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VA loans good deal for vets

Last week's Memorial Day holiday served as a reminder of all who have served our country - and continue to do so even as we celebrate the start of summer. Our country has always recognized that we owe a special debt of gratitude toward our veterans.

June 04, 2011 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Credit myths about buying a home

Whether your annual earnings range well into six figures or are on the more modest end of national salary averages, you know you'll probably need credit to buy a home. While you likely know how important credit is to your home-buying plans, you may not be aware of the truth behind some common credit myths.

June 04, 2011 | | HOME SCENE


Create a beautiful – & functional – outdoor room

As the weather warms and the days grow longer, who doesn't happily anticipate opening windows and doors to let the fresh air in? And once we think about bringing the outdoors in, our imagination naturally goes the other way, as well - bringing the indoors out. It seems that our love affair with backyard entertaining heats up around this time every year. Whether it's a quiet family meal under the stars or a backyard barbecue for dozens, the appeal of outdoor living is undeniable.

June 04, 2011 | | HOME SCENE


Go for the gold: Master suite remodeling tips

If kitchen and bathroom remodels are the gold and silver medalists in the Olympics of home renovation, then a master suite remodel is a very respectable bronze. But while the superstars of the renovation world may reap more in terms of resale value, a master suite remodel can be more rewarding for your soul.

June 04, 2011 | | HOME SCENE


‘Under priced’ homes in Manteca aren’t what they seem to be

A smattering of homes in the past month have sold for $10,000 or more above the asking price.

May 28, 2011 | Dennis Wyatt | HOME SCENE


The right flooring for your home

Selecting the perfect flooring for any room in your home isn't easy. Chances are a visit to your local flooring retailer might leave you wandering through a sea of samples, evaluating them for different materials, designs and overall durability and function. How do you choose from all of the options to find the right flooring that not only will provide comfort and durability but also complement your home's style - all within your budget?

May 28, 2011 | | HOME SCENE


Faucets provide finishing touches that fit tastes & lifestyle

Starting any home project can be stressful, especially when undertaking those projects in the most-used rooms of the house, like the kitchen and bathroom. From overall room style to structural changes and fixtures, many pieces of the puzzle need to fit together to create the finished product.

May 28, 2011 | | HOME SCENE


Ready to renovate? How to check out a contractor before you hire

Warm weather is here and it's time to start thinking about those home renovation and home improvement projects you put on hold until the weather - or the economy - got better. While many indicators point toward a better economy, many contractors are still feeling the pinch, and are competing fiercely to win business.

May 28, 2011 | | HOME SCENE


It is turning into a gentle rolling market

The Manteca housing market appears to be stabilizing in terms of bottom prices.

May 21, 2011 | Dennis Wyatt | HOME SCENE


Manteca Builder offers help for credit-challenged home buyers

With many hopeful homebuyers trying to purchase new homes while the buying conditions are ideal, K. Hovnanian Homes is offering a free credit enhancement program for customers with challenging credit histories. The program, available through the builder's lender, K. Hovnanian American Mortgage, assists customers who have a history of bankruptcy, delinquencies, foreclosure, short sale or other credit issues and want to become responsible homeowners.

May 21, 2011 | | HOME SCENE


Easy gardening in any space

Gardening is rapidly becoming a popular hobby for many Americans, even with an increase in the number of people living in apartments and condos. Getting your hands dirty may seem challenging when faced with a small space, but all the space necessary to have a successful garden is a window, ledge, patio or balcony.

May 21, 2011 | | HOME SCENE


Tips on how to renew a room on a budget

No matter the size or style of your home, the decor you choose determines its atmosphere and reflects your own personality. Updating or changing your decor can give you a sense of pride and satisfaction when completed. But redesigning your living space can also be slightly overwhelming. You may think you don't have the time or funds to redecorate, but there are several ways to rejuvenate your interior without spending a great deal of time or money.

May 21, 2011 | | HOME SCENE


GET READY FOR SUMMER

Summer often means enjoying the outdoors with friends and family for a weekend barbecue or catching some sun by the pool. Now that pleasant weather is upon us, homeowners may be thinking about what can be done to spruce up outdoor space to use for entertaining or for a little relaxation.

May 14, 2011 | | HOME SCENE


Create a relaxing outdoor living space

Cool drinks. Barbecues. Relaxing. They're all the makings of the perfect summer evening when enjoying time with family and friends. It's the season when everyone is looking for ways to spend time outside - and with a little ingenuity, a bit of a green thumb and a knack for do-it-yourself projects, the backyard can easily become an outdoor oasis. Here are some summer project tips:

May 14, 2011 | | HOME SCENE


Avoiding injury and discomfort

Warm weather is here and it's time to get the garden going. Gardening is good for you on many levels - from the mental health boost you get from doing something relaxing to the physical benefits of exercise, time outdoors and adding fresh vegetables to your diet. Bending over to weed, gripping gardening tools and the general physical effort of gardening, however, can make existing aches and pains worse, or even cause new ones.

May 14, 2011 | | HOME SCENE


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Articles by Section - HOME SCENE


Average 30-year loan rate up to 3.98%

WASHINGTON (AP) - Average U.S. long-term mortgage rates arrested their five-week decline this week but the benchmark 30-year loan remained below 4 percent.

October 31, 2014 | | HOME SCENE


Never buy a new home without asking questions

Buying a new house is an exciting time in your life. Because it is one of the most important investments you'll make for yourself and your family, there are many important factors to consider. Before making a purchase, take these four questions into account. Having the answers will allow you to enjoy your new home now and in the years ahead.

October 31, 2014 | | HOME SCENE


Chic storage ideas to corral clutter at home

With the fall season comes cool weather and more time indoors. Snuggling up with blankets and partaking in activities at home can create more clutter than usual around the house. Instead of getting frustrated, it's easy to add stylish storage to corral extra items. Get organized and keep your home clutter-free with a few smart tips.

October 31, 2014 | | HOME SCENE


Cozy and clutter-free kitchen via remodeling

Clutter can disrupt the flow of any home, bringing unwanted stress and frustration, especially in the kitchen. As one of the most prominently used rooms, maintaining a clutter-free environment will create a happier and healthier space for your family to enjoy. Here are a few tips to help you achieve and maintain a fully functional, chaos-free kitchen.

October 31, 2014 | | HOME SCENE


Gen Y home-buying trends revolutionize the market

The housing market is thriving in many parts of the country, and the driving force is an estimated 92 million Gen Now consumers between the ages of 19 and 37 (aka Gen Y or Millennials) that will enter the market to become new homebuyers by the year 2020. These consumers have grown up during the introduction of the Internet, social networking, mobile devices and a huge recession. Not surprising, this massive group is demanding far different features in their homes from what their parents and grandparents have desired in the past, and it may forever change the way homes are ...

October 31, 2014 | | HOME SCENE


Tackling holiday messes

This holiday season, create a welcoming environment for your guests. From getting your home ready for company to managing the many messes that come with a packed home, there are several cleaning tips to help you enjoy the fun at hand without the extra stress.

October 31, 2014 | | HOME SCENE


WATERPOINTE LIFESTYLE

Van Daele Homes' Waterpointe community at River Island showcases a rare and popular offering – a floorplan that lives like a single level home with the added benefit of a second story providing extra space. The Residence 1 is one of three spacious, distinctive and flexible plans at Waterpointe where homes currently available for purchase are situated on average 10,000 square foot homesites and are priced from the low $400,000's.

October 24, 2014 | | HOME SCENE


A gift for mortgage refinancers?

NEW YORK (AP) - A sudden plunge in mortgage rates last week raised an urgent question for millions of Americans:

October 24, 2014 | | HOME SCENE


Fall clean-up tips for lawn and garden tools

As the temperature drops, your lawn and garden will start settling into a dormant state. As you prep your landscaping and garden for a winter's slumber, it's a good idea to review the tools you used all summer. Taking care of this task now will ensure they're in good shape come spring when it's time to use them again.

October 24, 2014 | | HOME SCENE


Fall into your home with easy to-do list

The leaves and the weather don't need to be the only things to change this season. As the cooler temperatures send you indoors, start adding home improvement projects to your to-do list.

October 24, 2014 | | HOME SCENE


3.92% LOAN RATES

WASHINGTON (AP) - With mortgage rates sliding for a fifth straight week, the possibility of locking in a rate below 4 percent is tempting for consumers and could unleash a wave of refinancing. It may even convince some Americans to buy their first home.

October 24, 2014 | | HOME SCENE


Pet rents become apartment fad

LOS ANGELES (AP) - Man's best friend is taking a bite out of renters' wallets.

October 24, 2014 | | HOME SCENE


Three easy ways to warm up bedroom

As the weather cools down, people are preparing for cozy nights indoors. Perhaps nowhere is the desire for warm, comfortable living spaces more important than the bedroom. Fortunately, it only takes a few simple tricks to warm up any bedroom in just one weekend.

October 24, 2014 | | HOME SCENE


Existing home sales rise in September

WASHINGTON (AP) - U.S. homes sold in September at their fastest clip this year, a sign that the housing market is shaking off a slowdown that began in the middle of 2013.

October 24, 2014 | | HOME SCENE


New-home sales close to flat

WASHINGTON (AP) - U.S. sales of new homes were nearly flat in September, after the government sharply revised downward what was initially an August surge in buying.

October 24, 2014 | | HOME SCENE


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