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Archive By Section - HOME SCENE


Blending outdoor with indoor living gaining traction with homeowners

You can never accuse Georgiann Rose of simply taking up space.

November 09, 2012 | Dennis Wyatt | HOME SCENE


Stay warm this winter by utilizing home heating tips for tricky spaces

When cold winds blow, it can be tricky to keep different rooms throughout your home at the right temperature - especially if you have old and drafty windows, tight spaces or room additions to work around. It can also be challenging to ensure economical comfort without having to do a major heating system overhaul. Yet there are easy and flexible ways to heat your home in areas where it needs it most and still stay comfortable all winter long.

November 09, 2012 | | HOME SCENE


Some home remodeling tips for baby boomers entering their golden years

As America's 77 million-strong baby boomers reach retirement age, one thing is absolutely clear -- they are not going to quietly retreat into their golden years. The most active generation in America's history wants homes that will support their active lifestyles, and homes that will accommodate the challenges boomers will face, from bad knees, to working from home, to taking on grandchildren.

November 09, 2012 | | HOME SCENE


Get high-end looks for your kitchen without paying a high-end price

Each year, House Beautiful magazine builds its highly anticipated Kitchen of the Year, a showplace for what's hot in the kitchen. Designed around the latest trends, the annual Kitchen of the Year is the epitome of high-end style. But let's face it. The majority of us don't have the luxury of a 1,000-square-foot kitchen designed by a celebrated designer. Nor do we have the budget.

November 09, 2012 | | HOME SCENE


What happens to a HELOC after foreclosure?

DEAR BENNY: I lost my home to foreclosure in August 2011. I had a second mortgage on the home that was secured by a deed of trust for $99,000. This was a home equity line of credit (HELOC) that I used to pay off a pool loan, used for home improvements and later tapped each month to make the mortgage payment.

November 08, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Fannie Mae earns $1.8 billion in 3rd quarter as market improves

WASHINGTON (AP) - Mortgage giant Fannie Mae earned $1.8 billion from July through September, helped by an improving housing market that has lifted home prices.

November 08, 2012 | | HOME SCENE


Average rate on 30-year loan rises to 3.40 percent

WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage was little changed this week, staying slightly above its record low. Cheaper mortgages are helping drive a modest housing recovery.

November 08, 2012 | | HOME SCENE


5 percent jump in home prices biggest in 6 years

WASHINGTON (AP) - A measure of U.S. home prices jumped 5 percent in September compared with a year ago, the largest year-over-year increase since July 2006. The gain reported by CoreLogic offered more evidence of a sustainable housing recovery.

November 08, 2012 | | HOME SCENE


Learn important lesson from Sandy’s destruction

In the past year, we've seen tornadoes sweeping across middle America, rivers flooding their banks along the Mississippi and out-of-control wildfires destroying homes in California, Colorado and Texas. But watching the ocean sweep across Wall Street, flooding the New York subway system and destroying a whole section of Queens and New Jersey must finally bring home our total vulnerability to nature.

November 08, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Good news: Assessor says the bottom has bottomed out

My property tax bill hasn't changed for the second straight year.

November 02, 2012 | Dennis Wyatt | HOME SCENE


Create your holiday home with lights that accent looks

When it comes to decorating with lights for the holidays, there are unlimited ways to add twinkle to the inside as well as the outside of your home. Some people favor an elegant, restrained sprinkling of lights around a door, while others go for a more exuberant display of illumination on virtually every surface.

November 01, 2012 | | HOME SCENE


Home prices rise at faster pace for sustained gains

WASHINGTON (AP) - Home prices rose in August in nearly all U.S. cities, and many of the markets hit hardest during the crisis are starting to show sustained gains. The increases are the latest evidence of a steady housing recovery.

November 01, 2012 | | HOME SCENE


Flood insurance still relatively rare for Northeast homeowners

NEW YORK (AP) - Many homeowners who suffered losses because of flooding from Hurricane Sandy are likely to find themselves out of luck. Standard homeowners policies don't cover flooding damage, and the vast majority of homeowners don't have flood insurance.

November 01, 2012 | | HOME SCENE


Average rate on 30-year loan dips to 3.39 percent

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage slipped this week and stayed near its record low, a trend that's helped boost home sales and refinancing.

November 01, 2012 | | HOME SCENE


Refinance misstep forfeits low HELOC rate

DEAR BENNY: A mortgage broker advised us several years ago to split our mortgage into a $400,000 mortgage and a $100,000 line of credit (we had $300,000 total available on the HELOC). A few months ago, we refinanced our $400,000 mortgage with our current lender. (Our house is assessed at $900,000.) We asked our lender if we could refinance our mortgage up to $500,000, pay down the $100,000 drawn on the HELOC, but still keep the HELOC with the HELOC lender open, and our lender said "yes."

November 01, 2012 | By BENNY L. KASS Inman News | HOME SCENE


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Articles by Section - HOME SCENE


100-YEAR-OLD CRAFTSMAN

PASADENA . (AP) - My love of 100-year-old California Craftsman bungalows - those low-slung, early 20th century Arts and Crafts-era homes known for their clean, horizontal lines and sturdy woodwork - runs long and deep.

January 02, 2015 | | HOME SCENE


Curb energy loss with renovation investments

While homeowners may not immediately think of their attic as a major source of energy loss, the reality is that as much as 25 percent of the energy lost in the average American home occurs there. As the weather begins to get cooler, you may be inclined to increase the thermostat to maintain a warm and comfortable home. However, air leakage, caused by numerous gaps and cracks throughout your home's infrastructure, particularly the attic, can cause your HVAC equipment to work overtime and place a strain on your wallet every month.

January 02, 2015 | | HOME SCENE


6 design trends to make your home’s style in 2015

As the new year kicks off, it's the premier time to refresh and refocus on certain aspects of your life ... and the home is no exception. Say goodbye to lackluster interiors as renowned interior designer and DIY television personality, Taniya Nayak, has forecasted the top trends for 2015 that will be sure to enhance and revive any home.

January 02, 2015 | | HOME SCENE


Pending home sales rise slightly

WASHINGTON (AP) - The number of Americans signing contracts to buy homes rose modestly in November as a strengthening economy helped nudge some would-be homebuyers.

January 02, 2015 | | HOME SCENE


Average 30-year mortgage edges up

WASHINGTON (AP) - Average U.S. mortgage rates rose slightly this week but the benchmark 30-year low remained very close to the 19-month low hit last week.

December 26, 2014 | | HOME SCENE


Reverse mortgage can help seniors

Americans have learned a tough lesson: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home.

December 26, 2014 | TERRY SAVAGE | HOME SCENE


FLAT TOPS TO McMANSIONS

It's little wonder that Ozzie was joined by Harriet in the work world.

December 26, 2014 | Dennis Wyatt | HOME SCENE


What to look for in renovations

The kitchen is the focal point of any home. It's a place where you eat, congregate and celebrate life's big moments. If you are an empty-nester looking for the kitchen of your dreams, a parent seeking to match your kitchen to your growing family or you simply feel inspired to change things for the better, it's time to stop dreaming and start planning.

December 26, 2014 | | HOME SCENE


STAYING PUT

When considering a home renovation, think outside the box for design inspiration and setting the overall tone.

December 19, 2014 | | HOME SCENE


Simple steps for protecting your home during holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 19, 2014 | | HOME SCENE


Surprising big ticket bargains you can find at holiday time

Bargain hunting is practically a sport, especially during the holiday shopping season. Deloitte's 2014 annual holiday survey predicts the average American will drop nearly $1,300 this holiday season. With that level of spending in mind, planning to save real money elsewhere is crucial to managing a household's bottom line.

December 19, 2014 | | HOME SCENE


Creating the perfect porch can be simple, low-maintenance

Your porch should be a warm, welcoming outdoor living space that offers comfort and helps make a house a home. Whether you want to remodel your porch from the ground up, or just give it a refreshing new look and feel, it's easier than you think to create a perfect porch.

December 19, 2014 | | HOME SCENE


Timeless, trendy? Achieve both in your home decor

Are you looking for ways to update your home this new year? With so many fresh interior ideas available, it can be difficult to balance current design trends with classic styles for a look that is both of-the-moment and everlasting. Follow these guidelines to find a way to blend now and forever for a look you will love today and tomorrow.

December 19, 2014 | | HOME SCENE


Average 30-year loan rate falls to 3.80%

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell this week, with the benchmark 30-year loan rate reaching a new low for the year.

December 19, 2014 | | HOME SCENE


Home starts drop 1.6% in November

WASHINGTON (AP) - Construction of new homes fell slightly in November, reflecting weakness in construction of single-family homes.

December 19, 2014 | | HOME SCENE


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