WASHINGTON (AP) - The federal government proposed new rules on Tuesday that will give homeowners more ways to avoid foreclosure and get an accurate accounting of their monthly mortgage payments.
DEAR BENNY: We own two houses, both of which have been on the market for approximately two years. One is our primary home, and one is a second home on the lake. Due to personal issues, we want to sell. Should we take a loss and sell, or hang tight? --Joyce
For many younger Americans, the dream of owning their first home is alive and well. But for others, it's still an elusive dream.
Love the way you feel after slipping into your little black dress, or donning a well-tailored black suit? Black is not only a great shade on you - it's also a great shade for your home. The stylish finish is especially perfect in the kitchen - and can be seen in everything from kitchen appliances to hardware, and now even faucets. Make your kitchen feel just as good as you do in your go-to outfit with the magic of black.
Technology is in virtually every facet of our lives, yet many of the everyday conveniences we enjoy now have been around for less than 100 years.
WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage was mostly unchanged this week, as the cost of home-buying and refinancing stayed near record lows.
When warm weather arrives, Mother Nature becomes a shameless show-off. From clear, bright skies to lush green grass and vibrant blooms, the outdoors go bold and beautiful. So is it any surprise that this season's outdoor decor is following suit?
Generations of Americans have considered owning their own home a key aspect of achieving the American Dream. But the lingering aftermath of the Great Recession has caused many people to rethink that belief. Rental occupancies are rising as more Americans opt to lease their homes, rather than buy.
The housing market continues to bounce around at what many experts believe is the bottom. In recent weeks I have written about how many of the housing reports have indicated a slowly strengthening real estate market. I don't believe that trend is changing however in the last week we have seen the New Home Sales report as well as the Pending Home Sales report come in weaker than expected. With the employment picture steadily improving, it is a little bit confusing as to why the housing market is unable to gain much traction towards improvement.
Who would have thought getting dirt under your fingernails would ever be considered one of the hottest trends going? According to Doug Jimerson, garden core director for Better Homes and Gardens, "growing your own fruits, veggies and herbs is something Americans are doing in record numbers this season."
DEAR BENNY: I enjoy reading your articles and I have a question of my own. My wife passed away three years ago and I recently remarried. I plan to retire this year and want to refinance my home. The house is in both my deceased wife's name and mine. What complications will I run into when I do this? --Harold
You've made the decision to remodel your home. The budget range and project scope have been set. You've even preemptively told your sister-in-law she'll need to host Christmas (alright, that was before you knew you were going to remodel). Now what?
Banks may finally be getting it.
Yearning to escape to a tropical paradise? This spring, look no further than your own backyard to capture the romance of the tropics and create a sense of optimism to lift your spirits.
Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.
When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.
The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!
WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.
WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.
You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?
OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...
If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.
When the weather conditions are just right, a relaxing evening spent on the porch or patio is perfect for enjoying good company and the beauty of the outside world. Wouldn't it be nice to enjoy these comforts regardless of the season?
In the fashion and design world, alternative materials that emulate high-end looks are trendy not only for their lower price point and low maintenance qualities, but thanks to advancements in design and technology, are often hard to differentiate from the real thing.
Now is the season for enjoying backyard BBQs and poolside parties with friends and family – not being trapped in the house for pre- and post-party cleaning. With a little planning, you can minimize time spent on daily chores and maximize time spent soaking up the sun and creating memories with guests.
When thinking about your dream kitchen, what finish style of cabinets come to mind? Is it rich dark stained cherry wood? Maybe a clean, crisp white paint? Do you picture yourself having a rustic kitchen complemented by different techniques?
WASHINGTON (AP) - The number of Americans signing contracts to buy homes fell slightly in October as tight credit and lagging wages remained financial hurdles for would-be homebuyers.
The biggest price rebound for housing in the Manteca market is also still the most affordable - the Cherry Lane Condos along Union Road.
SAN DIEGO (AP) - California home sales continue to climb - with the October sales tally reaching the highest it has been for that month in two years, a research firm said Thursday.