Archive By Section - HOME SCENE
Does foreclosure wipe out all liens?
DEAR BENNY: In a recent column you said that "a foreclosure by a first-trust (lender) will wipe out any subordinate liens." But that is not necessarily the case, is it?
‘Know your rights’ housing day Oct. 8
STOCKTON - The California Rural Legal Assistance is holding a free clinic that will provide legal information to those who are at risk of eviction, foreclosure or housing discrimination.
Creating a year-round oasis in your backyard
When winter approaches, do you stow the grill and cover the patio furniture, wishing there was some way you could continue to enjoy your outdoor living space all year? If so, you're not alone.
Artful design pairings create a culinary paradise
Just as matching food with the right wine can elevate a simple meal to the level of a culinary experience, artfully pairing design elements in your kitchen can turn a utilitarian room into a chef's paradise.
Stockton, Modesto homes $58,000 lower than Manteca
Mountain House - ballyhooed as San Joaquin's first affordable housing community in the late 1990s when massive zoning changes were needed to make it happen - is anything but even four years into the foreclosure debacle.
Buy new, buy now: ‘Turn-key’ sales event
With the success of more than 200 homes sold since the Woodside Homes "Turn-Key" sales event began in mid-July, the builder is extending the celebration through September 30. As part of the promotion, homebuyers enjoy a selection of any two of the available bonuses, including: a designer-coordinated package of a new stainless steel side-by-side refrigerator, washer, dryer and window coverings; backyard landscaping; or 30-year fixed rate financing at a below-market rate of just 3.75 percent. ...
Beware of hidden foreclosure fees
DEAR BENNY: I recently was the successful bidder on a condo. The closing was within 15 days of the sale, and a special warranty deed was conveyed for the amount of my bid. The closing agent told me after the closing that I had signed a memorandum of foreclosure agreeing to reimburse the seller for prepaid taxes and all amounts claimed owing by the condominium association.
Mediterranean garden charm
RIPON – Visitors to the Wever family's gardens can easily find themselves transported to a Mediterranean villa.
Maximizing extra mortgage payments
DEAR BENNY: In response to your question about whether it is better to make additional mortgage payments monthly or annually, I believe you are correct that monthly payments are better than if the annual payment is made at year's end.
K. Hovnanian Homes hosts ‘$20k any way’ sales event
This weekend only, K. Hovnanian Homes is hosting a "$20K Any Way" sales celebration at Medallion in Manteca. Customers who enter purchase agreements now through Sunday will receive a $20,000 credit they can apply to designer upgrades, structural options, appliances, closing costs or a buydown of their interest rate.
Home decorating: Taking items from being discarded to divine
Warmer weather is often considered perfect for cleaning up and cleaning out. As the saying goes, "Out with the old, in with the new." However, according to Molly J. Deas, academic director for Interior Design at The Art Institute of Portland, summer is an ideal time to inject trends of the season and redecorate by reusing items in new ways.
Beware when canceling real estate contract
DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.
Keep modern convenience under traditional wraps
Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.
3 last-ditch efforts to halt foreclosure
DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
Savings event continues at K. Hovnanian Homes
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
Articles by Section - HOME SCENE
Ellen Paradiso’s 4-season garden is a quiet and peaceful hide-away
Ellen Paradiso's blueberries were bought during a clearance sale at Park Greenhouse nursery in Ripon.
Buying tips to keep in mind as housing market warms
Ready to buy your first home, or move up to a larger home for your expanding family?
Reserve home mortgage can be good option for many seniors
Do you know that if you are 62 years or older you may be able to buy a house or a condominium using a reverse mortgage? A reverse mortgage allows you to get money from a lender, but you do not have to pay it back (or make any monthly payments) until you sell or die.
Homebuilder confidence rises in May from April
NEW YORK (AP) - Confidence among U.S. homebuilders rebounded this month, reflecting improved sales trends during the spring home-selling season and the strongest outlook for sales over the next six months in more than six years.
Rate on 30-year mortgage fixed loans rises to 3.51 pct.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose this week but stayed near their historic lows. Cheaper mortgages have helped the economy by spurring more home-buying and refinancing.
Housing starts fell during April
WASHINGTON (AP) - U.S. builders broke ground on fewer homes in April, one month after topping the 1 million mark for the first time since 2008. But most of the decline was in apartment construction, which tends to vary sharply from month to month.
What are pros & cons of buying rental property?
Hello Real Estate Boys: My wife Bambie, and yes she is a dear, recently lost her parents to an accident and we are in the middle of closing out the estate with one of Turlock's wonderful attorneys. I suppose at this point I should say Bambie was an only child and will inherit her parents' entire estate. While the estate is not huge it will give us a very nice sum of cash soon. The ...
Four new-home trends that can work for your remodel
Builders are back in business, and new-home construction is up in areas across the country. So is remodeling, as plenty of Americans choose to stay put and upgrade their current homes rather than tackle the challenge of buying and moving into something new.
Give your home a fresh look with color
A fresh coat of paint can give any room an instant lift, making it a great solution for converting a space from drab to fab.
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