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Archive By Section - HOME SCENE


Must-do's when paying off mortgage

DEAR BENNY: I plan to pay off my home mortgage. After I do so, do I need to do anything on the deed? I received a deed under my name from the county office when I bought the house three years ago. Is this deed good enough for my ownership of the house? Are there any other things I should take care of after paying off the mortgage? --Xia

May 10, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Instant home & garden makeover

Looking for a trendy home and garden makeover that gives instant gratification and doesn't require a lot of time and resources? The latest trends in fashion and home decorating are drawing inspiration from the bright colors and laid-back attitudes of the tropics.

May 10, 2012 | | HOME SCENE


What is lurking out there in the shadows?

There is a growing consensus among economists - and experts with firms that track housing such as CoreLogic and RealtyTrac - that the housing slide has ended.

May 04, 2012 | Dennis Wyatt | HOME SCENE


Census: Homeownership hit 15-year low in 1st Q

WASHINGTON (AP) - The American dream of homeownership is at its lowest point in 15 years, the latest evidence of a housing market still far from recovering five years after the housing crash.

May 03, 2012 | | HOME SCENE


California Senate passes bill to reduce neighborhood blight created by homes

SACRAMENTO (AP) - The state Senate has approved a bill that would penalize home buyers, investors and developers if they fail to clean up dilapidated homes quickly.

May 03, 2012 | | HOME SCENE


Ore. nursery, grass business greening up

CARLTON, Ore. (AP) - After getting trampled in the Great Recession, Oregon farmers who produce nursery crops and grass seed finally are seeing better days.

May 03, 2012 | | HOME SCENE


Freddie asks for $19M in aid after loss

WASHINGTON (AP) - Government-controlled mortgage giant Freddie Mac is requesting $19 million in additional federal aid after posting a loss for the first quarter of this year.

May 03, 2012 | | HOME SCENE


Manteca Garden Tour set for May 12

Six of some of the best private gardens in the area will be showcased in the 2012 Manteca Garden Tour sponsored by the Manteca Garden Club.

May 03, 2012 | Bulletin Staff Reports | HOME SCENE


Do-it-yourself deck-building tips

Looking for a way to enhance the use and enjoyment of your outdoor space? A deck addition may be the solution. A deck creates a designated area for entertaining and relaxing outdoors, while increasing homeowner satisfaction and home value. If you're a motivated do-it-yourselfer, building your own deck can be a fun and rewarding challenge that saves you money and ensures your outdoor space is tailored to suit you and your home.

May 03, 2012 | | HOME SCENE


Construction spending barely increased in March

WASHINGTON (AP) - U.S. builders barely increased their spending on construction projects in March after two straight months of declines. A pickup in single-family home construction and commercial projects offset a steep drop in state and local government building.

May 03, 2012 | | HOME SCENE


Rate on 30-year mortgage hits record low of 3.84 percent, 15 years at 3.11%

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week, offering more incentive for Americans to buy or refinance homes.

May 03, 2012 | | HOME SCENE


Creating a mortgage for your relatives

Q: I want to lend my daughter and son-in-law money by making a $200,000 mortgage loan to them. How do I do this to make it legal, so I can pay taxes on the income and they can get a tax deduction on the interest and I can earn more than I would on a bank CD?

May 03, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Rent may be free, but taxes and maintenance are not

DEAR BENNY: My cousin and disabled elderly aunt are living in a house that my aunt sold about four years ago in which the agreement included lifetime living rights without the stipulation of rent payment or payment for taxes. Does the owner have the right to demand rental payments now? Is there a website that I might be able to check to find out more information for them? --Patti

May 03, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Enjoying the view enjoy from your home

With temperatures on the rise, it's time to get outside to relax with family and friends. Today's homeowners want their outdoor spaces to be an extension of their homes, with 80 percent saying a patio or front porch are "must haves," according to a survey of residential architects by the National Association of Home Builders (NAHB).

May 03, 2012 | | HOME SCENE


Two-bedroom homes show signs of being on road to recovery

It was one of those conversations that tend to stick with you.

April 27, 2012 | Dennis Wyatt | HOME SCENE


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Articles by Section - HOME SCENE


Affordable entertaining ideas for holiday parties

The holidays are coming up quickly, and that means there's plenty of reason to celebrate. Whether you're throwing a party for the first time or you're continuing a long-running annual tradition, hosting a festive celebration with friends and family is a lot of work and always worth it. This year, take your party to the next level to truly impress your guests - without breaking the bank.

November 14, 2014 | | HOME SCENE


Five home design tips on layering from professionals

Designers are often drawn to a simple, modern look - however, layering unique patterns and textures in the home is a quickly growing trend. Keep your space harmonized, yet distinct, with the tips outlined below.

November 14, 2014 | | HOME SCENE


THE ENTERTAINER

Looking for a home that does more than put on a good facade from the curb?

November 14, 2014 | Dennis Wyatt | HOME SCENE


Get a jump on this year’s predicted polar vortex

Last winter's polar vortex not only affected the majority of the country with subfreezing temperatures, but wreaked havoc on utility bills. In fact, consumers in 13 states and the District of Columbia used enough energy in January to capture eight of the 10 highest winter demand days on record, according to PJM Interconnection, the electricity grid operator. According to the Farmers' Almanac and other weather predictors, a polar vortex is expected to rear its ugly head again this winter.

November 14, 2014 | | HOME SCENE


Tips on how to make your bathroom shower sing

It's where some of your best ideas are born, and where you unwind - or get ready - for the day. And although your current shower might be fine, why not make it fabulous? Here are the latest trends and products to create a fantastic shower experience.

November 14, 2014 | | HOME SCENE


Subprime services firm abandons disputed fees

WASHINGTON (AP) - A company with ties to the nation's largest overseer of subprime mortgages announced under pressure Wednesday it will stop collecting controversial insurance fees from homeowners whose properties were under foreclosure. The announcement came three months after The Associated Press highlighted its business practices.

November 14, 2014 | | HOME SCENE


30-year loan rate slips to 4.01 pct.

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged lower this week, approaching their lows for the year. The benchmark 30-year loan rate hovered near 4 percent.

November 14, 2014 | | HOME SCENE


ORIGINAL OWNERS

Its rare today in Manteca to find a newer home with four bedrooms under $150 a square-foot that is in move-in condition in a desirable neighborhood.

November 07, 2014 | Dennis Wyatt | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Say bye-bye to bathroom remodeling blues with 5 tips

Beautifying your bathroom sounds exciting but oftentimes renovation plans begin with good intentions and end up a long, costly nightmare. The national average cost for a bathroom remodel is $10,142, according to the Cost Guide from HomeAdvisor.com. That's a hefty investment but one that can easily be reduced with a simple refresh of the space instead. Here are five cost-effective updates you can make to your bathroom in as little as a weekend.

November 07, 2014 | | HOME SCENE


Six yard projects you shouldn’t skip this fall

When it comes to caring for your yard, maintenance is crucial - especially during the fall when it needs to recover from the wear and tear of summer and prepare for winter's harsh conditions. Knowing what your lawn and garden needs from season to season not only makes it easier for you to stay organized with your list of backyard to-do's, but it also allows you to identify and treat any problems before they become bigger issues down the road.

November 07, 2014 | | HOME SCENE


Five common weatherization myths taken apart and busted

Last winter's visit from the polar vortex made for bone-chilling blizzards and teeth-chattering temperatures. If this year is anything like the last, drafty homes and high thermostat settings will accompany the freezing weather. Unfortunately, many homeowners get cold feet when it comes to weatherizing their homes, citing various reasons why they don't just get it done. Here are five common weatherizing myths you should overcome to help you get ready this winter:

November 07, 2014 | | HOME SCENE


30-year mortgage rate up to 4.02 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates rose this week, with the benchmark 30-year loan crawling back over 4 percent. It was the second straight week of increases in rates after they had fallen for five weeks amid concern over global economic weakness.

November 07, 2014 | | HOME SCENE


SHOP AROUND

Beware of e-lenders and unsolicited junk mail from boiler room mortgage lenders bearing gifts of lower mortgage payments.

October 31, 2014 | | HOME SCENE


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