DEAR BENNY: I recently was the successful bidder on a condo. The closing was within 15 days of the sale, and a special warranty deed was conveyed for the amount of my bid. The closing agent told me after the closing that I had signed a memorandum of foreclosure agreeing to reimburse the seller for prepaid taxes and all amounts claimed owing by the condominium association.
RIPON – Visitors to the Wever family's gardens can easily find themselves transported to a Mediterranean villa.
DEAR BENNY: In response to your question about whether it is better to make additional mortgage payments monthly or annually, I believe you are correct that monthly payments are better than if the annual payment is made at year's end.
This weekend only, K. Hovnanian Homes is hosting a "$20K Any Way" sales celebration at Medallion in Manteca. Customers who enter purchase agreements now through Sunday will receive a $20,000 credit they can apply to designer upgrades, structural options, appliances, closing costs or a buydown of their interest rate.
Warmer weather is often considered perfect for cleaning up and cleaning out. As the saying goes, "Out with the old, in with the new." However, according to Molly J. Deas, academic director for Interior Design at The Art Institute of Portland, summer is an ideal time to inject trends of the season and redecorate by reusing items in new ways.
DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.
Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.
DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
As the negative effects of human impact on the environment become more evident, a strong push toward global conservation continues to grow and gather steam. Scores of corporations have committed to becoming more "green" in recent years and countless environment-focused initiatives and organizations have popped up around the world. But even on an individual level, some small changes to your lifestyle can make a big difference in preserving the Earth for future generations.
Think traditional styling is only for opulent mansions and stuffy country clubs? Well, think again. Traditional design is not only extremely accessible to incorporate into any home, but according to research by the National Kitchen & Bath Association (NKBA), it's the most popular, too. Learn how to take back traditional and customize your own space.
If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.
DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.
If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.
Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.
Homes that qualify for FHA mortgages are in high demand.
Mid-century modern inspiration draws from the 1940s through the 1960s, a twenty-year span when design was sleek, elegant and functional. Although the style originated more than 70 years ago, this trend has resurfaced with a fresh revival.
Efficiency is the name of the game these days. At the office it comes into play in processing work quickly and at a lower cost. At home, efficiency means being able to get the household and landscaping chores done so you can spend time with the family.
When choosing a focal point for a room, designers and homeowners alike often plan for a single feature - windows, TVs, artwork, or fireplaces - to take center stage. However, the explosion of flat screen TVs for every room in the home has created a debate - can you really have more than one focal point?
You've probably heard the saying: "Your home is your castle." But if your current home - or the home you're thinking of buying -feels more like the servant's quarters than the royal palace, you may need to plan a renovation. At times like these it's easy to give in to your excitement and get the project moving forward, but take a moment to plan your overall strategy. You'll find that, much like your future castle, your renovation project will benefit from a solid foundation.
WASHINGTON (AP) - Average U.S. long-term mortgage rates were stable to slightly higher this week, remaining near their lows for the year.
LOS ANGELES (AP) - The rebound in U.S. home values over the past couple of years has placed many homeowners in a better position to sell their home for a profit.
WASHINGTON (AP) - Sales of previously owned homes rose for a third straight month in June, pushing activity to the highest level in eight months and providing evidence that housing is regaining lost momentum.
Ah, the good old days before Proposition 13.
LOS ANGELES (AP) - These homes are set apart by their amenities - for dogs.
Whether you're beautifying your landscape with a lawn mower and hedge trimmer or using a chain saw to clear space for that deck you've always dreamed of, it's important to take proper care when using outdoor power equipment. Safety measures help protect both the equipment and the people using it.
It's the perfect time to think green.
Your kitchen doesn't need a Matterhorn vista to stay on top of the latest "chalet chic" design trend. It's easier than you think to get this style by mixing rustic pieces with modern touches.
Summer is the ideal time to host events at home with family and friends. But is your home ready for summer soirees? The kitchen is the heart of the home and where people naturally congregate, so it's important it showcases your signature style and reflects the relaxed feeling of the summer season.
WASHINGTON (AP) - Would-be home sellers across the country are grappling with a once-in-a-lifetime problem: They have mortgage rates so absurdly low it would hurt them financially to sell.