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Archive By Section - HOME SCENE


Rate on 30-year mortgage hits record low of 3.84 percent, 15 years at 3.11%

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week, offering more incentive for Americans to buy or refinance homes.

May 03, 2012 | | HOME SCENE


Creating a mortgage for your relatives

Q: I want to lend my daughter and son-in-law money by making a $200,000 mortgage loan to them. How do I do this to make it legal, so I can pay taxes on the income and they can get a tax deduction on the interest and I can earn more than I would on a bank CD?

May 03, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Rent may be free, but taxes and maintenance are not

DEAR BENNY: My cousin and disabled elderly aunt are living in a house that my aunt sold about four years ago in which the agreement included lifetime living rights without the stipulation of rent payment or payment for taxes. Does the owner have the right to demand rental payments now? Is there a website that I might be able to check to find out more information for them? --Patti

May 03, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Enjoying the view enjoy from your home

With temperatures on the rise, it's time to get outside to relax with family and friends. Today's homeowners want their outdoor spaces to be an extension of their homes, with 80 percent saying a patio or front porch are "must haves," according to a survey of residential architects by the National Association of Home Builders (NAHB).

May 03, 2012 | | HOME SCENE


Two-bedroom homes show signs of being on road to recovery

It was one of those conversations that tend to stick with you.

April 27, 2012 | Dennis Wyatt | HOME SCENE


US new-home sales off 7 percent in March

WASHINGTON (AP) - Sales of new homes fell in March by the largest amount in more than a year, indicating that the U.S. housing market remains under strain despite some modest signs of improvement.

April 26, 2012 | | HOME SCENE


Contracts for homes rose last month

WASHINGTON (AP) - An index that tracks the number of signed contracts to buy U.S. homes rose to its highest level in nearly two years last month, the latest sign the battered housing market is slowly improving.

April 26, 2012 | | HOME SCENE


Rate on 30-year mortgage dips to 3.88 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage has dipped to near its record low, keeping home-buying and refinancing affordable.

April 26, 2012 | | HOME SCENE


Up in smoke: Don't let a grilling mishap ruin your summer cookout

What starts out as a fun summer evening with a few friends can quickly become a reminder that not paying attention while grilling can be dangerous.

April 26, 2012 | | HOME SCENE


Foreclosures squeezing US home prices and sales

WASHINGTON (AP) - Rising foreclosures are weighing on the U.S. housing market, reducing prices and keeping new-home sales weak.

April 26, 2012 | | HOME SCENE


Disconcerting news may simply be result of warmer winter

Gee, it has been a while since we had a week like this on the economic front. With the exception of mortgage rates declining slightly, and the retail sales report coming in better than expected, the bulk of the economic data and market news this week has been pretty disconcerting.

April 26, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Adding child to title when reverse mortgage exists

DEAR BENNY: My mother has a reverse mortgage on her home, taken out after my father died when as the survivor her name alone was on the title. The usual terms of the reverse mortgage apply, including the acceleration clause upon death or removal from the home.

April 26, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Five renovations to make a bigger splash with your pool

If you added a pool to your home in the past few years, or moved into a house with an existing pool, you may wonder what more you can do to enhance the value and enjoyment your pool brings to your home and family. You may even think there's not much you can do beyond keeping it clean and well maintained.

April 26, 2012 | | HOME SCENE


Surprised? One-bedroom Manteca apartments rent for up to $1,135 a month

A growing number of two-bedroom, one-bathroom apartments in the more popular complexes in Manteca that were renting for under $750 just a year ago have now topped $800 a month.

April 19, 2012 | Dennis Wyatt | HOME SCENE


Foreclosure bills will get legislative hearings

SACRAMENTO (AP) - The Legislature started moving ahead Thursday with bills intended to protect homeowners in the foreclosure process, setting up a potential showdown between the state attorney general and mortgage lenders.

April 19, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


What’s your storage style?

Storage has style? Really? Of course it does. And when it comes to tackling storage projects, don't skimp on creating the style that best suits your personality.

April 24, 2015 | | HOME SCENE


DIY kids’ room makeovers

Once school lets out, it's a great time to make updates to kids' rooms. Not only does it let children personalize their own space with decor that reflects their growing personality, it's a great way to keep them busy with all that extra time to burn.

April 24, 2015 | | HOME SCENE


THE BIG SQUEEZE

LOS ANGELES (AP) - Living in an apartment? Expect your rent to go up again.

April 17, 2015 | | HOME SCENE


5 upgrades for under $5,000 to lure buyers

It's a sobering truth of real estate that sellers often have to spend money to make money. Even if your home is relatively new, you still face costs associated with getting it ready to show, such as repainting interior rooms or hiring professional cleaners and stagers. If your home could use some TLC and updating, spending as little as $5,000 on key upgrades could improve its appeal for buyers - and ensure a speedier sale at a better price.

April 17, 2015 | | HOME SCENE


Demystifying 2015 kitchen design trends

Every new year brings along new design trends, with homeowners often feeling the pressure to mix up their kitchen interiors to keep things current. But the truth is, when embarking on any renovation project, incorporating more timeless (and less trendy) assets will save both time and money in the long run. This ensures any kitchen styling stays current and "fits in" no matter which way the design pendulum swings.

April 17, 2015 | | HOME SCENE


Tips for parents considering helping their child buy a home

Rising prices and a dearth of homes for sale in many markets have made it harder for many looking to buy their first home.

April 17, 2015 | ALEX VEIGA AP Business Writer | HOME SCENE


House approves legislation to ease rules on home loans

WASHINGTON (AP) - The House on Tuesday overwhelmingly adopted legislation to ease some mortgage lending requirements of the sweeping 2010 law reining in banks and Wall Street as the Republican majority continues its assault on the so-called Dodd-Frank law enacted after the financial crisis.

April 17, 2015 | | HOME SCENE


California home prices reach new 7-year high, sales rebound

SAN DIEGO (AP) - California home prices reached fresh seven-year-highs in March, a research firm said Friday, helping sales rebound from a two-month slide as some homeowners put their property on the market to reap gains.

April 17, 2015 | | HOME SCENE


OAKWOOD SHORES

Oakwood Shores is not just among a handful of neighborhoods surrounding private lakes in the Northern San Joaquin Valley but it has another feature that few of those have - a gated community with 24-hour security patrols.

April 10, 2015 | Dennis Wyatt | HOME SCENE


Your perfect State of home Organization

Life gets busy and clutter has a way of sneaking up on everyone. It may be all those shoes, the lack of space or the fact that you have absolutely no time - there are many reasons for the mess. But, whether you're a single person living in an apartment or have a large family in a sprawling house, everyone can benefit from more organization. By simply thinking about storage differently and coming up with a smart organizational system that works for you, you'll be on the way to creating a well-balanced, happier home.

April 10, 2015 | | HOME SCENE


Five projects to help redo your basement

Have you ever wished you had more space in your home? Maybe you'd use the space to pursue a hobby, host out-of-town guests or just spread out and get some quiet time to yourself. The space you desire could already be in your home in your basement. If your cellar is nothing but a series of unfinished areas used for storage, you're not getting all the benefits you could be from the space.

April 10, 2015 | | HOME SCENE


TRID could delay closing of escrow

LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...

April 10, 2015 | | HOME SCENE


SHARED HOUSING TREND GROWS

BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.

April 10, 2015 | | HOME SCENE


Ripon launches effort to conserve energy & water

Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.

April 10, 2015 | | HOME SCENE


Latest tool for selling real estate: FaceTime

REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.

April 10, 2015 | | HOME SCENE


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