DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.
Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.
DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
As the negative effects of human impact on the environment become more evident, a strong push toward global conservation continues to grow and gather steam. Scores of corporations have committed to becoming more "green" in recent years and countless environment-focused initiatives and organizations have popped up around the world. But even on an individual level, some small changes to your lifestyle can make a big difference in preserving the Earth for future generations.
Think traditional styling is only for opulent mansions and stuffy country clubs? Well, think again. Traditional design is not only extremely accessible to incorporate into any home, but according to research by the National Kitchen & Bath Association (NKBA), it's the most popular, too. Learn how to take back traditional and customize your own space.
If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.
DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.
If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.
Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.
Gardeners know that mulch is a great-looking layer of topping on the soil in gardens and landscapes, but mulch is so much more than just a decorative cover. Mirroring the leaf layer found on a forest floor, mulch covering can benefit both plants and soil.
DEAR BENNY: We have an unusual situation. When my dad died, he left a life estate in a house/rented duplex to his widow. My sister and I have managed the duplex for 12 years, with all income going for repairs and any surplus to the widow. We would like to be done with it. His widow does not want to move.
She's a single woman in Manteca in her 50s. Three years ago she was paying $820 a month rent. Now she has a monthly mortgage payment including property taxes and insurance of $790 a month. Neither monthly cost includes utilities. The last time she owned a home was in 1984. And - while Wall Street types that are interested in investment returns are pooh-poohing home ownership - she sees it from an entirely different angle. ...
The colors are blooming outside and chances are you're feeling inspired to add some color inside your home as well. Using nature as your guide, there are some quick and easy ways to refresh your home's interior.
Mother Nature is a master decorator. In summer, she dresses the world in lush greens and vibrant floral hues. And in every season, natural light is one of her most powerful designer touches.
LOS ANGELES (AP) - Fewer U.S. homes are completing the foreclosure process and ending up repossessed by banks because investors are increasingly buying up properties when they go on sale at public auction.
LOS ANGELES (AP) - Fewer U.S. homeowners are falling behind on their mortgage payments, aided by rising home values, low interest rates and stable job gains.
DEAR BENNY: My mother and her boyfriend lived together for 18 years. He owned the house by himself. He has two surviving adult children. He always told me he wanted my mom to have everything. He did not have a close relationship to his children.
Boys: My husband and I have just made an offer to purchase a home and when we wrote the offer, we found out it must be approved by the court. The Realtor used the word "probate." Our Realtor could not give a clear picture of what's going on or what is going to happen. Can you Real Estate Boys come to the rescue and explain what in the world we've gotten ourselves into with this purchase?
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose for the second straight week amid some signs of economic strength. Still rates remain near historically low levels.
SAN DIEGO (AP) - California home sales and prices were fairly flat in October compared to September, but other figures indicate a market that is slowly regaining its health after a yearslong slump, a research firm reported Wednesday.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose slightly last week but remained near historically low levels.
WASHINGTON (AP) - Fannie Mae and Freddie Mac posted strong earnings for the July-September period as the housing market continued to recover. The gains will enable the mortgage giants to finish repaying their taxpayer aid or come close to doing so five years after they were rescued by the government.
Every holiday party is as individual as the hosts and interesting as the guests. Yet whether you plan a sophisticated dinner party or an afternoon buffet, all parties do have one thing in common: the need for entertaining space.
Homeowners will pay 13 percent more this year to heat their homes with natural gas, the U.S. Energy Information Administration predicts.
WASHINGTON (AP) - A measure of U.S. home prices rose only slightly in September from August, a sign that prices are leveling off after big gains earlier this year.
Q: I haven't noticed this issue in your column. My neighbor's townhouse smells! When she has her windows or doors open, the odor is so overwhelming that I am unable to be outside or even have my windows open. This past summer, the smell was even drawn in by the air conditioner. I've had guests suddenly cover their nose and comment on the smell so, it's not my imagination.
Many triggers can affect our moods. From sights to sounds to smells - it's a sensory experience that we don't seem to have much control over. Or so we used to think. But with more research being done on exactly how these elements might affect our stress or happiness levels, we now have better insight on how to enhance our mood. This is good news for those looking to make home improvements.
When looking to transform your home, elements such as doors, ceilings and trim are perfect places to add color. These architectural details can create a wow factor with well-placed splashes of color.
Hey Real Estate Boys; This should be a quick and easy question for you boys. Sometime in April or March the market picked up, as you both reported, and we seemed to have a resurgent market all of a sudden. Well, the end of the summer, say July, I saw signs sitting a lot longer in front yards. Then looking at the closed sales in another newspaper, the sales seemed to have dropped or stopped ...