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Sacramento pockets cash from settlement for housing help

The State of California has benefited handsomely from the misery of those in the Golden State who lost their homes in the foreclosure crisis.

October 19, 2012 | Dennis Wyatt | HOME SCENE

Color tips from the pros: How to bring bold hues into kitchen, bath

Why is it that some people can do daring things with color in their living rooms or bedrooms, but stick with the strongholds of beige and white in their kitchens and baths? As bright hues are surfacing in kitchen and bath design trends, existing oft-neutral palettes make it easy to introduce bold splashes.

October 18, 2012 | | HOME SCENE

Understand options when it comes to reverse mortgages

If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.

October 18, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE

Bank of America says housing has 'begun to turn'

NEW YORK (AP) - For banks, mortgage-making kept profits humming before the financial crisis, then blackened reputations and stamped out earnings when the crisis hit.

October 18, 2012 | | HOME SCENE

California foreclosure notices fall to 5-year low

SAN DIEGO (AP) - Home foreclosure activity in California fell to a new five-year low in the third quarter as rising prices eased pressure on homeowners and lenders, a research firm said Wednesday.

October 18, 2012 | | HOME SCENE

What’s so great about having a mortgage?

DEAR BENNY: For the life of me I cannot fathom why all real estate people insist borrowers keep a mortgage going. My husband and I bought our house and paid it off in five years. Now, instead of getting a deduction off our taxes, we have our paychecks free and clear. I cannot see how paying $1,000 a month for 30 years would have been better. With that money in pocket we amassed nearly $1 million in savings. Here is what it allowed us to do:

October 18, 2012 | By BENNY L. KASS Inman News | HOME SCENE

Rate on 30-year fixed mortgage near record low

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage has fallen to near its record low set earlier this month.

October 18, 2012 | | HOME SCENE

Homebuilder confidence at 6-year high as buyers pickup at subdivisions

LOS ANGELES (AP) - Confidence among U.S. homebuilders remains at its highest level in six years, reflecting improved optimism over the strengthening housing market this year and a pickup in visits by prospective buyers to builders' communities.

October 18, 2012 | | HOME SCENE

Injury-prevention tips for do-it-yourselfers

When you finally tackle that home improvement project you've been planning for a while, you're probably eager to get the job done quickly, well and on-budget. Injuries can delay your project, and cost money for medical expenses or even time lost from your job. It's important to take steps to prevent injury.

October 18, 2012 | | HOME SCENE

Eight ways to improve your home's energy efficiency through lighting

It's easy to instantly trim your energy consumption and boost the eco-friendliness of your home. The key to easy energy savings is lighting. Though for many homeowners and renters, knowing how and what to do to improve their home's lighting energy efficiency can be confusing.

October 18, 2012 | | HOME SCENE

Will gas prices fuel further drops in home prices?

Gas prices - which appear to be heading toward $5 a gallon -may be a wild card in the Manteca housing market recovery but not in the way you might think.

October 12, 2012 | Dennis Wyatt | HOME SCENE

Revamp pantry to avoid waste, save money

For a basic green living project with benefits to your wallet and the environment, consider revamping the kitchen pantry. The cupboard is the starting point for most kitchen activity and is more than just a storage space. Develop good buying habits and build a strong foundation and you can avoid the waste of food and money. Here's how to tackle the task at once or little by little.

October 11, 2012 | | HOME SCENE

Simple solutions for a ship-shape bathroom without using up time

Everyone wants an immaculate home, but not everyone wants to spend their free time scrubbing and straightening. The reality revealed in a recent Good Housekeeping magazine study is that the average homeowner spends roughly 19 hours a week cleaning.

October 11, 2012 | | HOME SCENE

Do not walk away from your mortgage

Terry, please answer this question for me: Why shouldn't I just walk away from my mortgage?

October 11, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE

Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE

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Articles by Section - HOME SCENE


You might be doing more of your shopping at discount stores, vacationing nearby (if you're vacationing at all), and postponing plans to improve your ...

November 06, 2015 | | HOME SCENE

USA housing recovery divided on age, race, place

WASHINGTON (AP) - It's the most profitable time to sell a house since the Great Recession started in late 2007. But first-time buyers are increasingly ...

November 06, 2015 | | HOME SCENE

Average rate on 30-year mortgage jumps to 3.87%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose sharply this week amid growing expectations that the Federal Reserve may soon raise its key short-term ...

November 06, 2015 | | HOME SCENE

Wood improves indoor air quality

A recent Life Cycle Analysis of wood flooring conducted by the University of Wisconsin supports this belief. The study compared five different floor coverings in ...

November 06, 2015 | | HOME SCENE

Wells Fargo to pay $81.6M to homeowners in bankruptcy

SAN FRANCISCO (AP) - Wells Fargo Bank has agreed to pay $81.6 million to settle claims that it failed to notify homeowners in bankruptcy of ...

November 06, 2015 | | HOME SCENE

Water damage caused by you cleaning appliances can clean out wallet

Being a homeowner means being vigilant. From the roof to the foundation, you need to keep a close eye on your house to guard against ...

November 06, 2015 | | HOME SCENE

Fannie Mae posts $2B profit for 3Q

WASHINGTON (AP) - Mortgage giant Fannie Mae reported net income of $2 billion for the July-September period, down from $3.9 billion a year earlier.

November 06, 2015 | | HOME SCENE

Natural light helps save money

Wild seasonal temperature changes and the high utility bills extreme temperatures can cause - no wonder a change in season can make many Americans feel down ...

November 06, 2015 | | HOME SCENE


With sales of new and existing homes remaining slow nationwide, many homeowners are looking for ways to add value now. Installing stylish interior doors and ...

October 30, 2015 | | HOME SCENE

Home rental prices rose at slower pace

WASHINGTON (AP) - The U.S. home rental market cooled in September. The slowdown hit major hubs of the energy industry such as Dallas, Houston and ...

October 30, 2015 | | HOME SCENE

In San Francisco, high rents matched by rising incomes

WASHINGTON (AP) - San Francisco has outlandishly high rents - among the highest in the nation - yet a striking number of tenants there can afford to plunk ...

October 30, 2015 | | HOME SCENE

US home values and rents defying global slowdown

WASHINGTON (AP) - U.S. housing appears to be insulated so far from the cooling global economy.

October 30, 2015 | | HOME SCENE

Turn to nature for color inspiration

The colors are blooming outside and chances are you're feeling inspired to add some color inside your home as well. Using nature as your ...

October 30, 2015 | | HOME SCENE

Wright house aimed at wider audience rediscovered in Madison

MADISON, Wis. (AP) - Linda McQuillen long wondered whether her 1917 home had any connection to Frank Lloyd Wright, thinking at best maybe one of his ...

October 09, 2015 | | HOME SCENE

Chef-centered kitchen

Many homeowners with a passion for cooking desire a kitchen that mirrors those of renowned chefs. To achieve this, various design elements and simple upgrades ...

October 09, 2015 | | HOME SCENE

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