DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
As the negative effects of human impact on the environment become more evident, a strong push toward global conservation continues to grow and gather steam. Scores of corporations have committed to becoming more "green" in recent years and countless environment-focused initiatives and organizations have popped up around the world. But even on an individual level, some small changes to your lifestyle can make a big difference in preserving the Earth for future generations.
Think traditional styling is only for opulent mansions and stuffy country clubs? Well, think again. Traditional design is not only extremely accessible to incorporate into any home, but according to research by the National Kitchen & Bath Association (NKBA), it's the most popular, too. Learn how to take back traditional and customize your own space.
If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.
DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.
If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.
Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.
Gardeners know that mulch is a great-looking layer of topping on the soil in gardens and landscapes, but mulch is so much more than just a decorative cover. Mirroring the leaf layer found on a forest floor, mulch covering can benefit both plants and soil.
DEAR BENNY: We have an unusual situation. When my dad died, he left a life estate in a house/rented duplex to his widow. My sister and I have managed the duplex for 12 years, with all income going for repairs and any surplus to the widow. We would like to be done with it. His widow does not want to move.
She's a single woman in Manteca in her 50s.
The colors are blooming outside and chances are you're feeling inspired to add some color inside your home as well. Using nature as your guide, there are some quick and easy ways to refresh your home's interior.
Mother Nature is a master decorator. In summer, she dresses the world in lush greens and vibrant floral hues. And in every season, natural light is one of her most powerful designer touches.
DEAR BENNY: My brother bought his home about 15 years ago. He holds title only in his name, as a "single man." He lost his job a couple of years ago. He is older and is having a difficult time getting rehired. Long story short: He is now in arrears (18 months), owes escrow for taxes and insurance payments, and is facing foreclosure. His lack of employment is presenting a problem getting loan modifications or refinancing.
Woodside Homes is celebrating the start of its Turn-Key sales event this weekend, allowing homebuyers to unlock their choice of instant upgrades or assistance with interest rate buydowns or closing costs.
When spring finally arrives, windows and skylights across the country will open, as happy homeowners revel in all that sunshine and warm, fresh air. But before you can savor spring, you still have weeks of winter to get through. You can use that time wisely to ensure all your home's windows, skylights and doors are in good working order - and ready for action when spring arrives.
LOS ANGELES (AP) - Lenders repossessed fewer U.S. homes in January, bringing the number of completed foreclosures down to the lowest level in more than six years.
SAN DIEGO (AP) - California homes sales dropped sharply in January due to a seasonal slump and a lack of affordable homes on the market, a research firm reported Thursday.
WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage edged up this week to 4.28 percent from 4.23 percent but remains near historically low levels after declining during the five previous weeks.
LOS ANGELES (AP) - U.S. homeowners are doing a better job of keeping up with mortgage payments, a trend that has reduced the rate of late payment on home loans to the lowest level in more than five years.
Does the change of seasons have you itching to refresh a tired, lackluster room? Or maybe you're looking for some small ways to make a big impact on your home's style? Whatever the case, here are some of this season's most buzzed-about trends and how you can incorporate them into your next project.
LATHROP - When River Islands, the largest new master planned community in Northern California, opens in the late spring, home buyers will be able to walk through models from three of the state's leading homebuilders: Brookfield Residential, De Nova Homes, and Van Daele Development.
WASHINGTON (AP) - Average U.S. rates for fixed mortgages fell this week as the latest data continued to indicate a pause in the housing market's recovery.
WASHINGTON (AP) - U.S. home prices slipped from November to December, and the year-over-year increase slowed, likely a result of weaker sales at the end of last year.
No matter if you live on a coast or in the Upper Midwest, you can use your outdoor spaces to the fullest in any season by adding a few enhancements. Whether you do it yourself or hire a professional, it's easy to add features like a seat wall and a fire ring for an outdoor gathering spot, or an outdoor kitchen to create the taste of summer all year. A few simple improvements can help you create a space that keeps you outside longer into the night, earlier in the spring and later into the cooler seasons.
How much time do you spend in the bathroom each day? Whether it's where you prep the kids for bed or step away for some alone time, the bathroom is one of the most frequently used rooms in the home. It's also one of the best areas in which to invest; renovating or simply updating this space can lead to a 62 percent return on investment.
The recovering U.S. housing market has led to increased demand for certain luxury items, including hardwood flooring. Exciting trends are influencing the marketplace and for today's consumers, there are more hardwood flooring options than ever before.
WASHINGTON (AP) - Fewer Americans signed contracts to buy previously occupied homes in December, suggesting a slowdown in real estate. Pending home sales fell to the lowest point since October 2011.
WASHINGTON (AP) - Average U.S. rates for fixed mortgages slipped this week as new data showed a decline in home prices in November and a drop in new homes sales last month.
WASHINGTON (AP) - U.S. sales of new homes fell in December for a second consecutive month but even with the pause at the end of the year, sales for all of 2013 climbed to the highest level in five years.