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Fewer homes repossessed by banks in 2012

LOS ANGELES (AP) - Lenders took possession of fewer U.S. homes in 2012 than a year earlier, as the pace of new homes entering the path to foreclosure slowed and banks increasingly opted to allow troubled borrowers to sell their homes for less than what they owed on their mortgage.

January 18, 2013 | | HOME SCENE

Maintaining your home helps protect investment

Home ownership is an important investment that can create both a sense of pride and a place in the world that is all your own. While the investment in purchasing or building your own home is sizeable, letting your home fall into disrepair can be even more costly. However, home maintenance doesn't have to be a daunting task. By following a few simple steps and making maintenance a regular activity, you'll not only preserve the quality of your home, but you'll likely save money over the long term.

January 18, 2013 | | HOME SCENE

Bank not obligated to sell foreclosure at list price

DEAR BENNY: I offered full price -- $168,000 -- for a home in foreclosure. The bank came back with a refusal and a new sales price of $240,000. That is $72,000 over the asking price. Is this legal? --Marie

January 18, 2013 | | HOME SCENE

Deliberately being late on mortgages: Is it a growing trend?

Here's a sobering thought: There are as many as 1.58 million mortgages nationwide that are 90 or more days delinquent but not in foreclosure.

January 11, 2013 | Dennis Wyatt | HOME SCENE

Find inspiration for your home in 2013

We're all looking forward to a fresh start at the beginning of the new year: Whether it's an updated fitness regime, pursuing new hobbies or getting organized, there are a slew of resolutions to try. In 2013, why not make a few changes to not only yourself, but also your home? By incorporating cutting-edge design trends, you'll add style and color that's perfect to kick-start the year.

January 11, 2013 | | HOME SCENE

City says 12 Detroit homes accidentally demolished

DETROIT (AP) - A dozen homes in Detroit have been mistakenly demolished, a city official says.

January 11, 2013 | | HOME SCENE

New federal rules aim to curb risky mortgages

WASHINGTON (AP) - Federal regulators for the first time are laying out rules aimed at ensuring that mortgage borrowers can afford to repay the loans they take out.

January 11, 2013 | | HOME SCENE

Rates on 30-year mortgage rises to 3.40 %

WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose this week but remained close to record lows. Cheap mortgages have made home buying more affordable and helped drive a housing recovery.

January 11, 2013 | | HOME SCENE

Start planning now for your spring home makeover projects

If April showers bring May flowers, what do winter's snowflakes bring? Perhaps it's an excuse to curl up with your favorite magazines and imagine the kitchen makeover of your dreams. When the cold winter months keep you indoors, use the time to take care of things that will make your remodeling plans much easier to tackle in the spring.-

January 10, 2013 | | HOME SCENE

Affordable upgrades can give your home a stylish new look

Sure, kitchen and bath renovations get all the glamour and credit for offering high returns on your investment when it's time to sell your home. But a host of other, often-overlooked improvements can also offer great ROI - while completely changing the look of your home at a fraction of the cost of bigger projects.

January 10, 2013 | | HOME SCENE

Are safety upgrades repairs or improvements?

DEAR BENNY: Is the definition of "capital improvement" something that increases the actual value of the house, even if it may not trigger a change in taxes, or must it be taxable?

January 10, 2013 | By BENNY L. KASS Inman News | HOME SCENE

Manteca rebound in home prices is stronger than in SF

Here's a shocker.

January 03, 2013 | Dennis Wyatt | HOME SCENE

Rate on 30-year mortgage slips down to 3.34 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages moved closer to their record lows this week, a trend that has made home buying more affordable and helped sustain a housing recovery.

January 03, 2013 | | HOME SCENE

Pending home sales rise to highest level in 2½ years

WASHINGTON (AP) - A measure of Americans who signed contracts to buy homes increased last month to its highest level in two and a half years, the latest sign of improvement in the once-battered housing market.

January 03, 2013 | | HOME SCENE

Cypress siding provides a natural choice to enhance today's homes

Across the country, cypress siding is becoming increasingly popular among homeowners who are looking to add value, durability, and a lifetime of good looks to their homes.

January 03, 2013 | | HOME SCENE

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