WASHINGTON (AP) - The Treasury Department rushed out a major revamp of its foreclosure-prevention program in 2010, limiting Special Inspector General for the financial bailouts.the plan's ability to help people who are unemployed or owe more than their homes are worth, a government watchdog says.
WASHINGTON (AP) - The federal government proposed new rules on Tuesday that will give homeowners more ways to avoid foreclosure and get an accurate accounting of their monthly mortgage payments.
DEAR BENNY: We own two houses, both of which have been on the market for approximately two years. One is our primary home, and one is a second home on the lake. Due to personal issues, we want to sell. Should we take a loss and sell, or hang tight? --Joyce
For many younger Americans, the dream of owning their first home is alive and well. But for others, it's still an elusive dream.
Love the way you feel after slipping into your little black dress, or donning a well-tailored black suit? Black is not only a great shade on you - it's also a great shade for your home. The stylish finish is especially perfect in the kitchen - and can be seen in everything from kitchen appliances to hardware, and now even faucets. Make your kitchen feel just as good as you do in your go-to outfit with the magic of black.
Technology is in virtually every facet of our lives, yet many of the everyday conveniences we enjoy now have been around for less than 100 years.
WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage was mostly unchanged this week, as the cost of home-buying and refinancing stayed near record lows.
When warm weather arrives, Mother Nature becomes a shameless show-off. From clear, bright skies to lush green grass and vibrant blooms, the outdoors go bold and beautiful. So is it any surprise that this season's outdoor decor is following suit?
Generations of Americans have considered owning their own home a key aspect of achieving the American Dream. But the lingering aftermath of the Great Recession has caused many people to rethink that belief. Rental occupancies are rising as more Americans opt to lease their homes, rather than buy.
The housing market continues to bounce around at what many experts believe is the bottom. In recent weeks I have written about how many of the housing reports have indicated a slowly strengthening real estate market. I don't believe that trend is changing however in the last week we have seen the New Home Sales report as well as the Pending Home Sales report come in weaker than expected. With the employment picture steadily improving, it is a little bit confusing as to why the housing market is unable to gain much traction towards improvement.
Who would have thought getting dirt under your fingernails would ever be considered one of the hottest trends going? According to Doug Jimerson, garden core director for Better Homes and Gardens, "growing your own fruits, veggies and herbs is something Americans are doing in record numbers this season."
DEAR BENNY: I enjoy reading your articles and I have a question of my own. My wife passed away three years ago and I recently remarried. I plan to retire this year and want to refinance my home. The house is in both my deceased wife's name and mine. What complications will I run into when I do this? --Harold
You've made the decision to remodel your home. The budget range and project scope have been set. You've even preemptively told your sister-in-law she'll need to host Christmas (alright, that was before you knew you were going to remodel). Now what?
Banks may finally be getting it.
LOS ANGELES (AP) - Living in an apartment? Expect your rent to go up again.
It's a sobering truth of real estate that sellers often have to spend money to make money. Even if your home is relatively new, you still face costs associated with getting it ready to show, such as repainting interior rooms or hiring professional cleaners and stagers. If your home could use some TLC and updating, spending as little as $5,000 on key upgrades could improve its appeal for buyers - and ensure a speedier sale at a better price.
Every new year brings along new design trends, with homeowners often feeling the pressure to mix up their kitchen interiors to keep things current. But the truth is, when embarking on any renovation project, incorporating more timeless (and less trendy) assets will save both time and money in the long run. This ensures any kitchen styling stays current and "fits in" no matter which way the design pendulum swings.
Rising prices and a dearth of homes for sale in many markets have made it harder for many looking to buy their first home.
WASHINGTON (AP) - The House on Tuesday overwhelmingly adopted legislation to ease some mortgage lending requirements of the sweeping 2010 law reining in banks and Wall Street as the Republican majority continues its assault on the so-called Dodd-Frank law enacted after the financial crisis.
SAN DIEGO (AP) - California home prices reached fresh seven-year-highs in March, a research firm said Friday, helping sales rebound from a two-month slide as some homeowners put their property on the market to reap gains.
Oakwood Shores is not just among a handful of neighborhoods surrounding private lakes in the Northern San Joaquin Valley but it has another feature that few of those have - a gated community with 24-hour security patrols.
Life gets busy and clutter has a way of sneaking up on everyone. It may be all those shoes, the lack of space or the fact that you have absolutely no time - there are many reasons for the mess. But, whether you're a single person living in an apartment or have a large family in a sprawling house, everyone can benefit from more organization. By simply thinking about storage differently and coming up with a smart organizational system that works for you, you'll be on the way to creating a well-balanced, happier home.
Have you ever wished you had more space in your home? Maybe you'd use the space to pursue a hobby, host out-of-town guests or just spread out and get some quiet time to yourself. The space you desire could already be in your home in your basement. If your cellar is nothing but a series of unfinished areas used for storage, you're not getting all the benefits you could be from the space.
LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...
BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.
Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.
REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.
WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching historically low levels with the spring home-buying season underway.
SUNNY ISLES BEACH, Florida (AP) - The wow factor for Miami's skyscraper condos no longer comes from a dazzling Atlantic Ocean view.