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Archive By Section - HOME SCENE


Know your rights for canceling private mortgage insurance

DEAR BENNY: I want to get the PMI off my mortgage in February of next year, which will be two years from the time of my refinancing. All my payments have been on time. I have communicated with my current mortgage company that I wish to have the PMI canceled and they informed me in writing that I have to wait for two years and that I have to get an appraisal (which I have to pay for) in order to make sure I will have 20 percent equity of the new appraised value.

December 13, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Rate on 30-year fixed rate mortgage dips to 3.32 %

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell this week near record lows, providing more incentive for Americans to buy homes and refinance.

December 13, 2012 | | HOME SCENE


California home prices rise 19% in November

SAN DIEGO (AP) - California home prices posted a ninth straight annual increase in November as buyers competed for a limited number of available properties, a research firm reported Thursday.

December 13, 2012 | | HOME SCENE


Use winter to update and beautify your bathroom

Remodeling and refreshing the home is a great way to keep cabin fever at bay during long winter months. Designing a bathroom remodel to incorporate innovative style, comfort and efficiency helps to speed the winter months along, and your family will certainly enjoy the rest of the season with a beautiful new bathroom.

December 13, 2012 | | HOME SCENE


Ten lucky home décor trends coming in 2013

Despite its negative reputation, the number 13 doesn't always have to be unlucky. Take these top 10 decor trends for 2013 from design experts, manufacturers and trend forecasters across the country. They're fresh, fun and sure to bring good fortune to any home.

December 13, 2012 | | HOME SCENE


Siding with style adds timeless value

As cooler temperatures approach, more homeowners are turning to value-driven renovation projects that will warm up their space and withstand the test of time.

December 06, 2012 | | HOME SCENE


Kitchen trends for 2013: 'Revamping kits' offer high-end results for less

If you're tired of looking at your outdated kitchen, but feel replacement would be impractical, you're not alone. In 2013, consumers will be trying to find the beauty in the beast. Projects that help the old look new will be the next big makeover trend - especially in the kitchen where remodeling becomes more pricey.

December 06, 2012 | | HOME SCENE


Short sales outpacing sales of bank-owned properties

LOS ANGELES (AP) - Sales of U.S. homes facing foreclosure are on the rise and outpacing sales of bank-owned homes, a reflection of stepped up efforts this year by lenders to avoid foreclosing on homes with mortgages gone unpaid.

December 06, 2012 | | HOME SCENE


Home prices rise in October by most since July of 2006

WASHINGTON (AP) - A measure of U.S. home prices rose 6.3 percent in October compared with a year ago, the largest yearly gain since July 2006. The jump adds to signs of a comeback in the once-battered housing market.

December 06, 2012 | | HOME SCENE


Negligent life tenant raises foreclosure risk

DEAR BENNY: My sisters and I "own" some Tennessee properties inherited from my late father, who died in 1984. In his will, he wanted to provide for his current wife ("B"), so she was given a "life estate" for her use of both properties during her lifetime. My sisters and I are the owners on the deeds. One of the properties is a residence, and the other is an income-producing commercial property.

December 06, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Roanoke shop salvages architecture pieces

ROANOKE, Va. (AP) - The premiere of "Salvage Dawgs" opens with Mike Whiteside, 56, rolling up Roanoke's Memorial Avenue and into the parking lot of Black Dog Salvage with a giant, rusty rocket strapped to the top of his red Chevy pickup truck.

November 29, 2012 | | HOME SCENE


Doors, a forgotten design element

It's a design opportunity that's easily missed: Even the most stylishly decorated rooms often have bland wooden doors with cheap hardware.

November 29, 2012 | The Associated Press | HOME SCENE


Expert tips for choosing the right fountain

Spanish explorer Ponce de Leon spent many years and covered many miles searching for the fabled "fountain of youth." Fortunately, you don't have to go to those lengths to find a special fountain that will transform your backyard into a private oasis. You only need to make a trip to the local garden store.

November 29, 2012 | | HOME SCENE


Flat screens: No such thing as too slim

Slim is "in" ... and not just for people watching their weight. Flat screen TVs and the wall mounts that turn the TVs into decorator showpieces seem to grow sleeker and slimmer every year. And when it comes to viewing technology, thinner not only looks better, it has practical advantages, too.

November 29, 2012 | | HOME SCENE


US sales of new homes dip 0.3 percent in October

WASHINGTON (AP) - U.S. sales of new homes fell slightly in October and September sales were slower than initially thought. The October sales pace was dragged lower by steep declines on the East Coast, partly related to Superstorm Sandy.

November 29, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Rates hit lowest level in 21 months

WASHINGTON (AP) - Average U.S. mortgage rates started the year by dipping to new lows, with the benchmark 30-year rate marking its lowest level since May 2013.

January 09, 2015 | | HOME SCENE


Top 5 real estate trends of 2015

According to the "2014 Housing Review" released by realtor.com , 2014 "demonstrated a steady buildup of housing momentum fueled by significant improvements in economic fundamentals, low mortgage rates and compressed inventory, and is expected to carry the market into 2015 gains."

January 09, 2015 | | HOME SCENE


Home prices drifted upward in November

WASHINGTON (AP) - U.S. home values rose at a measured pace in November, a sign that demand remains weak as many buyers have been priced out of the market.

January 09, 2015 | | HOME SCENE


New homebuyers checklist

When you're about to buy a house, it's easy to get excited about its great location, spacious floor plan or beautifully decorated interior. Yet the old saying, "beauty's only skin deep" can apply to any home, especially if you're considering an older, previously owned property. Before signing on the dotted line, use this checklist to help avoid some potentially costly surprises and anticipate repairs or upgrades that may be needed.

January 09, 2015 | | HOME SCENE


Timeless interior design protects your investment

Kitchens are the heart of the home. It's where you prepare meals, help your kids with homework and entertain guests. It's the room in the house where everyone gathers, where memories are made, and, with solid investment, can single-handedly increase the value of your home and help you build more of a nest egg. Even if you're considering selling your home, all eyes of prospective buyers will inevitably be on the kitchen.

January 02, 2015 | | HOME SCENE


Hot home decor color trends make statement

It's a strategy interior designers often use to create stunning rooms that wow the instant someone enters them: the use of creative color. Homeowners looking to deliver impressive interior style can take cues from what will be the trendiest hues of 2015 and beyond.

January 02, 2015 | | HOME SCENE


Mortgage rate edges up to 3.87%

WASHINGTON (AP) - Average U.S. mortgage rates rose slightly this week, but the benchmark 30-year rate stayed near a 19-month low.

January 02, 2015 | | HOME SCENE


Mortgage rate edges up to 3.87%

WASHINGTON (AP) - Average U.S. mortgage rates rose slightly this week, but the benchmark 30-year rate stayed near a 19-month low.

January 02, 2015 | | HOME SCENE


100-YEAR-OLD CRAFTSMAN

PASADENA . (AP) - My love of 100-year-old California Craftsman bungalows - those low-slung, early 20th century Arts and Crafts-era homes known for their clean, horizontal lines and sturdy woodwork - runs long and deep.

January 02, 2015 | | HOME SCENE


Curb energy loss with renovation investments

While homeowners may not immediately think of their attic as a major source of energy loss, the reality is that as much as 25 percent of the energy lost in the average American home occurs there. As the weather begins to get cooler, you may be inclined to increase the thermostat to maintain a warm and comfortable home. However, air leakage, caused by numerous gaps and cracks throughout your home's infrastructure, particularly the attic, can cause your HVAC equipment to work overtime and place a strain on your wallet every month.

January 02, 2015 | | HOME SCENE


6 design trends to make your home’s style in 2015

As the new year kicks off, it's the premier time to refresh and refocus on certain aspects of your life ... and the home is no exception. Say goodbye to lackluster interiors as renowned interior designer and DIY television personality, Taniya Nayak, has forecasted the top trends for 2015 that will be sure to enhance and revive any home.

January 02, 2015 | | HOME SCENE


Pending home sales rise slightly

WASHINGTON (AP) - The number of Americans signing contracts to buy homes rose modestly in November as a strengthening economy helped nudge some would-be homebuyers.

January 02, 2015 | | HOME SCENE


Average 30-year mortgage edges up

WASHINGTON (AP) - Average U.S. mortgage rates rose slightly this week but the benchmark 30-year low remained very close to the 19-month low hit last week.

December 26, 2014 | | HOME SCENE


Reverse mortgage can help seniors

Americans have learned a tough lesson: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home.

December 26, 2014 | TERRY SAVAGE | HOME SCENE


FLAT TOPS TO McMANSIONS

It's little wonder that Ozzie was joined by Harriet in the work world.

December 26, 2014 | Dennis Wyatt | HOME SCENE


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