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Archive By Section - HOME SCENE


Will proposed state mortgage bills hurt housing recovery?

SACRAMENTO (AP) - The federal government's main regulator of home loans is objecting to mortgage-related bills in California and says they could end up increasing lending costs and harming the housing market.

May 17, 2012 | | HOME SCENE


Practical 2-for-1 solutions for gardeners

What gardener doesn't find tasks like weeding and watering tiresome? To tackle recurring chores like these and more with greater ease and efficiency, consider some practical tools that offer two-in-one solutions.

May 17, 2012 | | HOME SCENE


30-year mortgage rate falls to record 3.79 percent in USA

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to record lows for the third straight week. The steady decline has made home-buying and refinancing more affordable than ever for those who can qualify.

May 17, 2012 | | HOME SCENE


Fewer homes foreclosed upon in April

LOS ANGELES (AP) - National foreclosure trends took a positive turn in April, as the number of homes seized by banks declined and fewer properties entered into the foreclosure process.

May 17, 2012 | | HOME SCENE


Renters complicate condo financing

DEAR BENNY: Four years ago I bought the cheapest condo in town, intending to buy a house soon. However, I learned that our complex doesn't qualify for mortgages that Fannie Mae would repurchase because landlords own more than half of the units in the complex.

May 17, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Essential insurance you can't live without

Cutting back on vacations and entertainment is a wise move to help ride out a recovering economy, but don't be tempted to forego car and homeowners insurance to make ends meet.

May 10, 2012 | | HOME SCENE


Consumer watchdog weighs limits to lender mortgage fees

WASHINGTON (AP) - The government's consumer-finance watchdog is weighing an overhaul of the fees consumers pay to obtain mortgages.

May 10, 2012 | | HOME SCENE


Fannie Mae earns $2.7B in first Q, will pay gov't $2.8B

WASHINGTON (AP) - U.S. mortgage giant Fannie Mae reported its first net income gain since it was taken over by the government during the 2008 financial crisis.

May 10, 2012 | | HOME SCENE


'Techorating' trend harmoniously marries technology & interior design

Some interior design trends are hard to understand. That jagged piece of cement that is supposedly a chair or headache-inducing paint color may look great in the glossy pages of a design magazine, but would average people really want it in their own living room?

May 10, 2012 | | HOME SCENE


Late payments on mortgages fall in 1st Q to lowest level since 2009

LOS ANGELES (AP) - The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level since 2009, according to a new report.

May 10, 2012 | | HOME SCENE


Silver lining in news of home ownership rates at 15-year low

There has been a lot of trepidation this week awaiting the latest jobless report. On Friday morning the government announced that the national unemployment rate dropped to 8.1%. However before you begin to believe that the employment sector is improving, you need to understand the real numbers.

May 10, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-do's when paying off mortgage

DEAR BENNY: I plan to pay off my home mortgage. After I do so, do I need to do anything on the deed? I received a deed under my name from the county office when I bought the house three years ago. Is this deed good enough for my ownership of the house? Are there any other things I should take care of after paying off the mortgage? --Xia

May 10, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Instant home & garden makeover

Looking for a trendy home and garden makeover that gives instant gratification and doesn't require a lot of time and resources? The latest trends in fashion and home decorating are drawing inspiration from the bright colors and laid-back attitudes of the tropics.

May 10, 2012 | | HOME SCENE


What is lurking out there in the shadows?

There is a growing consensus among economists - and experts with firms that track housing such as CoreLogic and RealtyTrac - that the housing slide has ended.

May 04, 2012 | Dennis Wyatt | HOME SCENE


Census: Homeownership hit 15-year low in 1st Q

WASHINGTON (AP) - The American dream of homeownership is at its lowest point in 15 years, the latest evidence of a housing market still far from recovering five years after the housing crash.

May 03, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


What’s your storage style?

Storage has style? Really? Of course it does. And when it comes to tackling storage projects, don't skimp on creating the style that best suits your personality.

April 24, 2015 | | HOME SCENE


DIY kids’ room makeovers

Once school lets out, it's a great time to make updates to kids' rooms. Not only does it let children personalize their own space with decor that reflects their growing personality, it's a great way to keep them busy with all that extra time to burn.

April 24, 2015 | | HOME SCENE


THE BIG SQUEEZE

LOS ANGELES (AP) - Living in an apartment? Expect your rent to go up again.

April 17, 2015 | | HOME SCENE


5 upgrades for under $5,000 to lure buyers

It's a sobering truth of real estate that sellers often have to spend money to make money. Even if your home is relatively new, you still face costs associated with getting it ready to show, such as repainting interior rooms or hiring professional cleaners and stagers. If your home could use some TLC and updating, spending as little as $5,000 on key upgrades could improve its appeal for buyers - and ensure a speedier sale at a better price.

April 17, 2015 | | HOME SCENE


Demystifying 2015 kitchen design trends

Every new year brings along new design trends, with homeowners often feeling the pressure to mix up their kitchen interiors to keep things current. But the truth is, when embarking on any renovation project, incorporating more timeless (and less trendy) assets will save both time and money in the long run. This ensures any kitchen styling stays current and "fits in" no matter which way the design pendulum swings.

April 17, 2015 | | HOME SCENE


Tips for parents considering helping their child buy a home

Rising prices and a dearth of homes for sale in many markets have made it harder for many looking to buy their first home.

April 17, 2015 | ALEX VEIGA AP Business Writer | HOME SCENE


House approves legislation to ease rules on home loans

WASHINGTON (AP) - The House on Tuesday overwhelmingly adopted legislation to ease some mortgage lending requirements of the sweeping 2010 law reining in banks and Wall Street as the Republican majority continues its assault on the so-called Dodd-Frank law enacted after the financial crisis.

April 17, 2015 | | HOME SCENE


California home prices reach new 7-year high, sales rebound

SAN DIEGO (AP) - California home prices reached fresh seven-year-highs in March, a research firm said Friday, helping sales rebound from a two-month slide as some homeowners put their property on the market to reap gains.

April 17, 2015 | | HOME SCENE


OAKWOOD SHORES

Oakwood Shores is not just among a handful of neighborhoods surrounding private lakes in the Northern San Joaquin Valley but it has another feature that few of those have - a gated community with 24-hour security patrols.

April 10, 2015 | Dennis Wyatt | HOME SCENE


Your perfect State of home Organization

Life gets busy and clutter has a way of sneaking up on everyone. It may be all those shoes, the lack of space or the fact that you have absolutely no time - there are many reasons for the mess. But, whether you're a single person living in an apartment or have a large family in a sprawling house, everyone can benefit from more organization. By simply thinking about storage differently and coming up with a smart organizational system that works for you, you'll be on the way to creating a well-balanced, happier home.

April 10, 2015 | | HOME SCENE


Five projects to help redo your basement

Have you ever wished you had more space in your home? Maybe you'd use the space to pursue a hobby, host out-of-town guests or just spread out and get some quiet time to yourself. The space you desire could already be in your home in your basement. If your cellar is nothing but a series of unfinished areas used for storage, you're not getting all the benefits you could be from the space.

April 10, 2015 | | HOME SCENE


TRID could delay closing of escrow

LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...

April 10, 2015 | | HOME SCENE


SHARED HOUSING TREND GROWS

BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.

April 10, 2015 | | HOME SCENE


Ripon launches effort to conserve energy & water

Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.

April 10, 2015 | | HOME SCENE


Latest tool for selling real estate: FaceTime

REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.

April 10, 2015 | | HOME SCENE


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