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One day soon low mortgage rates will be seen just in rearview mirror

By now you have probably seen at least one AT&T commercial that talks about how fast their phone service is and how they use the expression "That's so 42 seconds ago"...Well that is pretty much the same thing that can be said for mortgage rates. Any advertising you see this week about rates is going to be off by more than ¼% because those ads per place more than a week ago.

March 22, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-knows before selling home to daughter

DEAR BENNY: I own two properties and would like to sell my current residence to my daughter and her husband, and move into the other. Its assessed tax value is about $150,000, but I'd like to sell it to them for about $200,000 interest-free. Both my houses are paid off so I don't need any down payment from them.

March 22, 2012 | | HOME SCENE


Designing your home office for maximum comfort & productivity

There's no doubt that we're a connected society - and connected like never before through email, social networks, video conference technology, instant messaging, smart phones, the list goes on. While this influx in connectivity has made it easier to do business, it has also blurred the lines between work and home life, resulting with many of us working in our homes at least a few hours each week. If your kitchen countertop has become your go-to place for paying bills, responding to emails and conducting business, it may be time to consider adding a dedicated office space in your ...

March 22, 2012 | | HOME SCENE


Five easy spring cleaning tips

Spring is here, which means one thing: it's time to get your home in tip-top shape. By completing a few easy tasks, you can spend more time soaking up the sun and less time on interior projects. Here are five ways to spruce up your home this spring to prepare for a relaxing summer - and give your home that "spring cleaning" feel without spending the entire spring, well, cleaning.

March 15, 2012 | | HOME SCENE


Some states saw spike in foreclosures

LOS ANGELES (AP) - Foreclosure activity surged last month across about half of the nation's states, as banks tackled a backlog of homes with mortgages that had gone unpaid yet remained in limbo due to delays stemming from foreclosure-abuse claims.

March 15, 2012 | | HOME SCENE


Program helps people become homeowners

JONESBORO, Ark. (AP) - Single mother Melissa Davis used to live in public housing but dreamed of owning her own home.

March 15, 2012 | | HOME SCENE


Rate on 30-year loan rises to 3.92%

WASHINGTON (AP) - The average rate in the U.S. on the 30-year fixed mortgage hovered near historic lows this week, making home-buying and refinancing more attractive to those who can qualify.

March 15, 2012 | | HOME SCENE


Changes in the housing Changes in the housing market

Last week I talked about how I am seeing more "for sale" signs coming out on properties in my area. Reports around the country are similar to mine and it appears that homeowners who have been waiting to sell, are beginning to believe that the market is turning and that now is time to test the waters.

March 15, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-knows before selling home to daughter

DEAR BENNY: I own two properties and would like to sell my current residence to my daughter and her husband, and move into the other. Its assessed tax value is about $150,000, but I'd like to sell it to them for about $200,000 interest-free. Both my houses are paid off so I don't need any down payment from them.

March 15, 2012 | | HOME SCENE


Bank of America to reduce loans for 200K homeowners

NEW YORK (AP) - Bank of America is providing mortgage relief to about 200,000 homeowners.

March 15, 2012 | The Associated Press | HOME SCENE


Home improvements that pay off big

It's beautiful outside and the last thing you want to do is spend all of your spare time working on your home when you could be playing or spending time with loved ones.

March 15, 2012 | | HOME SCENE


Average rate on 30-year mortgage still a bargain dipping to 3.88 percent

WASHINGTON (AP) - Fixed-rate mortgages remain a bargain at the start of the spring-buying season: The average rate on the 30-year mortgage dipped this week, while the 15-year loan fell to a new record low.

March 08, 2012 | | HOME SCENE


Woodside Homes begins spring fling bonus event

Woodside Homes celebrated the start of its Spring Fling Bonus sales event last weekend, giving buyers their choice of five valuable move-in bonuses with the purchase of a new home.

March 08, 2012 | | HOME SCENE


Home-readiness tips for sports fans

As the weather gets warmer, fans anxiously wait for their favorite sport to take center stage. College basketball fans fill out their brackets, golfers dust off their clubs and dream about green jackets, baseball diamonds are prepped for opening day and the professional basketball playoff run starts heating up.

March 08, 2012 | | HOME SCENE


Obama unveils another housing plan

WASHINGTON (AP) - President Barack Obama is aiming mortgage relief at members of the military as well as homeowners with government-insured loans, the administration's latest efforts to address a persistent housing crisis.

March 08, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


30-year loan rate slips to 4.01 pct.

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged lower this week, approaching their lows for the year. The benchmark 30-year loan rate hovered near 4 percent.

November 14, 2014 | | HOME SCENE


ORIGINAL OWNERS

Its rare today in Manteca to find a newer home with four bedrooms under $150 a square-foot that is in move-in condition in a desirable neighborhood.

November 07, 2014 | Dennis Wyatt | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Say bye-bye to bathroom remodeling blues with 5 tips

Beautifying your bathroom sounds exciting but oftentimes renovation plans begin with good intentions and end up a long, costly nightmare. The national average cost for a bathroom remodel is $10,142, according to the Cost Guide from HomeAdvisor.com. That's a hefty investment but one that can easily be reduced with a simple refresh of the space instead. Here are five cost-effective updates you can make to your bathroom in as little as a weekend.

November 07, 2014 | | HOME SCENE


Six yard projects you shouldn’t skip this fall

When it comes to caring for your yard, maintenance is crucial - especially during the fall when it needs to recover from the wear and tear of summer and prepare for winter's harsh conditions. Knowing what your lawn and garden needs from season to season not only makes it easier for you to stay organized with your list of backyard to-do's, but it also allows you to identify and treat any problems before they become bigger issues down the road.

November 07, 2014 | | HOME SCENE


Five common weatherization myths taken apart and busted

Last winter's visit from the polar vortex made for bone-chilling blizzards and teeth-chattering temperatures. If this year is anything like the last, drafty homes and high thermostat settings will accompany the freezing weather. Unfortunately, many homeowners get cold feet when it comes to weatherizing their homes, citing various reasons why they don't just get it done. Here are five common weatherizing myths you should overcome to help you get ready this winter:

November 07, 2014 | | HOME SCENE


30-year mortgage rate up to 4.02 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates rose this week, with the benchmark 30-year loan crawling back over 4 percent. It was the second straight week of increases in rates after they had fallen for five weeks amid concern over global economic weakness.

November 07, 2014 | | HOME SCENE


SHOP AROUND

Beware of e-lenders and unsolicited junk mail from boiler room mortgage lenders bearing gifts of lower mortgage payments.

October 31, 2014 | | HOME SCENE


Average 30-year loan rate up to 3.98%

WASHINGTON (AP) - Average U.S. long-term mortgage rates arrested their five-week decline this week but the benchmark 30-year loan remained below 4 percent.

October 31, 2014 | | HOME SCENE


Never buy a new home without asking questions

Buying a new house is an exciting time in your life. Because it is one of the most important investments you'll make for yourself and your family, there are many important factors to consider. Before making a purchase, take these four questions into account. Having the answers will allow you to enjoy your new home now and in the years ahead.

October 31, 2014 | | HOME SCENE


Chic storage ideas to corral clutter at home

With the fall season comes cool weather and more time indoors. Snuggling up with blankets and partaking in activities at home can create more clutter than usual around the house. Instead of getting frustrated, it's easy to add stylish storage to corral extra items. Get organized and keep your home clutter-free with a few smart tips.

October 31, 2014 | | HOME SCENE


Cozy and clutter-free kitchen via remodeling

Clutter can disrupt the flow of any home, bringing unwanted stress and frustration, especially in the kitchen. As one of the most prominently used rooms, maintaining a clutter-free environment will create a happier and healthier space for your family to enjoy. Here are a few tips to help you achieve and maintain a fully functional, chaos-free kitchen.

October 31, 2014 | | HOME SCENE


Gen Y home-buying trends revolutionize the market

The housing market is thriving in many parts of the country, and the driving force is an estimated 92 million Gen Now consumers between the ages of 19 and 37 (aka Gen Y or Millennials) that will enter the market to become new homebuyers by the year 2020. These consumers have grown up during the introduction of the Internet, social networking, mobile devices and a huge recession. Not surprising, this massive group is demanding far different features in their homes from what their parents and grandparents have desired in the past, and it may forever change the way homes are ...

October 31, 2014 | | HOME SCENE


Tackling holiday messes

This holiday season, create a welcoming environment for your guests. From getting your home ready for company to managing the many messes that come with a packed home, there are several cleaning tips to help you enjoy the fun at hand without the extra stress.

October 31, 2014 | | HOME SCENE


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