move that makes home-buying a bit less affordable. Still, rates remain near historically low levels.
WASHINGTON (AP) - U.S. home prices rose more slowly in September than in August, a sign that weaker sales are preventing the kinds of sharp price gains that occurred earlier this year.
It's that time of year again, when the cold wind blows outdoors and your home works as hard as it can to keep you warm and comfortable indoors. Yet your home may be working harder than necessary, while inflating your energy bills in the process. By making a few home renovations this winter, you can boost energy efficiency, save money and add value to your home in the long run.
Excited about hosting a holiday party; but dreading the decorating? You don't have to spend a great deal of money or invest a lot of time to get your home holiday ready. There are a number of quick, easy and inexpensive projects you can complete to update your decor before the first guest rings the doorbell.
Expanding livable space using decks and patios is a top home improvement trend, but today's homeowners aren't satisfied with limiting entertaining outdoors to the warmer months. With a few smart updates, they're creating spaces that make outdoor entertaining possible all year long. Breathe new life into your existing deck and create a space that can be used for entertaining year-round with a few expert tips.
WASHINGTON (AP) - Efforts to delay implementation of changes in the federal flood insurance program have run into roadblocks on both sides of Capitol Hill.
The holiday season's here - time for enjoying your favorite foods, cider simmering on the stove and gatherings of friends and family. If you're hosting a holiday celebration, prepping your home now will help reduce last-minute chores and make the season more enjoyable.
Q: About a month ago, our son sold his home he had owned for 9 years. Three years ago, he obtained a loan modification to lower his payments. The title attorney that handled the recent closing received a pay-off from the lender in the amount of XXXXX. Our son needed to sell, so he took a loss and had to pay over $5,000 at the closing.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages declined this week after two weeks of increases, keeping home-buying affordable.
WASHINGTON (AP) - Fewer Americans bought existing homes in October, as higher mortgage rates, the 16-day partial government shutdown and a limited supply of houses on the market reduced sales.
"A kitchen provides physical and spiritual nourishment, and for many homes is now the heart and soul of family life." That's how Terence Conran opened his classic Kitchen Book 20 years ago, and it's probably even truer today. The kitchen's central importance in most households means that Americans are paying more attention than ever to the design and decoration of this vital space - a search for functionality, comfort and beauty that's reflected in current ...
Do you have the blues this holiday season? How about the pinks? Non-traditional holiday colors are a popular trend in home decor this yuletide, especially when it comes to decking the table for special gatherings with family and friends.