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Searching shadows for end to foreclosure crisis

WEST PALM BEACH, Fla. (AP) - When Frank Verna pulls up to a battered, four-unit apartment building at lunch hour, he's just over a mile as the seagull flies from the gated oceanfront palaces of South Florida's wealthiest.

March 29, 2012 | | HOME SCENE


Home prices fell in January in most cities

WASHINGTON (AP) - Home prices fell in January for a fifth straight month in most major U.S. cities, as modest sales increases have yet to boost prices.

March 29, 2012 | | HOME SCENE


Home prices fell in January in most cities

WASHINGTON (AP) - Home prices fell in January for a fifth straight month in most major U.S. cities, as modest sales increases have yet to boost prices.

March 29, 2012 | | HOME SCENE


Study: Making car payment takes priority over paying the mortgage

NEW YORK (AP) - The recession and its hangover may have turned bill-paying habits upside down. Cash-strapped Americans are paying off their car loans before they pay credit card bills and make mortgage payments, a study finds.

March 29, 2012 | | HOME SCENE


Must giftee pay IRS when property is later sold?

DEAR BENNY: In April 2001, a friend and I purchased a condo in California for $100,000. We are on title as tenants in common. My wife and I own 50 percent, and my friend owns 50 percent.

March 29, 2012 | By BENNY L. KASS Inman News | HOME SCENE


2012 outdoor living trends can easily update your patio or deck

More homeowners want their outdoor space to truly be an extension of their house and are taking steps to create an inviting area to relax, play and host guests. If you want to update your deck or patio for warm weather entertaining, you don't have to spend a lot of time or money. You can easily refresh the items you already have and add new stylish elements by keeping some top trends and design ideas in mind.

March 29, 2012 | | HOME SCENE


Is owning your own home worth it? Sit down and try to figure it out

Is owning a home really worth it?

March 23, 2012 | Dennis Wyatt | HOME SCENE


California home sales jump in February

SAN DIEGO (AP) - Home sales rose sharply in California last month as investors snapped up the lowest-priced properties, often paying cash, a research firm reported Thursday. Prices continued to fall.

March 22, 2012 | | HOME SCENE


Credit score can impact home purchase

Purchasing a home can be the most rewarding - and also the most frustrating - financial transaction of your life. Especially today, when the news is filled with stories about the great market conditions for buyers. One aspect of the home buying process that's often overlooked is the extra cost that interest from a home loan adds to the total price of the home.

March 22, 2012 | | HOME SCENE


US court freezes assets for 5 mortgage companies

WASHINGTON (AP) - A federal court has frozen assets at five California companies that are being investigated for trying to scam U.S. homeowners facing foreclosure.

March 22, 2012 | | HOME SCENE


Builders betting on brighter housing market

WASHINGTON (AP) - U.S. builders are betting that the housing market is finally on the path back to health.

March 22, 2012 | | HOME SCENE


Home re-sales complete best winter in 5 years

WASHINGTON (AP) - U.S. home sales are gradually coming back. A mild winter and a stronger job market have helped boost sales ahead of the crucial spring buying season.

March 22, 2012 | | HOME SCENE


Fed fines 8 US banks for alleged foreclosure abuse

WASHINGTON (AP) - The Federal Reserve said Monday that it plans to fine eight additional U.S. bank holding companies for improperly foreclosing on homeowners.

March 22, 2012 | | HOME SCENE


Rate on 30-year mortgages jumps above 4% for 1st time in five months

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage rose above 4 percent for the first time in five months. The sharp increase suggests the window to buy or refinance a home at historically low rates is closing.

March 22, 2012 | | HOME SCENE


One day soon low mortgage rates will be seen just in rearview mirror

By now you have probably seen at least one AT&T commercial that talks about how fast their phone service is and how they use the expression "That's so 42 seconds ago"...Well that is pretty much the same thing that can be said for mortgage rates. Any advertising you see this week about rates is going to be off by more than ¼% because those ads per place more than a week ago.

March 22, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


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Articles by Section - HOME SCENE


FHA loan limits need to go up

Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.

December 12, 2014 | Dennis Wyatt | HOME SCENE


3% DOWN LOANS

WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.

December 12, 2014 | | HOME SCENE


Create a happy homemade Christmas setting this year

One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.

December 12, 2014 | | HOME SCENE


Bathroom upgrades to impress guests & family

Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.

December 12, 2014 | | HOME SCENE


Reurposing garage doors into walls with a view

Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.

December 12, 2014 | | HOME SCENE


Average 30-year loan rate increases to 3.93 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.

December 12, 2014 | | HOME SCENE


Tips to keep garden & hand tools in top shape

From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.

December 12, 2014 | | HOME SCENE


Master bathroom trends for homes in 2015 & beyond

When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.

December 12, 2014 | | HOME SCENE


Let her handle the money

Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.

December 05, 2014 | | HOME SCENE


5 ways to protect your home the holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 05, 2014 | | HOME SCENE


SPRUCE UP

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

December 05, 2014 | | HOME SCENE


Average US 30-year loan rate falls to 3.89 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.

December 05, 2014 | | HOME SCENE


Troubled US homeowners get more relief

WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.

December 05, 2014 | | HOME SCENE


How to cut clutter & take back your home

You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?

December 05, 2014 | | HOME SCENE


Taking a spin down Memory Lane

OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...

December 05, 2014 | | HOME SCENE


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