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Late-payment rate on US mortgages hits four-year low

LOS ANGELES (AP) - Homeowners who took on mortgages well after the housing bubble burst are doing a better job in keeping up with payments, a trend that has helped push the national rate of late payments on home loans to the lowest level in four years.

February 14, 2013 | | HOME SCENE

4 must-knows about mortgage payoff

DEAR BENNY: I will be soon paying off (in its entirety) the mortgage on my home. For your information, I have been current on my payments throughout the 10-year term. The mortgage company is a credit union, and I intend to continue residing in my home.

February 14, 2013 | | HOME SCENE

Expanding outdoor living spacecan increase value of your home

Even during a challenging economy, the outdoor living trend remains popular as homeowners seek to add lasting value and functional living space under the sky and stars. Whether it's a do-it-yourself patio or a professionally installed outdoor kitchen, the beauty, usefulness, value and ease of maintenance in outdoor living space is limitless.

February 07, 2013 | | HOME SCENE

Don't grant lenders unlimited access to tax records

DEAR BENNY: I understand that when homebuyers sign closing documents, they are routinely required to sign a blanket form allowing the lender to access IRS records with no time limit. The form says not to sign it unless dates are specified on the form, but lenders routinely insist they be signed without any specification as to which years of IRS records are covered.

February 07, 2013 | By BENNY L. KASS Inman News | HOME SCENE

Home prices rose during 2012 by most in 6.5 years

WASHINGTON (AP) - U.S. home prices jumped by the most in 6 ½ years in December, spurred by a low supply of available homes and rising demand.

February 07, 2013 | | HOME SCENE

Thinking about being a landlord?

NEW YORK (AP) ‑ Low mortgage rates have made buying a home more affordable and turned rentals into an attractive option for investors.

February 07, 2013 | | HOME SCENE

Preparing your credit profile

Winter can seem like an eternity. Yet when it comes to your credit profile, house-hunting and the spring real estate season is just around the corner.

January 31, 2013 | | HOME SCENE

Green home improvement improve home value

What your home is worth to you is one thing; what it's worth to someone else may be totally different. If you want to boost the value of your home for yourself and in the eyes of others, one of the best ways to do that in today's real estate market is to make green home improvements.

January 31, 2013 | | HOME SCENE


As temperatures increase, your thoughts may wander to spending time outside sharing conversation, drinks and meals with friends and family.

January 31, 2013 | | HOME SCENE

Fewer homes repossessed by banks in 2012

LOS ANGELES (AP) - Lenders took possession of fewer U.S. homes in 2012 than a year earlier, as the pace of new homes entering the path to foreclosure slowed and banks increasingly opted to allow troubled borrowers to sell their homes for less than what they owed on their mortgage.

January 18, 2013 | | HOME SCENE

Maintaining your home helps protect investment

Home ownership is an important investment that can create both a sense of pride and a place in the world that is all your own. While the investment in purchasing or building your own home is sizeable, letting your home fall into disrepair can be even more costly. However, home maintenance doesn't have to be a daunting task. By following a few simple steps and making maintenance a regular activity, you'll not only preserve the quality of your home, but you'll likely save money over the long term.

January 18, 2013 | | HOME SCENE

Bank not obligated to sell foreclosure at list price

DEAR BENNY: I offered full price -- $168,000 -- for a home in foreclosure. The bank came back with a refusal and a new sales price of $240,000. That is $72,000 over the asking price. Is this legal? --Marie

January 18, 2013 | | HOME SCENE

Deliberately being late on mortgages: Is it a growing trend?

Here's a sobering thought: There are as many as 1.58 million mortgages nationwide that are 90 or more days delinquent but not in foreclosure.

January 11, 2013 | Dennis Wyatt | HOME SCENE

Find inspiration for your home in 2013

We're all looking forward to a fresh start at the beginning of the new year: Whether it's an updated fitness regime, pursuing new hobbies or getting organized, there are a slew of resolutions to try. In 2013, why not make a few changes to not only yourself, but also your home? By incorporating cutting-edge design trends, you'll add style and color that's perfect to kick-start the year.

January 11, 2013 | | HOME SCENE

City says 12 Detroit homes accidentally demolished

DETROIT (AP) - A dozen homes in Detroit have been mistakenly demolished, a city official says.

January 11, 2013 | | HOME SCENE

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Articles by Section - HOME SCENE


The critical number for affordable housing in Manteca is $18.75 per hour.

March 16, 2018 | Dennis Wyatt | HOME SCENE


Imagine, if you well, if one of the first California ranch-style houses built in Manteca's Shasta Park neighborhood had been built on a third ...

February 16, 2018 | Dennis Wyatt | HOME SCENE

Resolve, not magic, leads to home ownership

Being able to buy a home is as insurmountable a goal as you want to make it.

February 02, 2018 | Dennis Wyatt | HOME SCENE


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