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VA loans good deal for vets

Last week's Memorial Day holiday served as a reminder of all who have served our country - and continue to do so even as we celebrate the start of summer. Our country has always recognized that we owe a special debt of gratitude toward our veterans.

June 04, 2011 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Credit myths about buying a home

Whether your annual earnings range well into six figures or are on the more modest end of national salary averages, you know you'll probably need credit to buy a home. While you likely know how important credit is to your home-buying plans, you may not be aware of the truth behind some common credit myths.

June 04, 2011 | | HOME SCENE


Create a beautiful – & functional – outdoor room

As the weather warms and the days grow longer, who doesn't happily anticipate opening windows and doors to let the fresh air in? And once we think about bringing the outdoors in, our imagination naturally goes the other way, as well - bringing the indoors out. It seems that our love affair with backyard entertaining heats up around this time every year. Whether it's a quiet family meal under the stars or a backyard barbecue for dozens, the appeal of outdoor living is undeniable.

June 04, 2011 | | HOME SCENE


Go for the gold: Master suite remodeling tips

If kitchen and bathroom remodels are the gold and silver medalists in the Olympics of home renovation, then a master suite remodel is a very respectable bronze. But while the superstars of the renovation world may reap more in terms of resale value, a master suite remodel can be more rewarding for your soul.

June 04, 2011 | | HOME SCENE


‘Under priced’ homes in Manteca aren’t what they seem to be

A smattering of homes in the past month have sold for $10,000 or more above the asking price.

May 28, 2011 | Dennis Wyatt | HOME SCENE


The right flooring for your home

Selecting the perfect flooring for any room in your home isn't easy. Chances are a visit to your local flooring retailer might leave you wandering through a sea of samples, evaluating them for different materials, designs and overall durability and function. How do you choose from all of the options to find the right flooring that not only will provide comfort and durability but also complement your home's style - all within your budget?

May 28, 2011 | | HOME SCENE


Faucets provide finishing touches that fit tastes & lifestyle

Starting any home project can be stressful, especially when undertaking those projects in the most-used rooms of the house, like the kitchen and bathroom. From overall room style to structural changes and fixtures, many pieces of the puzzle need to fit together to create the finished product.

May 28, 2011 | | HOME SCENE


Ready to renovate? How to check out a contractor before you hire

Warm weather is here and it's time to start thinking about those home renovation and home improvement projects you put on hold until the weather - or the economy - got better. While many indicators point toward a better economy, many contractors are still feeling the pinch, and are competing fiercely to win business.

May 28, 2011 | | HOME SCENE


It is turning into a gentle rolling market

The Manteca housing market appears to be stabilizing in terms of bottom prices.

May 21, 2011 | Dennis Wyatt | HOME SCENE


Manteca Builder offers help for credit-challenged home buyers

With many hopeful homebuyers trying to purchase new homes while the buying conditions are ideal, K. Hovnanian Homes is offering a free credit enhancement program for customers with challenging credit histories. The program, available through the builder's lender, K. Hovnanian American Mortgage, assists customers who have a history of bankruptcy, delinquencies, foreclosure, short sale or other credit issues and want to become responsible homeowners.

May 21, 2011 | | HOME SCENE


Easy gardening in any space

Gardening is rapidly becoming a popular hobby for many Americans, even with an increase in the number of people living in apartments and condos. Getting your hands dirty may seem challenging when faced with a small space, but all the space necessary to have a successful garden is a window, ledge, patio or balcony.

May 21, 2011 | | HOME SCENE


Tips on how to renew a room on a budget

No matter the size or style of your home, the decor you choose determines its atmosphere and reflects your own personality. Updating or changing your decor can give you a sense of pride and satisfaction when completed. But redesigning your living space can also be slightly overwhelming. You may think you don't have the time or funds to redecorate, but there are several ways to rejuvenate your interior without spending a great deal of time or money.

May 21, 2011 | | HOME SCENE


GET READY FOR SUMMER

Summer often means enjoying the outdoors with friends and family for a weekend barbecue or catching some sun by the pool. Now that pleasant weather is upon us, homeowners may be thinking about what can be done to spruce up outdoor space to use for entertaining or for a little relaxation.

May 14, 2011 | | HOME SCENE


Create a relaxing outdoor living space

Cool drinks. Barbecues. Relaxing. They're all the makings of the perfect summer evening when enjoying time with family and friends. It's the season when everyone is looking for ways to spend time outside - and with a little ingenuity, a bit of a green thumb and a knack for do-it-yourself projects, the backyard can easily become an outdoor oasis. Here are some summer project tips:

May 14, 2011 | | HOME SCENE


Avoiding injury and discomfort

Warm weather is here and it's time to get the garden going. Gardening is good for you on many levels - from the mental health boost you get from doing something relaxing to the physical benefits of exercise, time outdoors and adding fresh vegetables to your diet. Bending over to weed, gripping gardening tools and the general physical effort of gardening, however, can make existing aches and pains worse, or even cause new ones.

May 14, 2011 | | HOME SCENE


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Articles by Section - HOME SCENE


Affordable entertaining ideas for holiday parties

The holidays are coming up quickly, and that means there's plenty of reason to celebrate. Whether you're throwing a party for the first time or you're continuing a long-running annual tradition, hosting a festive celebration with friends and family is a lot of work and always worth it. This year, take your party to the next level to truly impress your guests - without breaking the bank.

November 14, 2014 | | HOME SCENE


Five home design tips on layering from professionals

Designers are often drawn to a simple, modern look - however, layering unique patterns and textures in the home is a quickly growing trend. Keep your space harmonized, yet distinct, with the tips outlined below.

November 14, 2014 | | HOME SCENE


THE ENTERTAINER

Looking for a home that does more than put on a good facade from the curb?

November 14, 2014 | Dennis Wyatt | HOME SCENE


Get a jump on this year’s predicted polar vortex

Last winter's polar vortex not only affected the majority of the country with subfreezing temperatures, but wreaked havoc on utility bills. In fact, consumers in 13 states and the District of Columbia used enough energy in January to capture eight of the 10 highest winter demand days on record, according to PJM Interconnection, the electricity grid operator. According to the Farmers' Almanac and other weather predictors, a polar vortex is expected to rear its ugly head again this winter.

November 14, 2014 | | HOME SCENE


Tips on how to make your bathroom shower sing

It's where some of your best ideas are born, and where you unwind - or get ready - for the day. And although your current shower might be fine, why not make it fabulous? Here are the latest trends and products to create a fantastic shower experience.

November 14, 2014 | | HOME SCENE


Subprime services firm abandons disputed fees

WASHINGTON (AP) - A company with ties to the nation's largest overseer of subprime mortgages announced under pressure Wednesday it will stop collecting controversial insurance fees from homeowners whose properties were under foreclosure. The announcement came three months after The Associated Press highlighted its business practices.

November 14, 2014 | | HOME SCENE


30-year loan rate slips to 4.01 pct.

WASHINGTON (AP) - Average U.S. long-term mortgage rates edged lower this week, approaching their lows for the year. The benchmark 30-year loan rate hovered near 4 percent.

November 14, 2014 | | HOME SCENE


ORIGINAL OWNERS

Its rare today in Manteca to find a newer home with four bedrooms under $150 a square-foot that is in move-in condition in a desirable neighborhood.

November 07, 2014 | Dennis Wyatt | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Timely solutions to get your house holiday ready

The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!

November 07, 2014 | | HOME SCENE


Say bye-bye to bathroom remodeling blues with 5 tips

Beautifying your bathroom sounds exciting but oftentimes renovation plans begin with good intentions and end up a long, costly nightmare. The national average cost for a bathroom remodel is $10,142, according to the Cost Guide from HomeAdvisor.com. That's a hefty investment but one that can easily be reduced with a simple refresh of the space instead. Here are five cost-effective updates you can make to your bathroom in as little as a weekend.

November 07, 2014 | | HOME SCENE


Six yard projects you shouldn’t skip this fall

When it comes to caring for your yard, maintenance is crucial - especially during the fall when it needs to recover from the wear and tear of summer and prepare for winter's harsh conditions. Knowing what your lawn and garden needs from season to season not only makes it easier for you to stay organized with your list of backyard to-do's, but it also allows you to identify and treat any problems before they become bigger issues down the road.

November 07, 2014 | | HOME SCENE


Five common weatherization myths taken apart and busted

Last winter's visit from the polar vortex made for bone-chilling blizzards and teeth-chattering temperatures. If this year is anything like the last, drafty homes and high thermostat settings will accompany the freezing weather. Unfortunately, many homeowners get cold feet when it comes to weatherizing their homes, citing various reasons why they don't just get it done. Here are five common weatherizing myths you should overcome to help you get ready this winter:

November 07, 2014 | | HOME SCENE


30-year mortgage rate up to 4.02 percent

WASHINGTON (AP) - Average U.S. long-term mortgage rates rose this week, with the benchmark 30-year loan crawling back over 4 percent. It was the second straight week of increases in rates after they had fallen for five weeks amid concern over global economic weakness.

November 07, 2014 | | HOME SCENE


SHOP AROUND

Beware of e-lenders and unsolicited junk mail from boiler room mortgage lenders bearing gifts of lower mortgage payments.

October 31, 2014 | | HOME SCENE


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