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Archive By Section - HOME SCENE


Beware of hidden foreclosure fees

DEAR BENNY: I recently was the successful bidder on a condo. The closing was within 15 days of the sale, and a special warranty deed was conveyed for the amount of my bid. The closing agent told me after the closing that I had signed a memorandum of foreclosure agreeing to reimburse the seller for prepaid taxes and all amounts claimed owing by the condominium association.

September 03, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Mediterranean garden charm

RIPON – Visitors to the Wever family's gardens can easily find themselves transported to a Mediterranean villa.

September 03, 2011 | Rose Albano Risso | HOME SCENE


Maximizing extra mortgage payments

DEAR BENNY: In response to your question about whether it is better to make additional mortgage payments monthly or annually, I believe you are correct that monthly payments are better than if the annual payment is made at year's end.

August 27, 2011 | by BENNY L. KASS Inman News | HOME SCENE


K. Hovnanian Homes hosts ‘$20k any way’ sales event

This weekend only, K. Hovnanian Homes is hosting a "$20K Any Way" sales celebration at Medallion in Manteca. Customers who enter purchase agreements now through Sunday will receive a $20,000 credit they can apply to designer upgrades, structural options, appliances, closing costs or a buydown of their interest rate.

August 20, 2011 | | HOME SCENE


Home decorating: Taking items from being discarded to divine

Warmer weather is often considered perfect for cleaning up and cleaning out. As the saying goes, "Out with the old, in with the new." However, according to Molly J. Deas, academic director for Interior Design at The Art Institute of Portland, summer is an ideal time to inject trends of the season and redecorate by reusing items in new ways.

August 20, 2011 | | HOME SCENE


Beware when canceling real estate contract

DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.

August 20, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Keep modern convenience under traditional wraps

Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.

August 20, 2011 | | HOME SCENE


3 last-ditch efforts to halt foreclosure

DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges

August 13, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Savings event continues at K. Hovnanian Homes

With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.

August 06, 2011 | | HOME SCENE


Green is beautiful: Tips for an eco-friendlier lifestyle

As the negative effects of human impact on the environment become more evident, a strong push toward global conservation continues to grow and gather steam. Scores of corporations have committed to becoming more "green" in recent years and countless environment-focused initiatives and organizations have popped up around the world. But even on an individual level, some small changes to your lifestyle can make a big difference in preserving the Earth for future generations.

August 06, 2011 | | HOME SCENE


Incorporating timeless style into your home

Think traditional styling is only for opulent mansions and stuffy country clubs? Well, think again. Traditional design is not only extremely accessible to incorporate into any home, but according to research by the National Kitchen & Bath Association (NKBA), it's the most popular, too. Learn how to take back traditional and customize your own space.

August 06, 2011 | | HOME SCENE


The smart way to go from renting to owning

If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.

August 06, 2011 | | HOME SCENE


Renters reaping real estate tax benefits?

DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.

August 06, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Ceramic tile for unexpected outdoor spaces

If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.

July 23, 2011 | | HOME SCENE


Pool safety measures for a safer summer

Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.

July 23, 2011 | | HOME SCENE


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Articles by Section - HOME SCENE


STAYING PUT

When considering a home renovation, think outside the box for design inspiration and setting the overall tone.

December 19, 2014 | | HOME SCENE


Simple steps for protecting your home during holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 19, 2014 | | HOME SCENE


Surprising big ticket bargains you can find at holiday time

Bargain hunting is practically a sport, especially during the holiday shopping season. Deloitte's 2014 annual holiday survey predicts the average American will drop nearly $1,300 this holiday season. With that level of spending in mind, planning to save real money elsewhere is crucial to managing a household's bottom line.

December 19, 2014 | | HOME SCENE


Creating the perfect porch can be simple, low-maintenance

Your porch should be a warm, welcoming outdoor living space that offers comfort and helps make a house a home. Whether you want to remodel your porch from the ground up, or just give it a refreshing new look and feel, it's easier than you think to create a perfect porch.

December 19, 2014 | | HOME SCENE


Timeless, trendy? Achieve both in your home decor

Are you looking for ways to update your home this new year? With so many fresh interior ideas available, it can be difficult to balance current design trends with classic styles for a look that is both of-the-moment and everlasting. Follow these guidelines to find a way to blend now and forever for a look you will love today and tomorrow.

December 19, 2014 | | HOME SCENE


Average 30-year loan rate falls to 3.80%

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell this week, with the benchmark 30-year loan rate reaching a new low for the year.

December 19, 2014 | | HOME SCENE


Home starts drop 1.6% in November

WASHINGTON (AP) - Construction of new homes fell slightly in November, reflecting weakness in construction of single-family homes.

December 19, 2014 | | HOME SCENE


FHA loan limits need to go up

Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.

December 12, 2014 | Dennis Wyatt | HOME SCENE


3% DOWN LOANS

WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.

December 12, 2014 | | HOME SCENE


Create a happy homemade Christmas setting this year

One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.

December 12, 2014 | | HOME SCENE


Bathroom upgrades to impress guests & family

Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.

December 12, 2014 | | HOME SCENE


Reurposing garage doors into walls with a view

Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.

December 12, 2014 | | HOME SCENE


Average 30-year loan rate increases to 3.93 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.

December 12, 2014 | | HOME SCENE


Tips to keep garden & hand tools in top shape

From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.

December 12, 2014 | | HOME SCENE


Master bathroom trends for homes in 2015 & beyond

When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.

December 12, 2014 | | HOME SCENE


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