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Archive By Section - HOME SCENE


Good economic news continues to trickle out

The economic recovery was once again reinforced last week with the majority of data continuing to point towards growth. Retail Sales rose a solid .7% showing that consumers are continuing to increase spending long after the holiday season has ended.

February 23, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Rising sales point to better year for housing

WASHINGTON (AP) - The housing market is flashing signs of health ahead of the spring-buying season.

February 23, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.95%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage jumped after standing pat for three straight weeks at record lows. But the rate stayed below 4 percent for the 12th straight week, keeping home-buying and refinancing attractive for those who can qualify.

February 23, 2012 | | HOME SCENE


Seniors: Avoid lump-sum mortgage payoff

DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee

February 23, 2012 | | HOME SCENE


Housing agency could run out of money in 2012

WASHINGTON (AP) - The Federal Housing Administration could run out of money over the next year and require a $700 million cash infusion from the Treasury Department to stay afloat, according to the Obama administration's budget request sent Monday to Congress.

February 16, 2012 | | HOME SCENE


Fewer Americans at risk of foreclosure in fourth quarter

WASHINGTON (AP) - The number of Americans at risk of foreclosure is declining, as more homeowners climb out of debt and find steady work.

February 16, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage held steady at a record low for a third straight week, offering more incentive to those looking to buy a home or refinance.

February 16, 2012 | | HOME SCENE


Homebuilder optimism rises for 5th straight month

WASHINGTON (AP) - U.S. homebuilders are gradually growing more optimistic about the depressed housing market and believe homes sales could pick up sharply when the spring buying season begins.

February 16, 2012 | | HOME SCENE


Housing starts rise modestly to start new year

WASHINGTON (AP) - Construction of single-family homes cooled off slightly in January after surging in the final month last year. But a rise in permits suggests builders are growing more confident that more buyers are ready to come off the sidelines.

February 16, 2012 | | HOME SCENE


Foreclosure activity edges higher in January

LOS ANGELES (AP) - Banks took back more U.S. homes in January than in the previous month, the latest sign that foreclosures are accelerating after slowing sharply last year while lenders sorted out foreclosure-abuse claims.

February 16, 2012 | | HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


10 things to keep in mind when renting

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

February 16, 2012 | | HOME SCENE


Getting more out of rooms

Did you ever watch a home improvement show team transform a drab room into something spectacular using a shoestring budget and less time than it takes you to clean out your closet? Ever wonder how they did it? Here's the secret: they cheat. And you can too.

February 16, 2012 | | HOME SCENE


Flex is the word at Oakwood Shores

Oakwood Shores 2.0 isn't simply an upgrade of the initial gated lakefront community that took major nosedive during the collapse of the housing bubble.

February 09, 2012 | Dennis Wyatt | HOME SCENE


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Articles by Section - HOME SCENE


Google

MOUNTAIN VIEW (AP) - Of Google gets to build a new office complex north of Highway 101, no one will feel the "Googly" aura of the canopied tech wonderland quite like the people living along Space Park Way.

March 27, 2015 | | HOME SCENE


FHA LOANS: Don’t bite at email, or snail mail loan refinancing offers without exploring options

If you have a FHA backed mortgage there are a lot of people out there convinced you can save hundreds if not thousands of dollars a year if you just call them.

March 27, 2015 | Dennis Wyatt | HOME SCENE


5 ways to increase curb appeal, value

Whether you're planning to list your home for sale soon or you're simply working to maintain features that attracted you to the charming abode in the first place, careful attention to curb appeal is a must.

March 27, 2015 | | HOME SCENE


Maximizing your storage space: Begin in the garage

A recent study found that 50 percent of homeowners claim their garage is the most disorganized place in the home. In addition, The Department of Energy cites 25 percent of people with two-car garages have too much clutter to leave room for cars, while 32 percent only have room for one vehicle. Isn't it time to do something about the mess? This year, focus your efforts on maximizing storage space in the garage.

March 27, 2015 | | HOME SCENE


Realtors oppose ridgeline development

INCLINE VILLAGE, Nev. (AP) - Two leading Realtor boards have come out against future ridgeline development in the Lake Tahoe Basin.

March 27, 2015 | | HOME SCENE


Existing home sales rebound slightly in February

WASHINGTON (AP) - Slightly more Americans bought homes in February, but tight inventories, affordability problems and nasty winter weather point to sluggish sales in the coming few months.

March 27, 2015 | | HOME SCENE


New home sales surge in February

WASHINGTON (AP) - Sales of new U.S. homes in February climbed to their fastest pace in seven years, as an otherwise dormant housing market showed fresh signs of life.

March 27, 2015 | | HOME SCENE


Add quality & comfort to your favorite rooms

When considering a home renovation, think outside the box for design inspiration and setting the overall tone.

March 27, 2015 | | HOME SCENE


Rate on 30-year loan falls to 3.69%

WASHINGTON (AP) - Average long-term U.S. mortgage rates fell this week for a second straight week, edging closer to historically low levels at the start of the spring home-buying season.

March 27, 2015 | | HOME SCENE


Lotusland

MONTECITO . (AP) - Ganna Walska, a wealthy Polish opera singer, created the Lotusland garden in her own likeness - beautiful, eccentric, intelligent, quixotic, romantic, spiritual - on a private estate here about 100 miles north of Los Angeles.

March 20, 2015 | | HOME SCENE


ENERGY-EFFICIENT

Did you know it takes just one afternoon to save money on your utility bills? Take on a few easy DIY projects this weekend to see immediate savings while making your home more comfortable and environmentally friendly for the long term. As hot months quickly approach, now is the perfect time to improve your home's energy efficiency and set the stage for a cool, comfortable home this summer.

March 20, 2015 | | HOME SCENE


Projects: Spruce up your home

Warmer weather and sunnier days are on their way and many homeowners are itching to begin home improvement projects. If you are one of them, consider these areas of your home when prepping for spring.

March 20, 2015 | | HOME SCENE


California home sales are sluggish in February, prices rise

SAN DIEGO (AP) - California home sales fell slightly in February as buyers struggled with higher prices and a thin supply of properties for sale, a research firm reported Wednesday.

March 20, 2015 | | HOME SCENE


Average US rate on 30-year mortgage falls to 3.78 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates fell this week, remaining near historically low levels at the start of the spring home-buying season.

March 20, 2015 | | HOME SCENE


COUNTRY LIVING

It is country living with all the benefits of solitude but without the extra work of caring for land.

March 13, 2015 | Dennis Wyatt | HOME SCENE


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