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Archive By Section - HOME SCENE


Sacramento pockets cash from settlement for housing help

The State of California has benefited handsomely from the misery of those in the Golden State who lost their homes in the foreclosure crisis.

October 19, 2012 | Dennis Wyatt | HOME SCENE


Color tips from the pros: How to bring bold hues into kitchen, bath

Why is it that some people can do daring things with color in their living rooms or bedrooms, but stick with the strongholds of beige and white in their kitchens and baths? As bright hues are surfacing in kitchen and bath design trends, existing oft-neutral palettes make it easy to introduce bold splashes.

October 18, 2012 | | HOME SCENE


Understand options when it comes to reverse mortgages

If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.

October 18, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Bank of America says housing has 'begun to turn'

NEW YORK (AP) - For banks, mortgage-making kept profits humming before the financial crisis, then blackened reputations and stamped out earnings when the crisis hit.

October 18, 2012 | | HOME SCENE


California foreclosure notices fall to 5-year low

SAN DIEGO (AP) - Home foreclosure activity in California fell to a new five-year low in the third quarter as rising prices eased pressure on homeowners and lenders, a research firm said Wednesday.

October 18, 2012 | | HOME SCENE


What’s so great about having a mortgage?

DEAR BENNY: For the life of me I cannot fathom why all real estate people insist borrowers keep a mortgage going. My husband and I bought our house and paid it off in five years. Now, instead of getting a deduction off our taxes, we have our paychecks free and clear. I cannot see how paying $1,000 a month for 30 years would have been better. With that money in pocket we amassed nearly $1 million in savings. Here is what it allowed us to do:

October 18, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Rate on 30-year fixed mortgage near record low

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage has fallen to near its record low set earlier this month.

October 18, 2012 | | HOME SCENE


Homebuilder confidence at 6-year high as buyers pickup at subdivisions

LOS ANGELES (AP) - Confidence among U.S. homebuilders remains at its highest level in six years, reflecting improved optimism over the strengthening housing market this year and a pickup in visits by prospective buyers to builders' communities.

October 18, 2012 | | HOME SCENE


Injury-prevention tips for do-it-yourselfers

When you finally tackle that home improvement project you've been planning for a while, you're probably eager to get the job done quickly, well and on-budget. Injuries can delay your project, and cost money for medical expenses or even time lost from your job. It's important to take steps to prevent injury.

October 18, 2012 | | HOME SCENE


Eight ways to improve your home's energy efficiency through lighting

It's easy to instantly trim your energy consumption and boost the eco-friendliness of your home. The key to easy energy savings is lighting. Though for many homeowners and renters, knowing how and what to do to improve their home's lighting energy efficiency can be confusing.

October 18, 2012 | | HOME SCENE


Will gas prices fuel further drops in home prices?

Gas prices - which appear to be heading toward $5 a gallon -may be a wild card in the Manteca housing market recovery but not in the way you might think.

October 12, 2012 | Dennis Wyatt | HOME SCENE


Revamp pantry to avoid waste, save money

For a basic green living project with benefits to your wallet and the environment, consider revamping the kitchen pantry. The cupboard is the starting point for most kitchen activity and is more than just a storage space. Develop good buying habits and build a strong foundation and you can avoid the waste of food and money. Here's how to tackle the task at once or little by little.

October 11, 2012 | | HOME SCENE


Simple solutions for a ship-shape bathroom without using up time

Everyone wants an immaculate home, but not everyone wants to spend their free time scrubbing and straightening. The reality revealed in a recent Good Housekeeping magazine study is that the average homeowner spends roughly 19 hours a week cleaning.

October 11, 2012 | | HOME SCENE


Do not walk away from your mortgage

Terry, please answer this question for me: Why shouldn't I just walk away from my mortgage?

October 11, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE


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Articles by Section - HOME SCENE


100-YEAR-OLD CRAFTSMAN

PASADENA . (AP) - My love of 100-year-old California Craftsman bungalows - those low-slung, early 20th century Arts and Crafts-era homes known for their clean, horizontal lines and sturdy woodwork - runs long and deep.

January 02, 2015 | | HOME SCENE


Curb energy loss with renovation investments

While homeowners may not immediately think of their attic as a major source of energy loss, the reality is that as much as 25 percent of the energy lost in the average American home occurs there. As the weather begins to get cooler, you may be inclined to increase the thermostat to maintain a warm and comfortable home. However, air leakage, caused by numerous gaps and cracks throughout your home's infrastructure, particularly the attic, can cause your HVAC equipment to work overtime and place a strain on your wallet every month.

January 02, 2015 | | HOME SCENE


6 design trends to make your home’s style in 2015

As the new year kicks off, it's the premier time to refresh and refocus on certain aspects of your life ... and the home is no exception. Say goodbye to lackluster interiors as renowned interior designer and DIY television personality, Taniya Nayak, has forecasted the top trends for 2015 that will be sure to enhance and revive any home.

January 02, 2015 | | HOME SCENE


Pending home sales rise slightly

WASHINGTON (AP) - The number of Americans signing contracts to buy homes rose modestly in November as a strengthening economy helped nudge some would-be homebuyers.

January 02, 2015 | | HOME SCENE


Average 30-year mortgage edges up

WASHINGTON (AP) - Average U.S. mortgage rates rose slightly this week but the benchmark 30-year low remained very close to the 19-month low hit last week.

December 26, 2014 | | HOME SCENE


Reverse mortgage can help seniors

Americans have learned a tough lesson: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home.

December 26, 2014 | TERRY SAVAGE | HOME SCENE


FLAT TOPS TO McMANSIONS

It's little wonder that Ozzie was joined by Harriet in the work world.

December 26, 2014 | Dennis Wyatt | HOME SCENE


What to look for in renovations

The kitchen is the focal point of any home. It's a place where you eat, congregate and celebrate life's big moments. If you are an empty-nester looking for the kitchen of your dreams, a parent seeking to match your kitchen to your growing family or you simply feel inspired to change things for the better, it's time to stop dreaming and start planning.

December 26, 2014 | | HOME SCENE


STAYING PUT

When considering a home renovation, think outside the box for design inspiration and setting the overall tone.

December 19, 2014 | | HOME SCENE


Simple steps for protecting your home during holidays

When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.

December 19, 2014 | | HOME SCENE


Surprising big ticket bargains you can find at holiday time

Bargain hunting is practically a sport, especially during the holiday shopping season. Deloitte's 2014 annual holiday survey predicts the average American will drop nearly $1,300 this holiday season. With that level of spending in mind, planning to save real money elsewhere is crucial to managing a household's bottom line.

December 19, 2014 | | HOME SCENE


Creating the perfect porch can be simple, low-maintenance

Your porch should be a warm, welcoming outdoor living space that offers comfort and helps make a house a home. Whether you want to remodel your porch from the ground up, or just give it a refreshing new look and feel, it's easier than you think to create a perfect porch.

December 19, 2014 | | HOME SCENE


Timeless, trendy? Achieve both in your home decor

Are you looking for ways to update your home this new year? With so many fresh interior ideas available, it can be difficult to balance current design trends with classic styles for a look that is both of-the-moment and everlasting. Follow these guidelines to find a way to blend now and forever for a look you will love today and tomorrow.

December 19, 2014 | | HOME SCENE


Average 30-year loan rate falls to 3.80%

WASHINGTON (AP) - Average U.S. long-term mortgage rates fell this week, with the benchmark 30-year loan rate reaching a new low for the year.

December 19, 2014 | | HOME SCENE


Home starts drop 1.6% in November

WASHINGTON (AP) - Construction of new homes fell slightly in November, reflecting weakness in construction of single-family homes.

December 19, 2014 | | HOME SCENE


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