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Archive By Section - HOME SCENE


How to become a good credit risk

Boys: My husband and I have been very irresponsible in the past and now think we would like to purchase our first home. The time seems right and prices are still good. But, as you can probably already figure out, we don't qualify to purchase a home due to our poor credit rating. While we have not been to a lender to check our credit score, we thought we'd begin with having you Boys give us your guiding-light-map to what we should do first. My parents think you guys are a hoot, but your advice is sound.

August 22, 2013 | Larry Rumbeck Lloyd Blackman | HOME SCENE


Renovation loans give homebuyers an edge in a competitive market

Just a year ago homebuyers could choose from a bounty of properties on the market. Today things are starkly different. In many locations throughout the United States, inventory of homes for sale is at historic lows, creating a seller's market where multiple buyers get into bidding wars over move-in-ready homes.

August 22, 2013 | | HOME SCENE


ENTERTAINING ON A DIME

Wish your soiree could have a bit more swagger? You don't need a celebrity budget and abode to throw a stunning celebration. With just a bit of creative vision and DIY savvy, you'll have an affair to remember in no time at all.

August 15, 2013 | | HOME SCENE


California home sales up 17% in June

LOS ANGELES (AP) - California's once-battered housing market continued its recovery in July as statewide sales hit an eight-year high and prices remained firm, a real estate research firm said Thursday.

August 15, 2013 | | HOME SCENE


Home foreclosures continuing to decline on track for 6-year low

LOS ANGELES (AP) - The U.S. is on track to end the year with the fewest homes repossessed by lenders in six years, a trend that should help limit the negative impact foreclosures have on home values.

August 15, 2013 | | HOME SCENE


Average rate on 30-year Mortgage stays 4.4 %

WASHINGTON (AP) - Average rates on U.S. long-term fixed mortgages remained steady for a second straight week, giving prospective home buyers more time to lock in historically low levels.

August 15, 2013 | | HOME SCENE


A homeowner’s guide to a year-round deck

During the warm summer months, having an outdoor deck for barbecues and gatherings with family and friends is a great addition to any backyard. The approach of cool weather may signal the end of barbecue season, but homeowners can still use their deck after the warm temperatures have passed.

August 15, 2013 | | HOME SCENE


Taking on condo commandos

Q: I have lived in a four unit condo for almost four years. In that length of time we have never had a condo meeting nor have we received any financial statements. I have been fine with that until recently.

August 15, 2013 | | HOME SCENE


Be the buyer sellers wants to deal with

For years, the real estate market has been a buyer's world, with ample inventory, fewer qualified buyers, and highly motivated (read: desperate) sellers. This spring, some signs are pointing to a shift back toward a seller's market. If you're shopping for a home this spring and summer, chances are you'll face increased competition from other buyers.

August 15, 2013 | | HOME SCENE


Homebuilder confidence nears 8-year high

LOS ANGELES (AP) - Confidence among U.S. homebuilders is at its highest level in nearly eight years, fueled by optimism that demand for new homes will drive sales growth into next year.

August 15, 2013 | | HOME SCENE


Do the banks earn profit from foreclosures through insurance?

Real Estate Boys; It is a pleasure to write to you guys. We enjoy your column and finally think we have a question of merit for your comments. Here goes…we have heard, but are not certain, that when the banks foreclose on a home there is an insurance policy that the bank collects on the premium. Do you Boys have any knowledge of this fact or myth?

August 15, 2013 | | HOME SCENE


Myth busters: Why vinyl siding is a hot home design feature

Chances are, you've seen and heard a lot about vinyl siding on home renovation television shows, in magazines and in your neighborhood. Once seen as a drab and boring alternative to aluminum siding, vinyl siding is now driving new design trends, effortlessly adapting to any architectural home style.

August 15, 2013 | | HOME SCENE


Farm family wins a fight vs. big utility, NY state over eminent domain move

ALBANY, N.Y. (AP) - A farm family unwilling to give up land it has tilled for four generations took on a major power utility and the state and won, at least for now.

August 15, 2013 | | HOME SCENE


Feds investigating PNC over pricing

NEW YORK (AP) - PNC Financial Services said Thursday that the Justice Department and federal regulators are examining some of its mortgage-related practices, including how it priced mortgage loans.

August 15, 2013 | | HOME SCENE


Whitewashed floors complement lively decorating trends for homes

It's the season of sunshine and enjoying the great outdoors. Celebrate it with a style makeover for your home by tapping lively decorating trends and home decor ideas that will refresh and brighten your living space.

August 09, 2013 | | HOME SCENE


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Articles by Section - HOME SCENE


30-year mortgage rises to 4.09%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week, reaching highs for the year as investor anxiety over economic turbulence abroad moderated.

July 17, 2015 | | HOME SCENE


5 FREEZER TIPS

As much as 30 to 40 percent of all food in North America is wasted, according to the United Nations Environment Programme. That's about 20 pounds per person every month! In terms of money, that's an alarming $165 billion in wasted food annually, according to the Natural Resources Defense Council.

July 03, 2015 | | HOME SCENE


Cool way to reduce home energy costs

It's the time of year when even a dip in the local lake won't cool you down for long. What you really need is effective, efficient air conditioning that provides constant and reliable comfort.

July 03, 2015 | | HOME SCENE


Pending home sales climb to 9-year high

WASHINGTON (AP) - More Americans signed contracts to purchase homes in May, as pending sales climbed to their highest level in more than nine years.

July 03, 2015 | | HOME SCENE


Average rate on 30-year mortgage rises to 4.08%

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week, reaching high levels for the year.

July 03, 2015 | | HOME SCENE


Home prices climbing steadily

WASHINGTON (AP) - U.S. home prices increased at a solid clip in April, led by double-digit jumps in Denver and San Francisco.

July 03, 2015 | | HOME SCENE


Design pet-friendly place

Even for households that count four-legged fur friends as part of their family, pet-friendly features can be easily overlooked when it's time to build or redesign. Architectural details, such as cabinetry, offer clever ways to provide pet-friendly function to any room.

July 03, 2015 | | HOME SCENE


Choose right lighting for your home

Just like many products, when it comes to purchasing new light bulbs, nothing beats the in-store experience. Seeing the difference in lighting has a stronger impact than online reviews from other consumers or experts.

July 03, 2015 | | HOME SCENE


PEST MYTHS

During the summer, it may seem impossible to keep bugs away from the home, so people will try just about anything. Perhaps you've heard about household DIY tricks to prevent pests, but what actually works?

July 03, 2015 | | HOME SCENE


US construction spending rises

WASHINGTON (AP) - U.S. construction spending posted a solid gain in May, pushing total activity to the highest point since the fall of 2008, with the strength led by a big jump in non-residential projects.

July 03, 2015 | | HOME SCENE


Court upholds key tool for fighting bias

WASHINGTON (AP) - A sharply divided Supreme Court on Thursday preserved a key tool used for more than four decades to fight housing discrimination, handing a surprising victory to the Obama administration and civil rights activists.

June 26, 2015 | | HOME SCENE


Manteca program conserves water, energy

The Manteca City Council has launched the HERO Property assessed Clean Energy (PACE) Program.

June 26, 2015 | | HOME SCENE


Fastest rising rents in US? Try Jackson, Mississippi

WASHINGTON (AP) - Home rental prices are climbing across much of the United States - with the biggest gains coming from not from New York or San Francisco but Jackson, Mississippi, and Portland, Maine.

June 26, 2015 | | HOME SCENE


Open the door to fresh air

For homeowners who enjoy spending time outside, the doorway is an important architectural element that blends style and function to connect indoor and outdoor spaces.

June 26, 2015 | | HOME SCENE


Questions about using a reverse mortgage

Q: What is your opinion about a reverse mortgage? We are in our late 60s, have a small savings and an acceptable pension. Our home is free and clear and is worth approximately $400,000. We have seen some famous people raving about the concept on television, but we have some concerns whether this is right for us. Clara.

June 26, 2015 | | HOME SCENE


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