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Archive By Section - HOME SCENE


Easy seasonal changes refresh homes

Spring's new growth and warm sunshine provide inspiration for renewal in our lives. It's a time to pack away the sweaters and boots for lighter layers and brimmed hats. Homeowners should embrace this same mindset - one where you pack away the heavy textures and colors of winter in favor of breezy fabrics and fun decor that inspire a fresh feeling in your house.

March 01, 2012 | | HOME SCENE


Average rate on 30-year mortgage down to 3.90% just above record low

WASHINGTON (AP) - The average rate on the 30-year mortgage edged down this week to hover again above record lows. Cheaper rates have spurred modest improvements in the battered housing market, but not enough to signal a recovery.

March 01, 2012 | | HOME SCENE


Sales contracts for homes rose 2 percent in January

WASHINGTON (AP) - The number of Americans who signed contracts to buy homes rose in January to the highest level in nearly two years, supporting the view that the housing market is gradually coming back.

March 01, 2012 | | HOME SCENE


Foreclosures comprised smaller slice of 2011 sales

LOS ANGELES (AP) - Bank-owned homes and short sales last year accounted for the smallest slice of overall sales in three years but still made up nearly a quarter of all U.S. homes sold in 2011.

March 01, 2012 | | HOME SCENE


Qualifying for $500K home-sale tax break

DEAR BENNY: My husband and I each have a trust, and our house is in my trust. We have lived in this house for 14 years. If we were to sell it, would we qualify for the $500,000 tax exemption? I understand each person is permitted $250,000, and a couple twice that amount. Does my trust make a difference, and if so, what should we do? --Arlene

March 01, 2012 | by BENNY L. KASS Inman News | HOME SCENE


‘Daylighting' improvements for homes

If your home will be on the market this spring, you're probably looking for every possible edge that will make it stand out to potential buyers. But even if you're staying put, you still want to make your home as attractive and valuable as your budget will allow.

March 01, 2012 | | HOME SCENE


SJ Master Gardeners offer free workshops

The free monthly workshop program offered by the San Joaquin Master Gardeners at the Manteca Public Library is making a comeback following its initial successful run last year.

February 24, 2012 | Rose Albano Risso | HOME SCENE


Oakwood Shores making big splash with lifestyle, price & lakefront access

The next best thing in Manteca housing is here: Oakwood Shores.

February 24, 2012 | Dennis Wyatt | HOME SCENE


Watchdog: Limit Fannie, Freddie legal fees more

WASHINGTON (AP) - The U.S. government regulator for Fannie Mae and Freddie Mac must do a better job limiting legal expenses paid by the two mortgage giants to their former executives facing lawsuits, a new watchdog report says.

February 23, 2012 | | HOME SCENE


Rethinking the yard in drought-stricken regions

LUBBOCK, Texas (AP) - Texans watched disaster unfold slowly last year as a historic drought took a withering toll across the region.

February 23, 2012 | | HOME SCENE


Some money from mortgage settlement to be diverted

JEFFERSON CITY, Mo. (AP) - The ink wasn't even dry on a settlement with the nation's top mortgage lenders when Missouri Gov. Jay Nixon laid claim to a chunk of the money to avert a huge budget cut for public colleges and universities.

February 23, 2012 | | HOME SCENE


Good economic news continues to trickle out

The economic recovery was once again reinforced last week with the majority of data continuing to point towards growth. Retail Sales rose a solid .7% showing that consumers are continuing to increase spending long after the holiday season has ended.

February 23, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Rising sales point to better year for housing

WASHINGTON (AP) - The housing market is flashing signs of health ahead of the spring-buying season.

February 23, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.95%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage jumped after standing pat for three straight weeks at record lows. But the rate stayed below 4 percent for the 12th straight week, keeping home-buying and refinancing attractive for those who can qualify.

February 23, 2012 | | HOME SCENE


Seniors: Avoid lump-sum mortgage payoff

DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee

February 23, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Home renovation starts with good planning, good insurance

The United States is a country of renovators and remodelers, judging from the steady growth of home improvement projects across the nation in recent years.

August 22, 2014 | | HOME SCENE


Average 30-year rate on fixed rate mortgage at 4.10 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, with the 30-year loan rate hitting its 52-week low.

August 22, 2014 | | HOME SCENE


Late-payment rate on mortgages declines in 2Q, lowest in 6 years

LOS ANGELES (AP) - Fewer U.S. homeowners are falling behind on their mortgage payments, a trend that has reduced the late-payment rate on home loans to the lowest level in six years, according to credit reporting agency TransUnion.

August 22, 2014 | | HOME SCENE


Ways to discover the design potential of the ‘Fifth wall’

With autumn just a few short weeks away, many people will soon spend less time on the patio and more time within four walls. Actually, five walls if you include the ceiling.

August 22, 2014 | | HOME SCENE


DEL WEBB LIFESTYLE

The appeal of Del Webb at Woodbridge goes beyond the obvious.

August 15, 2014 | Dennis Wyatt | HOME SCENE


Three tips for converting an attic into living space

Moving up - vacating your current, smallish home for a larger, roomier abode - was the American way before the Great Recession. Now that the economy is humming again, at least some of the people who stayed put during those lean years will be looking to move into larger, nicer homes this summer. High demand and low inventory, however, may leave many with nowhere to go. Some will rediscover a time-honored space-gaining technique: attic conversion.

August 15, 2014 | | HOME SCENE


Making your home sensational for summer outdoor living

Summer is here and this is the time when you want to be outside as much as possible, soak up the sun, eat amazing food and enjoy the company of family and friends. You'll also see more of your home's exterior on days like this than any other time of the year so this is also a great time to complete those outdoor projects. In fact, 60 percent of homeowners will accomplish a summer home improvement project this year according to survey data from the Zillow Digs Summer Home Improvement Trend and Spending Survey.

August 15, 2014 | | HOME SCENE


Family-friendly bathroom renovations to consider

Mom rules the media room, Johnny loves the basement workshop and the kitchen is Dad's domain. Gender roles notwithstanding, each family member has one room where he or she enjoys spending more time. One room, however, is equally used and loved - or reviled - by all: the bathroom.

August 15, 2014 | | HOME SCENE


Simple ideas to refresh your home’s entryway

Most people enter their home through the garage or backdoor, forgetting how the front entrance looks to neighbors and guests. Your front door is often the first thing others notice about your home. That's why it's key to make a positive first impression.

August 15, 2014 | | HOME SCENE


California home sales decline amid tight real estate market

SAN DIEGO (AP) - California home sales declined in July compared to the same time last year as buyers struggled to find something they could afford in the tight market, a research firm said Thursday.

August 15, 2014 | | HOME SCENE


Average year mortgage rate at 4.12 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching their lows for the year.

August 15, 2014 | | HOME SCENE


CREDIT SCORES

NEW YORK (AP) - There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.

August 08, 2014 | | HOME SCENE


30-year mortgage rate at 4.14 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose slightly this week but remained near their lows for the year.

August 08, 2014 | | HOME SCENE


Keep them happy & studying: Creating a kid-friendly space

Would a great study space ease your child's transition from summer to school? Perhaps an awesome lounge area could convince your teens - and all their friends - that your house is the best hangout spot ever. Whatever your objectives, a few design and decorating tricks can help you create a kid-friendly space in your home.

August 08, 2014 | | HOME SCENE


Five fixes for kitchens that get compliments

No matter if you're an aspiring chef or TV dinner connoisseur ... if the look of your kitchen makes you want to dine out - it may be time for an upgrade. The kitchen should be the heart of your home: it's where you entertain, hold family meetings and even pay bills, so why not take it from "make-do" to "magnificent?"

August 08, 2014 | | HOME SCENE


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