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Archive By Section - HOME SCENE


Rate on 30-year mortgages rises for 3rd straight week

WASHINGTON (AP) - Average U.S. rates on fixed mortgages ticked up for the third straight week, staying slightly above record lows. Cheap mortgages have helped fuel a modest housing recovery this year.

August 16, 2012 | | HOME SCENE


Feds tighten appraisal rules for risky mortgages

WASHINGTON (AP) - New federal rules proposed Wednesday would require all high-risk mortgage lenders to obtain property appraisals for the first time.

August 16, 2012 | | HOME SCENE


Consumer finance agency sets mortgage protections

WASHINGTON (AP) - The government's consumer lending watchdog proposed new rules aimed at protecting homeowners from unexpected costs and shoddy service by companies that collect their monthly mortgage payments.

August 16, 2012 | | HOME SCENE


Cons of early mortgage payoff

DEAR BENNY: I owe $13,000 on my home and would like to pay it off. My son thinks there is some legality that protects a homeowner when the bank still holds the mortgage. Is this correct? Any information would be greatly appreciated. --Carol

August 16, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Median California home price jumps 12 percent in July thanks to more expensive homes selling

SAN DIEGO (AP) - The median price of a home in California approached a four-year high in July as buyers snapped up more expensive properties and foreclosed houses made up a smaller part of the sales mix, a research firm said Wednesday.

August 16, 2012 | | HOME SCENE


Homebuilder confidence at 5-year-high

LOS ANGELES (AP) - U.S. homebuilders grew more confident in the housing recovery in August, as many reported that prospects for sales are the best they've been since the home bubble burst five years ago.

August 16, 2012 | | HOME SCENE


High design for homes with kids in mind

For many years, creating family-friendly spaces meant sacrificing your design aesthetic. Thankfully, gone are the days when having children meant succumbing to a house full of bright-yellow bins and sofas wrapped in plastic. Today, new materials and technologies make it easy to create a beautiful, well-designed home that meets the needs of adults and children alike. The following tips may help you design a living space that satisfies your design goals and meets the demands of your youngest family members.

August 16, 2012 | | HOME SCENE


Give your kitchen a fresh face this fall

As the season changes, many of us will get the itch to tackle any number of home improvement projects before winter. For some, a complete remodel is in the works. For others, just a few quick fixes are needed to make the home a more enjoyable space during the long winter months or in preparation for holiday entertaining.

August 16, 2012 | | HOME SCENE


US home construction dips, but signs start to point up

WASHINGTON (AP) - U.S. builders broke ground on slightly fewer homes in July than June. But in a hopeful sign for future construction, applications for building permits rose to their highest level since August 2008.

August 16, 2012 | | HOME SCENE


Potential home buyers may soon outsmart themselves

Back in February 2008 when I bought my house I spent two weeks in the "upfront process."

August 10, 2012 | Dennis Wyatt | HOME SCENE


Citigroup tries turning owners into renters

NEW YORK (AP) - Citigroup will try something new to keep struggling homeowners out of foreclosure: turn them into renters.

August 09, 2012 | | HOME SCENE


Consumer finance agency sets new mortgage protections

WASHINGTON (AP) - The government's consumer lending watchdog proposed new rules Friday aimed at protecting homeowners from unexpected costs and shoddy service by companies that collect their monthly mortgage payments.

August 09, 2012 | | HOME SCENE


Brown's loft site of foreclosure protest

SACRAMENTO (AP) - The Occupy Sacramento movement is staging a protest over California home foreclosures outside Gov. Jerry Brown's rented Sacramento loft.

August 09, 2012 | | HOME SCENE


How to create the perfect outdoor retreat at home

Backyards have always been places where families can get away without actually going away. Outdoor areas connect people with their favorite natural treasures while providing a place to relax. Whether it's adding an outdoor kitchen and replacing your old picnic table with a truly impressive dining set, or outfitting your patio with a desk space so you can bring your work outside, you can expand your living area by focusing on what's outside the home.

August 09, 2012 | | HOME SCENE


Beware of condo board’s right to reject buyer

DEAR BENNY: I have some questions regarding an owner's right to rent his condo:

August 09, 2012 | By BENNY L. KASS Inman News | HOME SCENE


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Articles by Section - HOME SCENE


Home renovation starts with good planning, good insurance

The United States is a country of renovators and remodelers, judging from the steady growth of home improvement projects across the nation in recent years.

August 22, 2014 | | HOME SCENE


Average 30-year rate on fixed rate mortgage at 4.10 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, with the 30-year loan rate hitting its 52-week low.

August 22, 2014 | | HOME SCENE


Late-payment rate on mortgages declines in 2Q, lowest in 6 years

LOS ANGELES (AP) - Fewer U.S. homeowners are falling behind on their mortgage payments, a trend that has reduced the late-payment rate on home loans to the lowest level in six years, according to credit reporting agency TransUnion.

August 22, 2014 | | HOME SCENE


Ways to discover the design potential of the ‘Fifth wall’

With autumn just a few short weeks away, many people will soon spend less time on the patio and more time within four walls. Actually, five walls if you include the ceiling.

August 22, 2014 | | HOME SCENE


DEL WEBB LIFESTYLE

The appeal of Del Webb at Woodbridge goes beyond the obvious.

August 15, 2014 | Dennis Wyatt | HOME SCENE


Three tips for converting an attic into living space

Moving up - vacating your current, smallish home for a larger, roomier abode - was the American way before the Great Recession. Now that the economy is humming again, at least some of the people who stayed put during those lean years will be looking to move into larger, nicer homes this summer. High demand and low inventory, however, may leave many with nowhere to go. Some will rediscover a time-honored space-gaining technique: attic conversion.

August 15, 2014 | | HOME SCENE


Making your home sensational for summer outdoor living

Summer is here and this is the time when you want to be outside as much as possible, soak up the sun, eat amazing food and enjoy the company of family and friends. You'll also see more of your home's exterior on days like this than any other time of the year so this is also a great time to complete those outdoor projects. In fact, 60 percent of homeowners will accomplish a summer home improvement project this year according to survey data from the Zillow Digs Summer Home Improvement Trend and Spending Survey.

August 15, 2014 | | HOME SCENE


Family-friendly bathroom renovations to consider

Mom rules the media room, Johnny loves the basement workshop and the kitchen is Dad's domain. Gender roles notwithstanding, each family member has one room where he or she enjoys spending more time. One room, however, is equally used and loved - or reviled - by all: the bathroom.

August 15, 2014 | | HOME SCENE


Simple ideas to refresh your home’s entryway

Most people enter their home through the garage or backdoor, forgetting how the front entrance looks to neighbors and guests. Your front door is often the first thing others notice about your home. That's why it's key to make a positive first impression.

August 15, 2014 | | HOME SCENE


California home sales decline amid tight real estate market

SAN DIEGO (AP) - California home sales declined in July compared to the same time last year as buyers struggled to find something they could afford in the tight market, a research firm said Thursday.

August 15, 2014 | | HOME SCENE


Average year mortgage rate at 4.12 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching their lows for the year.

August 15, 2014 | | HOME SCENE


CREDIT SCORES

NEW YORK (AP) - There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.

August 08, 2014 | | HOME SCENE


30-year mortgage rate at 4.14 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose slightly this week but remained near their lows for the year.

August 08, 2014 | | HOME SCENE


Keep them happy & studying: Creating a kid-friendly space

Would a great study space ease your child's transition from summer to school? Perhaps an awesome lounge area could convince your teens - and all their friends - that your house is the best hangout spot ever. Whatever your objectives, a few design and decorating tricks can help you create a kid-friendly space in your home.

August 08, 2014 | | HOME SCENE


Five fixes for kitchens that get compliments

No matter if you're an aspiring chef or TV dinner connoisseur ... if the look of your kitchen makes you want to dine out - it may be time for an upgrade. The kitchen should be the heart of your home: it's where you entertain, hold family meetings and even pay bills, so why not take it from "make-do" to "magnificent?"

August 08, 2014 | | HOME SCENE


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