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Archive By Section - HOME SCENE


Late payments on mortgages fall in 1st Q to lowest level since 2009

LOS ANGELES (AP) - The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level since 2009, according to a new report.

May 10, 2012 | | HOME SCENE


Silver lining in news of home ownership rates at 15-year low

There has been a lot of trepidation this week awaiting the latest jobless report. On Friday morning the government announced that the national unemployment rate dropped to 8.1%. However before you begin to believe that the employment sector is improving, you need to understand the real numbers.

May 10, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-do's when paying off mortgage

DEAR BENNY: I plan to pay off my home mortgage. After I do so, do I need to do anything on the deed? I received a deed under my name from the county office when I bought the house three years ago. Is this deed good enough for my ownership of the house? Are there any other things I should take care of after paying off the mortgage? --Xia

May 10, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Instant home & garden makeover

Looking for a trendy home and garden makeover that gives instant gratification and doesn't require a lot of time and resources? The latest trends in fashion and home decorating are drawing inspiration from the bright colors and laid-back attitudes of the tropics.

May 10, 2012 | | HOME SCENE


What is lurking out there in the shadows?

There is a growing consensus among economists - and experts with firms that track housing such as CoreLogic and RealtyTrac - that the housing slide has ended.

May 04, 2012 | Dennis Wyatt | HOME SCENE


Census: Homeownership hit 15-year low in 1st Q

WASHINGTON (AP) - The American dream of homeownership is at its lowest point in 15 years, the latest evidence of a housing market still far from recovering five years after the housing crash.

May 03, 2012 | | HOME SCENE


California Senate passes bill to reduce neighborhood blight created by homes

SACRAMENTO (AP) - The state Senate has approved a bill that would penalize home buyers, investors and developers if they fail to clean up dilapidated homes quickly.

May 03, 2012 | | HOME SCENE


Ore. nursery, grass business greening up

CARLTON, Ore. (AP) - After getting trampled in the Great Recession, Oregon farmers who produce nursery crops and grass seed finally are seeing better days.

May 03, 2012 | | HOME SCENE


Freddie asks for $19M in aid after loss

WASHINGTON (AP) - Government-controlled mortgage giant Freddie Mac is requesting $19 million in additional federal aid after posting a loss for the first quarter of this year.

May 03, 2012 | | HOME SCENE


Manteca Garden Tour set for May 12

Six of some of the best private gardens in the area will be showcased in the 2012 Manteca Garden Tour sponsored by the Manteca Garden Club.

May 03, 2012 | Bulletin Staff Reports | HOME SCENE


Do-it-yourself deck-building tips

Looking for a way to enhance the use and enjoyment of your outdoor space? A deck addition may be the solution. A deck creates a designated area for entertaining and relaxing outdoors, while increasing homeowner satisfaction and home value. If you're a motivated do-it-yourselfer, building your own deck can be a fun and rewarding challenge that saves you money and ensures your outdoor space is tailored to suit you and your home.

May 03, 2012 | | HOME SCENE


Construction spending barely increased in March

WASHINGTON (AP) - U.S. builders barely increased their spending on construction projects in March after two straight months of declines. A pickup in single-family home construction and commercial projects offset a steep drop in state and local government building.

May 03, 2012 | | HOME SCENE


Rate on 30-year mortgage hits record low of 3.84 percent, 15 years at 3.11%

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week, offering more incentive for Americans to buy or refinance homes.

May 03, 2012 | | HOME SCENE


Creating a mortgage for your relatives

Q: I want to lend my daughter and son-in-law money by making a $200,000 mortgage loan to them. How do I do this to make it legal, so I can pay taxes on the income and they can get a tax deduction on the interest and I can earn more than I would on a bank CD?

May 03, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Rent may be free, but taxes and maintenance are not

DEAR BENNY: My cousin and disabled elderly aunt are living in a house that my aunt sold about four years ago in which the agreement included lifetime living rights without the stipulation of rent payment or payment for taxes. Does the owner have the right to demand rental payments now? Is there a website that I might be able to check to find out more information for them? --Patti

May 03, 2012 | By BENNY L. KASS Inman News | HOME SCENE


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Articles by Section - HOME SCENE


Home renovation starts with good planning, good insurance

The United States is a country of renovators and remodelers, judging from the steady growth of home improvement projects across the nation in recent years.

August 22, 2014 | | HOME SCENE


Average 30-year rate on fixed rate mortgage at 4.10 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, with the 30-year loan rate hitting its 52-week low.

August 22, 2014 | | HOME SCENE


Late-payment rate on mortgages declines in 2Q, lowest in 6 years

LOS ANGELES (AP) - Fewer U.S. homeowners are falling behind on their mortgage payments, a trend that has reduced the late-payment rate on home loans to the lowest level in six years, according to credit reporting agency TransUnion.

August 22, 2014 | | HOME SCENE


Ways to discover the design potential of the ‘Fifth wall’

With autumn just a few short weeks away, many people will soon spend less time on the patio and more time within four walls. Actually, five walls if you include the ceiling.

August 22, 2014 | | HOME SCENE


DEL WEBB LIFESTYLE

The appeal of Del Webb at Woodbridge goes beyond the obvious.

August 15, 2014 | Dennis Wyatt | HOME SCENE


Three tips for converting an attic into living space

Moving up - vacating your current, smallish home for a larger, roomier abode - was the American way before the Great Recession. Now that the economy is humming again, at least some of the people who stayed put during those lean years will be looking to move into larger, nicer homes this summer. High demand and low inventory, however, may leave many with nowhere to go. Some will rediscover a time-honored space-gaining technique: attic conversion.

August 15, 2014 | | HOME SCENE


Making your home sensational for summer outdoor living

Summer is here and this is the time when you want to be outside as much as possible, soak up the sun, eat amazing food and enjoy the company of family and friends. You'll also see more of your home's exterior on days like this than any other time of the year so this is also a great time to complete those outdoor projects. In fact, 60 percent of homeowners will accomplish a summer home improvement project this year according to survey data from the Zillow Digs Summer Home Improvement Trend and Spending Survey.

August 15, 2014 | | HOME SCENE


Family-friendly bathroom renovations to consider

Mom rules the media room, Johnny loves the basement workshop and the kitchen is Dad's domain. Gender roles notwithstanding, each family member has one room where he or she enjoys spending more time. One room, however, is equally used and loved - or reviled - by all: the bathroom.

August 15, 2014 | | HOME SCENE


Simple ideas to refresh your home’s entryway

Most people enter their home through the garage or backdoor, forgetting how the front entrance looks to neighbors and guests. Your front door is often the first thing others notice about your home. That's why it's key to make a positive first impression.

August 15, 2014 | | HOME SCENE


California home sales decline amid tight real estate market

SAN DIEGO (AP) - California home sales declined in July compared to the same time last year as buyers struggled to find something they could afford in the tight market, a research firm said Thursday.

August 15, 2014 | | HOME SCENE


Average year mortgage rate at 4.12 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching their lows for the year.

August 15, 2014 | | HOME SCENE


CREDIT SCORES

NEW YORK (AP) - There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.

August 08, 2014 | | HOME SCENE


30-year mortgage rate at 4.14 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose slightly this week but remained near their lows for the year.

August 08, 2014 | | HOME SCENE


Keep them happy & studying: Creating a kid-friendly space

Would a great study space ease your child's transition from summer to school? Perhaps an awesome lounge area could convince your teens - and all their friends - that your house is the best hangout spot ever. Whatever your objectives, a few design and decorating tricks can help you create a kid-friendly space in your home.

August 08, 2014 | | HOME SCENE


Five fixes for kitchens that get compliments

No matter if you're an aspiring chef or TV dinner connoisseur ... if the look of your kitchen makes you want to dine out - it may be time for an upgrade. The kitchen should be the heart of your home: it's where you entertain, hold family meetings and even pay bills, so why not take it from "make-do" to "magnificent?"

August 08, 2014 | | HOME SCENE


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