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Archive By Section - HOME SCENE


Understand options when it comes to reverse mortgages

If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.

October 18, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Bank of America says housing has 'begun to turn'

NEW YORK (AP) - For banks, mortgage-making kept profits humming before the financial crisis, then blackened reputations and stamped out earnings when the crisis hit.

October 18, 2012 | | HOME SCENE


California foreclosure notices fall to 5-year low

SAN DIEGO (AP) - Home foreclosure activity in California fell to a new five-year low in the third quarter as rising prices eased pressure on homeowners and lenders, a research firm said Wednesday.

October 18, 2012 | | HOME SCENE


What’s so great about having a mortgage?

DEAR BENNY: For the life of me I cannot fathom why all real estate people insist borrowers keep a mortgage going. My husband and I bought our house and paid it off in five years. Now, instead of getting a deduction off our taxes, we have our paychecks free and clear. I cannot see how paying $1,000 a month for 30 years would have been better. With that money in pocket we amassed nearly $1 million in savings. Here is what it allowed us to do:

October 18, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Rate on 30-year fixed mortgage near record low

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage has fallen to near its record low set earlier this month.

October 18, 2012 | | HOME SCENE


Homebuilder confidence at 6-year high as buyers pickup at subdivisions

LOS ANGELES (AP) - Confidence among U.S. homebuilders remains at its highest level in six years, reflecting improved optimism over the strengthening housing market this year and a pickup in visits by prospective buyers to builders' communities.

October 18, 2012 | | HOME SCENE


Injury-prevention tips for do-it-yourselfers

When you finally tackle that home improvement project you've been planning for a while, you're probably eager to get the job done quickly, well and on-budget. Injuries can delay your project, and cost money for medical expenses or even time lost from your job. It's important to take steps to prevent injury.

October 18, 2012 | | HOME SCENE


Eight ways to improve your home's energy efficiency through lighting

It's easy to instantly trim your energy consumption and boost the eco-friendliness of your home. The key to easy energy savings is lighting. Though for many homeowners and renters, knowing how and what to do to improve their home's lighting energy efficiency can be confusing.

October 18, 2012 | | HOME SCENE


Will gas prices fuel further drops in home prices?

Gas prices - which appear to be heading toward $5 a gallon -may be a wild card in the Manteca housing market recovery but not in the way you might think.

October 12, 2012 | Dennis Wyatt | HOME SCENE


Revamp pantry to avoid waste, save money

For a basic green living project with benefits to your wallet and the environment, consider revamping the kitchen pantry. The cupboard is the starting point for most kitchen activity and is more than just a storage space. Develop good buying habits and build a strong foundation and you can avoid the waste of food and money. Here's how to tackle the task at once or little by little.

October 11, 2012 | | HOME SCENE


Simple solutions for a ship-shape bathroom without using up time

Everyone wants an immaculate home, but not everyone wants to spend their free time scrubbing and straightening. The reality revealed in a recent Good Housekeeping magazine study is that the average homeowner spends roughly 19 hours a week cleaning.

October 11, 2012 | | HOME SCENE


Do not walk away from your mortgage

Terry, please answer this question for me: Why shouldn't I just walk away from my mortgage?

October 11, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Deck your halls with innovative tips and techniques this season

The holiday season doesn't have to always involve the same old, same old when it comes to decorating your home.

October 11, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.39 percrent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages ticked up from record lows last week. Cheaper mortgages are fueling a modest housing recovery that could help the broader economy.

October 11, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


HOUSING DEBT

WASHINGTON (AP) - Al and Saundra Karp have found an unconventional way to raise money and help save their Miami-area home from foreclosure: They're lining up gigs for their family jazz band.

June 05, 2015 | | HOME SCENE


US regulators warn: Ads for reverse mortgages can mislead

WASHINGTON (AP) - We've seen the TV ad pitches from celebrities like "The Fonz" Henry Winkler and actor and ex-senator Fred Thompson, touting the benefits of reverse mortgages for older homeowners.

June 05, 2015 | | HOME SCENE


Pot or plot? ‘Right-size’ plant picks

Have you ever walked into a room that was so full of over-sized furniture it made an already small space feel miniscule and unusable? Or tricked your tummy into being satisfied with less food by using a small plate to make a modest portion look huge? Scale makes a decided difference in many aspects of life, and gardening is no different.

June 05, 2015 | | HOME SCENE


SF files suit against landlord for evictions

SAN FRANCISCO (AP) - San Francisco has filed a lawsuit against a property owner, claiming she has been harassing and intimidating her rent-controlled tenants to force them from their apartments.

June 05, 2015 | | HOME SCENE


BEST POSITIONING

Equations are for more than just math class; did you know there's a proper order of operations for your home, too? Whether it's arranging your couch and television for optimal viewing or making sure towel bars are right within reach, knowing a few key numbers can help you determine the ideal place for each item in your home - creating spaces that look great and are easy-to-use.

May 29, 2015 | | HOME SCENE


Creating an island paradise in kitchen

Custom cabinetry, granite countertops, reclaimed wood flooring and accents, and top-of-the-line, high-tech appliances - what more do you need to make your kitchen renovation perfect? How about adding an island? Designers and builders across the country are pointing to the addition of an island as the must-have upgrade for kitchen renovations this year.

May 29, 2015 | | HOME SCENE


Wood or composite deck?

Outdoor living is a home improvement trend that can't be ignored. If you plan to add a deck to your house, remember the design is only one aspect of the planning process. The materials you decide to use can affect the project in numerous ways, from the initial investment to maintenance years from now.

May 29, 2015 | | HOME SCENE


Remodeling kitchen? Draw inspiration from cultures

Traditional, rustic, contemporary, modern - which style will you choose for your kitchen remodel? While each design style has its own appealing characteristics, what if you want a look that is worldly and inspired? You can add flare to any kitchen - and any kitchen design style - by incorporating cultural influences from around the world.

May 29, 2015 | | HOME SCENE


Opportunity in fast growing SE Manteca

It is arguably the hottest small parcel zoned neighborhood commercial as well as for other uses that's available in Manteca - five acres at the corner of Pillsbury Road and Woodward Avenue.

May 22, 2015 | Dennis Wyatt | HOME SCENE


MODERN LOVE AFFAIR

PORTOLA VALLEY -- If the architecture of Silicon Valley calls to mind the tilt-up office parks that surround its freeway exits, you might have missed Beverly Thorne's jagged, steel-framed house nestled in a cliff overlooking the South Bay.

May 22, 2015 | | HOME SCENE


Renters satisfied in pricey cities

WASHINGTON (AP) - High rents are worth it.

May 22, 2015 | | HOME SCENE


Average US rate on 30-year mortgage slips to 3.84 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates edged slightly lower this week after rising for three straight weeks.

May 22, 2015 | | HOME SCENE


California home prices, sales increase in April

SAN DIEGO (AP) - California home prices climbed to a new 7 1/2-year high in April as low interest rates and job growth lured buyers, a research firm said Thursday. Sales were brisk.

May 22, 2015 | | HOME SCENE


WATERPOINTE

Home shoppers are finding the home of their dreams in a resort like setting at Van Daele's Waterpointe at River Islands in Lathrop.

May 15, 2015 | | HOME SCENE


What you need to know about the kitchen sink

If the kitchen is the heart of your home, it would be easy to make the case that the sink is the heart of your kitchen. It's where you prepare foods, clean dirty hands and scrub dishes before the next culinary project. It's also one of the best features to update when planning a kitchen remodel, thanks to new technology and designs aimed at improving how well kitchen sinks perform.

May 15, 2015 | | HOME SCENE


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