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Archive By Section - HOME SCENE


Understand options when it comes to reverse mortgages

If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.

October 18, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Bank of America says housing has 'begun to turn'

NEW YORK (AP) - For banks, mortgage-making kept profits humming before the financial crisis, then blackened reputations and stamped out earnings when the crisis hit.

October 18, 2012 | | HOME SCENE


California foreclosure notices fall to 5-year low

SAN DIEGO (AP) - Home foreclosure activity in California fell to a new five-year low in the third quarter as rising prices eased pressure on homeowners and lenders, a research firm said Wednesday.

October 18, 2012 | | HOME SCENE


What’s so great about having a mortgage?

DEAR BENNY: For the life of me I cannot fathom why all real estate people insist borrowers keep a mortgage going. My husband and I bought our house and paid it off in five years. Now, instead of getting a deduction off our taxes, we have our paychecks free and clear. I cannot see how paying $1,000 a month for 30 years would have been better. With that money in pocket we amassed nearly $1 million in savings. Here is what it allowed us to do:

October 18, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Rate on 30-year fixed mortgage near record low

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage has fallen to near its record low set earlier this month.

October 18, 2012 | | HOME SCENE


Homebuilder confidence at 6-year high as buyers pickup at subdivisions

LOS ANGELES (AP) - Confidence among U.S. homebuilders remains at its highest level in six years, reflecting improved optimism over the strengthening housing market this year and a pickup in visits by prospective buyers to builders' communities.

October 18, 2012 | | HOME SCENE


Injury-prevention tips for do-it-yourselfers

When you finally tackle that home improvement project you've been planning for a while, you're probably eager to get the job done quickly, well and on-budget. Injuries can delay your project, and cost money for medical expenses or even time lost from your job. It's important to take steps to prevent injury.

October 18, 2012 | | HOME SCENE


Eight ways to improve your home's energy efficiency through lighting

It's easy to instantly trim your energy consumption and boost the eco-friendliness of your home. The key to easy energy savings is lighting. Though for many homeowners and renters, knowing how and what to do to improve their home's lighting energy efficiency can be confusing.

October 18, 2012 | | HOME SCENE


Will gas prices fuel further drops in home prices?

Gas prices - which appear to be heading toward $5 a gallon -may be a wild card in the Manteca housing market recovery but not in the way you might think.

October 12, 2012 | Dennis Wyatt | HOME SCENE


Revamp pantry to avoid waste, save money

For a basic green living project with benefits to your wallet and the environment, consider revamping the kitchen pantry. The cupboard is the starting point for most kitchen activity and is more than just a storage space. Develop good buying habits and build a strong foundation and you can avoid the waste of food and money. Here's how to tackle the task at once or little by little.

October 11, 2012 | | HOME SCENE


Simple solutions for a ship-shape bathroom without using up time

Everyone wants an immaculate home, but not everyone wants to spend their free time scrubbing and straightening. The reality revealed in a recent Good Housekeeping magazine study is that the average homeowner spends roughly 19 hours a week cleaning.

October 11, 2012 | | HOME SCENE


Do not walk away from your mortgage

Terry, please answer this question for me: Why shouldn't I just walk away from my mortgage?

October 11, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Deck your halls with innovative tips and techniques this season

The holiday season doesn't have to always involve the same old, same old when it comes to decorating your home.

October 11, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.39 percrent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages ticked up from record lows last week. Cheaper mortgages are fueling a modest housing recovery that could help the broader economy.

October 11, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Court upholds key tool for fighting bias

WASHINGTON (AP) - A sharply divided Supreme Court on Thursday preserved a key tool used for more than four decades to fight housing discrimination, handing a surprising victory to the Obama administration and civil rights activists.

June 26, 2015 | | HOME SCENE


Manteca program conserves water, energy

The Manteca City Council has launched the HERO Property assessed Clean Energy (PACE) Program.

June 26, 2015 | | HOME SCENE


Fastest rising rents in US? Try Jackson, Mississippi

WASHINGTON (AP) - Home rental prices are climbing across much of the United States - with the biggest gains coming from not from New York or San Francisco but Jackson, Mississippi, and Portland, Maine.

June 26, 2015 | | HOME SCENE


Open the door to fresh air

For homeowners who enjoy spending time outside, the doorway is an important architectural element that blends style and function to connect indoor and outdoor spaces.

June 26, 2015 | | HOME SCENE


Questions about using a reverse mortgage

Q: What is your opinion about a reverse mortgage? We are in our late 60s, have a small savings and an acceptable pension. Our home is free and clear and is worth approximately $400,000. We have seen some famous people raving about the concept on television, but we have some concerns whether this is right for us. Clara.

June 26, 2015 | | HOME SCENE


Putting farm, water use in perspective

Hey Real Estate Boys; We read your article last week on the water situation here in the Valley. While I agree with you that it's not a government conspiracy, there really is a drought and we all need to be aware of wasting water. I do take offense that farmers seem to feel they are entitled to just open gates and flood their fields and not cut back like the government is asking of us. If I read correctly, we've been asked to cut back 30% maybe more, maybe a little less. As I drive around I see ...

June 26, 2015 | | HOME SCENE


Average 30-year rate edges up to 4.02%

WASHINGTON (AP) - Average long-term U.S. mortgage rates were mixed this week, marking slight increases or declines but remaining close to high levels for the year.

June 26, 2015 | | HOME SCENE


Simple home safety improvement steps

Renovating a house can be a tough job. With so many details to consider, just knowing where to begin can be a challenge. But one consideration homeowners shouldn't skip is safety.

June 26, 2015 | | HOME SCENE


Brisk sales at Atherton means model homes are now for sale

By DENNIS WYATT

June 26, 2015 | Dennis Wyatt | HOME SCENE


‘THE ADDRESS’

Here's an interesting tidbit: Fifty percent of the home buyers at River Islands at Lathrop are coming from Mountain House and Tracy,

June 19, 2015 | Dennis Wyatt | HOME SCENE


Floor your house with design twists

Hardwood flooring brings enduring beauty, charm and value to a home. Not content to keep a good thing underfoot, inspired homeowners are now finding new and creative locations to use it for a dramatic effect.

June 19, 2015 | | HOME SCENE


Is your money going out of the windows?

One of the largest contributors to a home's energy efficiency is its windows. Energy-efficient windows can lower your energy costs and increase your home's comfort while reducing your carbon footprint and increasing your home's value.

June 19, 2015 | | HOME SCENE


California home sales rise; median price tops $400,000

IRVINE (AP) - California home sales continued their year-over-year rise last month as the state recovers from its housing slump. The median price of homes hit $401,000 statewide and $650,000 in the San Francisco Bay Area, a real estate research firm reported Thursday.

June 19, 2015 | | HOME SCENE


Kitchen designer tells all

When remodeling your kitchen, it can be tricky to know where to start. Certified Kitchen Designer MaryJo Camp has been there, in more ways than one. As a designer certified by the National Kitchen and Bath Association (NKBA), Camp has designed thousands of kitchens in her 35-year career – including her own. With a newfound personal understanding of remodeling challenges, Camp has pulled together her top tips for a successful kitchen revamp.

June 19, 2015 | | HOME SCENE


Average rate on 30-year loan drops to 4%

WASHINGTON (AP) - Average long-term U.S. mortgage rates eased this week after hitting their highest levels this year in the previous week.

June 19, 2015 | | HOME SCENE


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