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Archive By Section - HOME SCENE


Seniors: Avoid lump-sum mortgage payoff

DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee

February 23, 2012 | | HOME SCENE


Housing agency could run out of money in 2012

WASHINGTON (AP) - The Federal Housing Administration could run out of money over the next year and require a $700 million cash infusion from the Treasury Department to stay afloat, according to the Obama administration's budget request sent Monday to Congress.

February 16, 2012 | | HOME SCENE


Fewer Americans at risk of foreclosure in fourth quarter

WASHINGTON (AP) - The number of Americans at risk of foreclosure is declining, as more homeowners climb out of debt and find steady work.

February 16, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage held steady at a record low for a third straight week, offering more incentive to those looking to buy a home or refinance.

February 16, 2012 | | HOME SCENE


Homebuilder optimism rises for 5th straight month

WASHINGTON (AP) - U.S. homebuilders are gradually growing more optimistic about the depressed housing market and believe homes sales could pick up sharply when the spring buying season begins.

February 16, 2012 | | HOME SCENE


Housing starts rise modestly to start new year

WASHINGTON (AP) - Construction of single-family homes cooled off slightly in January after surging in the final month last year. But a rise in permits suggests builders are growing more confident that more buyers are ready to come off the sidelines.

February 16, 2012 | | HOME SCENE


Foreclosure activity edges higher in January

LOS ANGELES (AP) - Banks took back more U.S. homes in January than in the previous month, the latest sign that foreclosures are accelerating after slowing sharply last year while lenders sorted out foreclosure-abuse claims.

February 16, 2012 | | HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


10 things to keep in mind when renting

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

February 16, 2012 | | HOME SCENE


Getting more out of rooms

Did you ever watch a home improvement show team transform a drab room into something spectacular using a shoestring budget and less time than it takes you to clean out your closet? Ever wonder how they did it? Here's the secret: they cheat. And you can too.

February 16, 2012 | | HOME SCENE


Flex is the word at Oakwood Shores

Oakwood Shores 2.0 isn't simply an upgrade of the initial gated lakefront community that took major nosedive during the collapse of the housing bubble.

February 09, 2012 | Dennis Wyatt | HOME SCENE


Trends for spring home improvement projects

Warmer temperatures, green grass and increased daylight help shake off the winter blues and inspire home and yard improvements to spruce up your surroundings.

February 09, 2012 | | HOME SCENE


Create a dream summer outdoor living space

Beat the winter blues by taking the first steps to create a summer backyard oasis. By preparing now, you'll be ready to install - and enjoy - a dream deck once warmer weather arrives.

February 09, 2012 | | HOME SCENE


To rid your garden of weeds, focus on seeds

Every garden is filled with them: millions of unseen weeds. They are dormant seeds that lurk just below the soil surface, ready to spring to life with just the briefest exposure to light. Weeds can choke a garden, robbing it of space, nutrients and water. Allowing weeds to mature compounds the problem, as they are naturally prolific seed producers. They grow aggressively and can be tough to get rid of, because pulling weeds brings more weed seeds to the surface.

February 09, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Del Webb comes home

The largest residential development in Manteca history - and one that is slowly changing the city's demographics – is the progression of an idea launched 58 years ago by a Fresno native.

July 04, 2014 | Dennis Wyatt | HOME SCENE


Custom home decor without all the hassle and high costs

Conventional wisdom holds that in order to achieve a custom look in your home decor you either have to spend a bundle hiring professionals, or invest countless hours of hard work doing it yourself. In the Internet age, however, it's easier than ever to achieve the look of custom home decor without the expense or hassle of traditional methods.

July 04, 2014 | | HOME SCENE


How to easily achieve today’s hottest home improvements

Whether you're staying in place or planning to take advantage of an improving real estate market to sell your home, spring and summer are upgrade seasons. From adding a bathroom to creating an outdoor kitchen, certain improvements pay off for both homeowners who are selling and those who are staying. And while plumbing challenges, such as breaking through concrete or opening walls, may discourage some people, savvy homeowners know a tried-and-true option solves such problems.

July 04, 2014 | | HOME SCENE


How ceiling fans offer energy efficiency, decor

Savvy interior designers know that items that are both fashionable and functional are in high demand. One of the best examples of a stylish, hardworking home fixture is also one of the most overlooked: the ceiling fan. In 2014, more homeowners are realizing the potential this classic technology has not only on their comfort levels, but also on their interior's design aesthetic.

July 04, 2014 | | HOME SCENE


Empty nesters want low- maintenance yards, not fuss

One of the first questions new empty nesters face is: what do we do with the nest? Some are eager to downsize and sell. Others like where they live and choose to stay put.

July 04, 2014 | | HOME SCENE


6 upgrades to secure a speedy sale

When the weather warms up, so does the real estate market. Spring and summer are traditionally the seasons when both home buyers and sellers are most active across the country. If you'll be putting your home on the market this year, simple, cost-effective upgrades can help ensure a speedy sale at a good price.

June 27, 2014 | | HOME SCENE


Lew announces expanded housing support programs

WASHINGTON (AP) - The Obama administration is extending for another year a program aimed at helping people struggling to avoid foreclosure on their homes, Treasury Secretary Jacob Lew said Thursday.

June 27, 2014 | | HOME SCENE


Design inspiration at your fingertips

More than 40 percent of homeowners plan to update their homes in the next two years, according to the latest Houzz & Home Study. Of those who plan to remodel, 78 percent cite their motivation as improving the look and feel of the space.

June 27, 2014 | | HOME SCENE


Increasing your resale value is easy

Investing in home improvements is a smart idea when you're thinking of putting your home on the market. So where is the best place to spend your money?

June 27, 2014 | | HOME SCENE


Average 30-year mortgage rate falls

WASHINGTON (AP) - Average U.S. rates on fixed mortgages declined this week, hovering near historically low levels.

June 27, 2014 | | HOME SCENE


DITCH COOKIE CUTTER

Want a newer home with space but don't want the repetitious cookie cutter look of most subdivisions built since the 1960s?

June 20, 2014 | Dennis Wyatt | HOME SCENE


Grand opening set today for Waterpointe

Today's (Saturday, June 21) the grand opening of Van Daele Homes newest community, Waterpointe at River Islands in Lathrop.

June 20, 2014 | | HOME SCENE


Raymus Homes conducting family photograph contest through July 3

Ready to show off your adorable family? Raymus Homes is holding their first ever family photo contest.

June 20, 2014 | | HOME SCENE


Average 30-year mortgage rate at 4.17%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages eased slightly this week, remaining near historic lows.

June 20, 2014 | | HOME SCENE


ACCIDENTAL INVESTORS

The Accidental Investors and Prudent Buyers from the Great Recession are having a field day.

June 13, 2014 | Dennis Wyatt | HOME SCENE


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