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Do not walk away from your mortgage

Terry, please answer this question for me: Why shouldn't I just walk away from my mortgage?

October 11, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Deck your halls with innovative tips and techniques this season

The holiday season doesn't have to always involve the same old, same old when it comes to decorating your home.

October 11, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.39 percrent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages ticked up from record lows last week. Cheaper mortgages are fueling a modest housing recovery that could help the broader economy.

October 11, 2012 | | HOME SCENE


US foreclosure filings hit 5-year low in September

NEW YORK (AP) - U.S. foreclosure filings dropped to a five-year low in September as fewer homes were on track to be seized by lenders.

October 11, 2012 | | HOME SCENE


Taking kitchen from 'blah' to 'bling'

From cooking to entertaining, the kitchen - always the heart of the home - now takes center stage as the 21st century hub of the home. As families spend more time in their homes, today's "command central" kitchen needs to be multi-functional and high-definition ­­with easy-to-maintain surfaces dedicated to cooking, working, Web surfing and blogging, paying bills and doing homework, as well as creating a comfortable environment to entertain with family and friends.

October 11, 2012 | | HOME SCENE


Affordable housing strategies in place are almost laughable

I have a carport.

October 05, 2012 | Dennis Wyatt | HOME SCENE


Add curb appeal to your home with new exterior trim

When it comes to selling your home, curb appeal means everything. And nothing makes a worse initial impression than exterior trim that is peeling, cracked, rotted or falling apart. Replacing old or damaged exterior trim is a great way to freshen up your home today and make it stand out among others tomorrow.

October 04, 2012 | | HOME SCENE


Condo buyers hit with surprise rental restrictions

DEAR BENNY: My husband and I own a condo in a seven-unit condo association. We have owned the unit since 2005. Recently, one of the unit owners asked us if we were interested in buying his unit. We made an offer and he accepted it. After the sale and purchase agreement was signed, the seller of that unit sent an email to everyone in our association that he was happy to announce that we are buying another unit in the building.

October 04, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Boomers: Shifting household needs create home design opportunities

Boomers expect to stay in their homes and live independently into their later years, but in the midst of change that is occurring in their households, it's easy for them to lose focus on planning for their own future housing needs.

October 04, 2012 | | HOME SCENE


Measure of home prices rises by most in 6 years

WASHINGTON (AP) - A measure of U.S. home prices jumped 4.6 percent in August compared with a year ago, the largest year-over-year increase in more than six years.

October 04, 2012 | | HOME SCENE


30-year mortgage rate hits record low: 3.36%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell to fresh record lows for the second straight week. The declines have led more homeowners to refinance, a trend that could help jumpstart the economy.

October 04, 2012 | | HOME SCENE


Reverse mortgage can help seniors buy new home

Americans have learned a tough lesson: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home.

October 04, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Oakwood Shores home sales making a big splash in the recovering market

One of the weather vanes that developers are reading when it comes to Manteca-Lathrop housing once was home to a bunch of squealing kids.

September 28, 2012 | Dennis Wyatt | HOME SCENE


Mortgage rates make this best time to buy or refinance

He (or she) who hesitates is lost! It's an old saying, and right now it applies to the housing market. Yes, the economic headlines are still gloomy, many are unemployed and foreclosures are actually rising. But paradoxically, those obvious facts are creating one of the best home-buying opportunities in history.

September 27, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


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Page 54 of 97

Articles by Section - HOME SCENE


5 FREEZER TIPS

As much as 30 to 40 percent of all food in North America is wasted, according to the United Nations Environment Programme. That's about 20 pounds per person every month! In terms of money, that's an alarming $165 billion in wasted food annually, according to the Natural Resources Defense Council.

July 03, 2015 | | HOME SCENE


Cool way to reduce home energy costs

It's the time of year when even a dip in the local lake won't cool you down for long. What you really need is effective, efficient air conditioning that provides constant and reliable comfort.

July 03, 2015 | | HOME SCENE


Pending home sales climb to 9-year high

WASHINGTON (AP) - More Americans signed contracts to purchase homes in May, as pending sales climbed to their highest level in more than nine years.

July 03, 2015 | | HOME SCENE


Average rate on 30-year mortgage rises to 4.08%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week, reaching high levels for the year.

July 03, 2015 | | HOME SCENE


Home prices climbing steadily

WASHINGTON (AP) - U.S. home prices increased at a solid clip in April, led by double-digit jumps in Denver and San Francisco.

July 03, 2015 | | HOME SCENE


Design pet-friendly place

Even for households that count four-legged fur friends as part of their family, pet-friendly features can be easily overlooked when it's time to build or redesign. Architectural details, such as cabinetry, offer clever ways to provide pet-friendly function to any room.

July 03, 2015 | | HOME SCENE


Choose right lighting for your home

Just like many products, when it comes to purchasing new light bulbs, nothing beats the in-store experience. Seeing the difference in lighting has a stronger impact than online reviews from other consumers or experts.

July 03, 2015 | | HOME SCENE


PEST MYTHS

During the summer, it may seem impossible to keep bugs away from the home, so people will try just about anything. Perhaps you've heard about household DIY tricks to prevent pests, but what actually works?

July 03, 2015 | | HOME SCENE


US construction spending rises

WASHINGTON (AP) - U.S. construction spending posted a solid gain in May, pushing total activity to the highest point since the fall of 2008, with the strength led by a big jump in non-residential projects.

July 03, 2015 | | HOME SCENE


Court upholds key tool for fighting bias

WASHINGTON (AP) - A sharply divided Supreme Court on Thursday preserved a key tool used for more than four decades to fight housing discrimination, handing a surprising victory to the Obama administration and civil rights activists.

June 26, 2015 | | HOME SCENE


Manteca program conserves water, energy

The Manteca City Council has launched the HERO Property assessed Clean Energy (PACE) Program.

June 26, 2015 | | HOME SCENE


Fastest rising rents in US? Try Jackson, Mississippi

WASHINGTON (AP) - Home rental prices are climbing across much of the United States - with the biggest gains coming from not from New York or San Francisco but Jackson, Mississippi, and Portland, Maine.

June 26, 2015 | | HOME SCENE


Open the door to fresh air

For homeowners who enjoy spending time outside, the doorway is an important architectural element that blends style and function to connect indoor and outdoor spaces.

June 26, 2015 | | HOME SCENE


Questions about using a reverse mortgage

Q: What is your opinion about a reverse mortgage? We are in our late 60s, have a small savings and an acceptable pension. Our home is free and clear and is worth approximately $400,000. We have seen some famous people raving about the concept on television, but we have some concerns whether this is right for us. Clara.

June 26, 2015 | | HOME SCENE


Putting farm, water use in perspective

Hey Real Estate Boys; We read your article last week on the water situation here in the Valley. While I agree with you that it's not a government conspiracy, there really is a drought and we all need to be aware of wasting water. I do take offense that farmers seem to feel they are entitled to just open gates and flood their fields and not cut back like the government is asking of us. If I read correctly, we've been asked to cut back 30% maybe more, maybe a little less. As I drive around I see ...

June 26, 2015 | | HOME SCENE


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