WASHINGTON (AP) - The federal government proposed new rules on Tuesday that will give homeowners more ways to avoid foreclosure and get an accurate accounting of their monthly mortgage payments.
DEAR BENNY: We own two houses, both of which have been on the market for approximately two years. One is our primary home, and one is a second home on the lake. Due to personal issues, we want to sell. Should we take a loss and sell, or hang tight? --Joyce
For many younger Americans, the dream of owning their first home is alive and well. But for others, it's still an elusive dream.
Love the way you feel after slipping into your little black dress, or donning a well-tailored black suit? Black is not only a great shade on you - it's also a great shade for your home. The stylish finish is especially perfect in the kitchen - and can be seen in everything from kitchen appliances to hardware, and now even faucets. Make your kitchen feel just as good as you do in your go-to outfit with the magic of black.
Technology is in virtually every facet of our lives, yet many of the everyday conveniences we enjoy now have been around for less than 100 years.
WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage was mostly unchanged this week, as the cost of home-buying and refinancing stayed near record lows.
When warm weather arrives, Mother Nature becomes a shameless show-off. From clear, bright skies to lush green grass and vibrant blooms, the outdoors go bold and beautiful. So is it any surprise that this season's outdoor decor is following suit?
Generations of Americans have considered owning their own home a key aspect of achieving the American Dream. But the lingering aftermath of the Great Recession has caused many people to rethink that belief. Rental occupancies are rising as more Americans opt to lease their homes, rather than buy.
The housing market continues to bounce around at what many experts believe is the bottom. In recent weeks I have written about how many of the housing reports have indicated a slowly strengthening real estate market. I don't believe that trend is changing however in the last week we have seen the New Home Sales report as well as the Pending Home Sales report come in weaker than expected. With the employment picture steadily improving, it is a little bit confusing as to why the housing market is unable to gain much traction towards improvement.
Who would have thought getting dirt under your fingernails would ever be considered one of the hottest trends going? According to Doug Jimerson, garden core director for Better Homes and Gardens, "growing your own fruits, veggies and herbs is something Americans are doing in record numbers this season."
DEAR BENNY: I enjoy reading your articles and I have a question of my own. My wife passed away three years ago and I recently remarried. I plan to retire this year and want to refinance my home. The house is in both my deceased wife's name and mine. What complications will I run into when I do this? --Harold
You've made the decision to remodel your home. The budget range and project scope have been set. You've even preemptively told your sister-in-law she'll need to host Christmas (alright, that was before you knew you were going to remodel). Now what?
Banks may finally be getting it.
Yearning to escape to a tropical paradise? This spring, look no further than your own backyard to capture the romance of the tropics and create a sense of optimism to lift your spirits.
When considering a home renovation, think outside the box for design inspiration and setting the overall tone.
When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.
Bargain hunting is practically a sport, especially during the holiday shopping season. Deloitte's 2014 annual holiday survey predicts the average American will drop nearly $1,300 this holiday season. With that level of spending in mind, planning to save real money elsewhere is crucial to managing a household's bottom line.
Your porch should be a warm, welcoming outdoor living space that offers comfort and helps make a house a home. Whether you want to remodel your porch from the ground up, or just give it a refreshing new look and feel, it's easier than you think to create a perfect porch.
Are you looking for ways to update your home this new year? With so many fresh interior ideas available, it can be difficult to balance current design trends with classic styles for a look that is both of-the-moment and everlasting. Follow these guidelines to find a way to blend now and forever for a look you will love today and tomorrow.
WASHINGTON (AP) - Average U.S. long-term mortgage rates fell this week, with the benchmark 30-year loan rate reaching a new low for the year.
WASHINGTON (AP) - Construction of new homes fell slightly in November, reflecting weakness in construction of single-family homes.
Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.
WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.
One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.
Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.
Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.
WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.
From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.
When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.