New Year's is a time when many people commit to starting fresh or developing some positive changes in their lives. As you consider what you will change in 2012, think about where you spend the majority of your time. Your surroundings can greatly influence your mood and actions, and a refreshed interior can help you step forward into a new and improved lifestyle. Enjoying life more in 2012 could start with just a few simple updates to your home.
DEAR BENNY: My husband died this past August. We owned and lived in our house for more than 15 years, but now I want to sell. Am I eligible for the up-to-$500,000 exclusion of any profit that I will make? --Annie
Ready to give your bathroom a facelift, but can't decide what changes to make? From tubs to toilets to tile, the sky is the limit when it comes to bathroom renovations, even if budget is not.
The California Housing Finance Agency is now offering the Schools Facility Fee Down Payment Assistance program to qualified buyers of newly constructed homes. With home prices and mortgage interest rates already near all-time lows, the down payment assistance increases the affordability of new homes even more for qualified buyers.
STOCKTON - Wells Fargo & Company is hosting a free Home Preservation Workshop in Stockton for Wells Fargo Home Mortgage, Wells Fargo Financial, Wachovia Mortgage and Wells Fargo Home Equity customers facing financial hardships.
DEAR BENNY: We recently had a contract to sell our home to a "cash" buyer. He and his wife were allegedly inheriting a large sum of money, and their Realtor confirmed that she had seen the bank account statement confirming a "vast sum of money," reportedly well in excess of our contract price.
A gas fireplace can add ambiance and warmth to any room, and with the cold weather, you might be dreaming of adding one in your home. Because purchasing a fireplace is not something we do every day, there are some important things to consider.
The cold temperatures are settling in for the winter months, and if you're not careful, rodents can also settle into your home. Your house - especially your kitchen - offers everything rats and mice are looking for: food, water and warmth.
Saving money is on everyone's mind this winter season. Between the holiday expenses, colder temperatures and tight budgets, finding ways to reduce costs can be a bit of a challenge. If you're looking for ways to save, look at your home, and see if you can improve on your energy efficiency - thereby keeping a few extra dollars in your pocket.
As the chill of winter sets in, your home interior may be lacking the warmth and comfort you'd prefer. Fortunately, creating an inviting atmosphere does not require huge amounts of time or money. And you don't need to be a professional interior designer - or even have experience in decorating - to transform your home into a welcoming haven. To bring your decor into the season and give your home noticeable appeal, follow a few easy tips.
When your redecorating project is done, you want everyone who sees it to think it looks like a million bucks. But woe to your wallet - and possibly your credit - if you overspend to achieve that look.
The Northern San Joaquin Valley was flying high five years ago.
DEAR BENNY: I was at the closing table for my condo purchase only to discover that there was a penalty for early payoff. I called the bank immediately and they told me to "take it or leave it."
From warm woods and creative colors to memorable murals and tailored textures, interior designers and industry experts predict 2012 will offer a multitude of options for those interested in giving their homes a fresh look. Even better for today's cost-conscious consumers is that many of the trends are easy and inexpensive.
Does the bitter cold weather have you dreaming of warm days spending time with friends and family in your backyard? The cold may keep us indoors, but professionals in the landscape and remodeling industry are still thinking about the outdoors and use the winter months to plan spring projects, and so should you.
Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.
WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.
One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.
Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.
Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.
WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.
From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.
When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.
Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.
When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.
The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!
WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.
WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.
You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?
OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...