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Archive By Section - HOME SCENE


Will proposed state mortgage bills hurt housing recovery?

SACRAMENTO (AP) - The federal government's main regulator of home loans is objecting to mortgage-related bills in California and says they could end up increasing lending costs and harming the housing market.

May 17, 2012 | | HOME SCENE


Practical 2-for-1 solutions for gardeners

What gardener doesn't find tasks like weeding and watering tiresome? To tackle recurring chores like these and more with greater ease and efficiency, consider some practical tools that offer two-in-one solutions.

May 17, 2012 | | HOME SCENE


30-year mortgage rate falls to record 3.79 percent in USA

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to record lows for the third straight week. The steady decline has made home-buying and refinancing more affordable than ever for those who can qualify.

May 17, 2012 | | HOME SCENE


Fewer homes foreclosed upon in April

LOS ANGELES (AP) - National foreclosure trends took a positive turn in April, as the number of homes seized by banks declined and fewer properties entered into the foreclosure process.

May 17, 2012 | | HOME SCENE


Renters complicate condo financing

DEAR BENNY: Four years ago I bought the cheapest condo in town, intending to buy a house soon. However, I learned that our complex doesn't qualify for mortgages that Fannie Mae would repurchase because landlords own more than half of the units in the complex.

May 17, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Essential insurance you can't live without

Cutting back on vacations and entertainment is a wise move to help ride out a recovering economy, but don't be tempted to forego car and homeowners insurance to make ends meet.

May 10, 2012 | | HOME SCENE


Consumer watchdog weighs limits to lender mortgage fees

WASHINGTON (AP) - The government's consumer-finance watchdog is weighing an overhaul of the fees consumers pay to obtain mortgages.

May 10, 2012 | | HOME SCENE


Fannie Mae earns $2.7B in first Q, will pay gov't $2.8B

WASHINGTON (AP) - U.S. mortgage giant Fannie Mae reported its first net income gain since it was taken over by the government during the 2008 financial crisis.

May 10, 2012 | | HOME SCENE


'Techorating' trend harmoniously marries technology & interior design

Some interior design trends are hard to understand. That jagged piece of cement that is supposedly a chair or headache-inducing paint color may look great in the glossy pages of a design magazine, but would average people really want it in their own living room?

May 10, 2012 | | HOME SCENE


Late payments on mortgages fall in 1st Q to lowest level since 2009

LOS ANGELES (AP) - The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level since 2009, according to a new report.

May 10, 2012 | | HOME SCENE


Silver lining in news of home ownership rates at 15-year low

There has been a lot of trepidation this week awaiting the latest jobless report. On Friday morning the government announced that the national unemployment rate dropped to 8.1%. However before you begin to believe that the employment sector is improving, you need to understand the real numbers.

May 10, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-do's when paying off mortgage

DEAR BENNY: I plan to pay off my home mortgage. After I do so, do I need to do anything on the deed? I received a deed under my name from the county office when I bought the house three years ago. Is this deed good enough for my ownership of the house? Are there any other things I should take care of after paying off the mortgage? --Xia

May 10, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Instant home & garden makeover

Looking for a trendy home and garden makeover that gives instant gratification and doesn't require a lot of time and resources? The latest trends in fashion and home decorating are drawing inspiration from the bright colors and laid-back attitudes of the tropics.

May 10, 2012 | | HOME SCENE


What is lurking out there in the shadows?

There is a growing consensus among economists - and experts with firms that track housing such as CoreLogic and RealtyTrac - that the housing slide has ended.

May 04, 2012 | Dennis Wyatt | HOME SCENE


Census: Homeownership hit 15-year low in 1st Q

WASHINGTON (AP) - The American dream of homeownership is at its lowest point in 15 years, the latest evidence of a housing market still far from recovering five years after the housing crash.

May 03, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


SHOP AROUND

Beware of e-lenders and unsolicited junk mail from boiler room mortgage lenders bearing gifts of lower mortgage payments.

October 31, 2014 | | HOME SCENE


Average 30-year loan rate up to 3.98%

WASHINGTON (AP) - Average U.S. long-term mortgage rates arrested their five-week decline this week but the benchmark 30-year loan remained below 4 percent.

October 31, 2014 | | HOME SCENE


Never buy a new home without asking questions

Buying a new house is an exciting time in your life. Because it is one of the most important investments you'll make for yourself and your family, there are many important factors to consider. Before making a purchase, take these four questions into account. Having the answers will allow you to enjoy your new home now and in the years ahead.

October 31, 2014 | | HOME SCENE


Chic storage ideas to corral clutter at home

With the fall season comes cool weather and more time indoors. Snuggling up with blankets and partaking in activities at home can create more clutter than usual around the house. Instead of getting frustrated, it's easy to add stylish storage to corral extra items. Get organized and keep your home clutter-free with a few smart tips.

October 31, 2014 | | HOME SCENE


Cozy and clutter-free kitchen via remodeling

Clutter can disrupt the flow of any home, bringing unwanted stress and frustration, especially in the kitchen. As one of the most prominently used rooms, maintaining a clutter-free environment will create a happier and healthier space for your family to enjoy. Here are a few tips to help you achieve and maintain a fully functional, chaos-free kitchen.

October 31, 2014 | | HOME SCENE


Gen Y home-buying trends revolutionize the market

The housing market is thriving in many parts of the country, and the driving force is an estimated 92 million Gen Now consumers between the ages of 19 and 37 (aka Gen Y or Millennials) that will enter the market to become new homebuyers by the year 2020. These consumers have grown up during the introduction of the Internet, social networking, mobile devices and a huge recession. Not surprising, this massive group is demanding far different features in their homes from what their parents and grandparents have desired in the past, and it may forever change the way homes are ...

October 31, 2014 | | HOME SCENE


Tackling holiday messes

This holiday season, create a welcoming environment for your guests. From getting your home ready for company to managing the many messes that come with a packed home, there are several cleaning tips to help you enjoy the fun at hand without the extra stress.

October 31, 2014 | | HOME SCENE


WATERPOINTE LIFESTYLE

Van Daele Homes' Waterpointe community at River Island showcases a rare and popular offering – a floorplan that lives like a single level home with the added benefit of a second story providing extra space. The Residence 1 is one of three spacious, distinctive and flexible plans at Waterpointe where homes currently available for purchase are situated on average 10,000 square foot homesites and are priced from the low $400,000's.

October 24, 2014 | | HOME SCENE


A gift for mortgage refinancers?

NEW YORK (AP) - A sudden plunge in mortgage rates last week raised an urgent question for millions of Americans:

October 24, 2014 | | HOME SCENE


Fall clean-up tips for lawn and garden tools

As the temperature drops, your lawn and garden will start settling into a dormant state. As you prep your landscaping and garden for a winter's slumber, it's a good idea to review the tools you used all summer. Taking care of this task now will ensure they're in good shape come spring when it's time to use them again.

October 24, 2014 | | HOME SCENE


Fall into your home with easy to-do list

The leaves and the weather don't need to be the only things to change this season. As the cooler temperatures send you indoors, start adding home improvement projects to your to-do list.

October 24, 2014 | | HOME SCENE


3.92% LOAN RATES

WASHINGTON (AP) - With mortgage rates sliding for a fifth straight week, the possibility of locking in a rate below 4 percent is tempting for consumers and could unleash a wave of refinancing. It may even convince some Americans to buy their first home.

October 24, 2014 | | HOME SCENE


Pet rents become apartment fad

LOS ANGELES (AP) - Man's best friend is taking a bite out of renters' wallets.

October 24, 2014 | | HOME SCENE


Three easy ways to warm up bedroom

As the weather cools down, people are preparing for cozy nights indoors. Perhaps nowhere is the desire for warm, comfortable living spaces more important than the bedroom. Fortunately, it only takes a few simple tricks to warm up any bedroom in just one weekend.

October 24, 2014 | | HOME SCENE


Existing home sales rise in September

WASHINGTON (AP) - U.S. homes sold in September at their fastest clip this year, a sign that the housing market is shaking off a slowdown that began in the middle of 2013.

October 24, 2014 | | HOME SCENE


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