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Archive By Section - HOME SCENE


Credit score can impact home purchase

Purchasing a home can be the most rewarding - and also the most frustrating - financial transaction of your life. Especially today, when the news is filled with stories about the great market conditions for buyers. One aspect of the home buying process that's often overlooked is the extra cost that interest from a home loan adds to the total price of the home.

March 22, 2012 | | HOME SCENE


US court freezes assets for 5 mortgage companies

WASHINGTON (AP) - A federal court has frozen assets at five California companies that are being investigated for trying to scam U.S. homeowners facing foreclosure.

March 22, 2012 | | HOME SCENE


Builders betting on brighter housing market

WASHINGTON (AP) - U.S. builders are betting that the housing market is finally on the path back to health.

March 22, 2012 | | HOME SCENE


Home re-sales complete best winter in 5 years

WASHINGTON (AP) - U.S. home sales are gradually coming back. A mild winter and a stronger job market have helped boost sales ahead of the crucial spring buying season.

March 22, 2012 | | HOME SCENE


Fed fines 8 US banks for alleged foreclosure abuse

WASHINGTON (AP) - The Federal Reserve said Monday that it plans to fine eight additional U.S. bank holding companies for improperly foreclosing on homeowners.

March 22, 2012 | | HOME SCENE


Rate on 30-year mortgages jumps above 4% for 1st time in five months

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage rose above 4 percent for the first time in five months. The sharp increase suggests the window to buy or refinance a home at historically low rates is closing.

March 22, 2012 | | HOME SCENE


One day soon low mortgage rates will be seen just in rearview mirror

By now you have probably seen at least one AT&T commercial that talks about how fast their phone service is and how they use the expression "That's so 42 seconds ago"...Well that is pretty much the same thing that can be said for mortgage rates. Any advertising you see this week about rates is going to be off by more than ¼% because those ads per place more than a week ago.

March 22, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-knows before selling home to daughter

DEAR BENNY: I own two properties and would like to sell my current residence to my daughter and her husband, and move into the other. Its assessed tax value is about $150,000, but I'd like to sell it to them for about $200,000 interest-free. Both my houses are paid off so I don't need any down payment from them.

March 22, 2012 | | HOME SCENE


Designing your home office for maximum comfort & productivity

There's no doubt that we're a connected society - and connected like never before through email, social networks, video conference technology, instant messaging, smart phones, the list goes on. While this influx in connectivity has made it easier to do business, it has also blurred the lines between work and home life, resulting with many of us working in our homes at least a few hours each week. If your kitchen countertop has become your go-to place for paying bills, responding to emails and conducting business, it may be time to consider adding a dedicated office space in your ...

March 22, 2012 | | HOME SCENE


Five easy spring cleaning tips

Spring is here, which means one thing: it's time to get your home in tip-top shape. By completing a few easy tasks, you can spend more time soaking up the sun and less time on interior projects. Here are five ways to spruce up your home this spring to prepare for a relaxing summer - and give your home that "spring cleaning" feel without spending the entire spring, well, cleaning.

March 15, 2012 | | HOME SCENE


Some states saw spike in foreclosures

LOS ANGELES (AP) - Foreclosure activity surged last month across about half of the nation's states, as banks tackled a backlog of homes with mortgages that had gone unpaid yet remained in limbo due to delays stemming from foreclosure-abuse claims.

March 15, 2012 | | HOME SCENE


Program helps people become homeowners

JONESBORO, Ark. (AP) - Single mother Melissa Davis used to live in public housing but dreamed of owning her own home.

March 15, 2012 | | HOME SCENE


Rate on 30-year loan rises to 3.92%

WASHINGTON (AP) - The average rate in the U.S. on the 30-year fixed mortgage hovered near historic lows this week, making home-buying and refinancing more attractive to those who can qualify.

March 15, 2012 | | HOME SCENE


Changes in the housing Changes in the housing market

Last week I talked about how I am seeing more "for sale" signs coming out on properties in my area. Reports around the country are similar to mine and it appears that homeowners who have been waiting to sell, are beginning to believe that the market is turning and that now is time to test the waters.

March 15, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-knows before selling home to daughter

DEAR BENNY: I own two properties and would like to sell my current residence to my daughter and her husband, and move into the other. Its assessed tax value is about $150,000, but I'd like to sell it to them for about $200,000 interest-free. Both my houses are paid off so I don't need any down payment from them.

March 15, 2012 | | HOME SCENE


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Page 56 of 82

Articles by Section - HOME SCENE


REVERSE MORTGAGES

If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.

November 26, 2014 | TERRY SAVAGE | HOME SCENE


Making patio space an extension of the home

When the weather conditions are just right, a relaxing evening spent on the porch or patio is perfect for enjoying good company and the beauty of the outside world. Wouldn't it be nice to enjoy these comforts regardless of the season?

November 26, 2014 | | HOME SCENE


Save on splurge-worthy home styles for flooring

In the fashion and design world, alternative materials that emulate high-end looks are trendy not only for their lower price point and low maintenance qualities, but thanks to advancements in design and technology, are often hard to differentiate from the real thing.

November 26, 2014 | | HOME SCENE


Tips for a clean, guest-ready home

Now is the season for enjoying backyard BBQs and poolside parties with friends and family – not being trapped in the house for pre- and post-party cleaning. With a little planning, you can minimize time spent on daily chores and maximize time spent soaking up the sun and creating memories with guests.

November 26, 2014 | | HOME SCENE


Define your unique Style during remodel

When thinking about your dream kitchen, what finish style of cabinets come to mind? Is it rich dark stained cherry wood? Maybe a clean, crisp white paint? Do you picture yourself having a rustic kitchen complemented by different techniques?

November 26, 2014 | | HOME SCENE


Pending home sales slip in October

WASHINGTON (AP) - The number of Americans signing contracts to buy homes fell slightly in October as tight credit and lagging wages remained financial hurdles for would-be homebuyers.

November 26, 2014 | | HOME SCENE


MARKET BAROMETER

The biggest price rebound for housing in the Manteca market is also still the most affordable - the Cherry Lane Condos along Union Road.

November 21, 2014 | Dennis Wyatt | HOME SCENE


California home sales increase by 1.4 percent

SAN DIEGO (AP) - California home sales continue to climb - with the October sales tally reaching the highest it has been for that month in two years, a research firm said Thursday.

November 21, 2014 | | HOME SCENE


Home sales rise in October

WASHINGTON (AP) - Americans bought homes in October at the briskest pace this year, a sign that the sluggish housing market is turning around.

November 21, 2014 | | HOME SCENE


Beauty of wood turns homes into architectural masterpieces

Ever since humans stopped dwelling in caves and started living in huts made of tree branches, wood has been an indispensible structural and decorative residential material. Man's house-building relationship with wood - historically, culturally and experientially - is deep, long and universal. In part that's because wood is abundant, economical, durable and flexible. But our enduring love affair with wood is also due to the fact that, like us, each piece of timber is unique - its color, texture and grain are as individual as a human personality, so we keep discovering new aspects of its beauty and versatility to delight ...

November 21, 2014 | | HOME SCENE


Cypress adds a signature style to the look of a home

To satisfy homeowners seeking to add a signature style to their indoor living spaces, more and more design professionals and builders are going back to basics and rediscovering the versatility, durability and good looks of cypress.

November 21, 2014 | | HOME SCENE


Home improvements that give most bang for your buck

Prioritizing a home-improvement wish list is never easy. Do you put design and aesthetics ahead of functionality? Or do you choose comfort and convenience over energy efficiency and cost savings?

November 21, 2014 | | HOME SCENE


Home starts drop 2.8% in October

WASHINGTON (AP) - Construction of new homes fell slightly in October after a big surge in the previous month, but the weakness was largely driven by the volatile apartment sector.

November 21, 2014 | | HOME SCENE


30-year mortgage rates drop to 3.99%

WASHINGTON (AP) - Average U.S. long-term mortgage rates continued to tick down this week, remaining close to yearlong lows.

November 21, 2014 | | HOME SCENE


Federal agency yet to act on controversial insurance used by banks

WASHINGTON (AP) - The Federal Housing Finance Agency has yet to deliver on changes to a controversial type of homeowner's insurance even as its director told the Senate Banking Committee on Wednesday that it's making progress.

November 21, 2014 | | HOME SCENE


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