DEAR BENNY: In a recent column you said that "a foreclosure by a first-trust (lender) will wipe out any subordinate liens." But that is not necessarily the case, is it?
STOCKTON - The California Rural Legal Assistance is holding a free clinic that will provide legal information to those who are at risk of eviction, foreclosure or housing discrimination.
When winter approaches, do you stow the grill and cover the patio furniture, wishing there was some way you could continue to enjoy your outdoor living space all year? If so, you're not alone.
Just as matching food with the right wine can elevate a simple meal to the level of a culinary experience, artfully pairing design elements in your kitchen can turn a utilitarian room into a chef's paradise.
Mountain House - ballyhooed as San Joaquin's first affordable housing community in the late 1990s when massive zoning changes were needed to make it happen - is anything but even four years into the foreclosure debacle.
With the success of more than 200 homes sold since the Woodside Homes "Turn-Key" sales event began in mid-July, the builder is extending the celebration through September 30. As part of the promotion, homebuyers enjoy a selection of any two of the available bonuses, including: a designer-coordinated package of a new stainless steel side-by-side refrigerator, washer, dryer and window coverings; backyard landscaping; or 30-year fixed rate financing at a below-market rate of just 3.75 percent.
DEAR BENNY: I recently was the successful bidder on a condo. The closing was within 15 days of the sale, and a special warranty deed was conveyed for the amount of my bid. The closing agent told me after the closing that I had signed a memorandum of foreclosure agreeing to reimburse the seller for prepaid taxes and all amounts claimed owing by the condominium association.
RIPON – Visitors to the Wever family's gardens can easily find themselves transported to a Mediterranean villa.
DEAR BENNY: In response to your question about whether it is better to make additional mortgage payments monthly or annually, I believe you are correct that monthly payments are better than if the annual payment is made at year's end.
This weekend only, K. Hovnanian Homes is hosting a "$20K Any Way" sales celebration at Medallion in Manteca. Customers who enter purchase agreements now through Sunday will receive a $20,000 credit they can apply to designer upgrades, structural options, appliances, closing costs or a buydown of their interest rate.
Warmer weather is often considered perfect for cleaning up and cleaning out. As the saying goes, "Out with the old, in with the new." However, according to Molly J. Deas, academic director for Interior Design at The Art Institute of Portland, summer is an ideal time to inject trends of the season and redecorate by reusing items in new ways.
DEAR BENNY: My husband and I signed a contract in November and put $1,000 down. The real estate agent put financing as "n/a" (not applicable) because we were preapproved by our bank. He sent us to a bank and the loan was approved, with a great interest rate and no points. Then problems started.
Do you tend to lean toward traditional designs, but like the convenience of modern technology? If you do, you're not alone. Keep your kitchen pretty and polished with these items that pack a modern punch ... but only on the inside.
DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
With 70 days gone by and just 30 days remaining in the K. Hovnanian Homes 100 Days of Summer sales event, customers continue to keep traffic and sales rates high at neighborhood sales centers as they receive special summer savings with their home purchases. More than 80 homes have been sold since the promotion began Memorial Day weekend.
More than 40 percent of homeowners plan to update their homes in the next two years, according to the latest Houzz & Home Study. Of those who plan to remodel, 78 percent cite their motivation as improving the look and feel of the space.
Investing in home improvements is a smart idea when you're thinking of putting your home on the market. So where is the best place to spend your money?
WASHINGTON (AP) - Average U.S. rates on fixed mortgages declined this week, hovering near historically low levels.
Want a newer home with space but don't want the repetitious cookie cutter look of most subdivisions built since the 1960s?
Today's (Saturday, June 21) the grand opening of Van Daele Homes newest community, Waterpointe at River Islands in Lathrop.
Ready to show off your adorable family? Raymus Homes is holding their first ever family photo contest.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages eased slightly this week, remaining near historic lows.
The Accidental Investors and Prudent Buyers from the Great Recession are having a field day.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose this week for a second straight week but remained near historic lows.
The real estate market heats up when the weather does, and spring and summer are traditionally the most active seasons for home sales. This year, industry experts predict that home prices will continue to rise and, with mortgage rates remaining low, the spring and summer real estate season will be competitive for both buyers and sellers.
Gain a couple of pounds since 2006?
Despite record-low interest rates, monthly mortgage payments may double for more than 1 million American homeowners. That's because a decade ago they opted for "interest-only" loans or home equity lines of credit. But most of those loans were structured to reset after 10 years - at which time the loan would require payment of both principal and interest.
When spring-cleaning uncovers a worn floor it may be time to consider purchasing a new one, especially if you're selling your home in the near future. A new floor, like refreshed paint and updated fixtures, makes a home more enjoyable to live in as well as more marketable.
Give your home an energy shot this spring with bright colors and bold patterns.
From barbecues and games of bocce to parties and candlelit dinners, your outdoor space can be a hub for entertaining friends and family.