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Archive By Section - HOME SCENE


Sidestep penalty for early mortgage payoff

DEAR BENNY: I was at the closing table for my condo purchase only to discover that there was a penalty for early payoff. I called the bank immediately and they told me to "take it or leave it."

December 09, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Top home decor trends for 2012

From warm woods and creative colors to memorable murals and tailored textures, interior designers and industry experts predict 2012 will offer a multitude of options for those interested in giving their homes a fresh look. Even better for today's cost-conscious consumers is that many of the trends are easy and inexpensive.

December 09, 2011 | | HOME SCENE


Winter: Time to plan outdoor updates

Does the bitter cold weather have you dreaming of warm days spending time with friends and family in your backyard? The cold may keep us indoors, but professionals in the landscape and remodeling industry are still thinking about the outdoors and use the winter months to plan spring projects, and so should you.

December 09, 2011 | | HOME SCENE


Greet holiday guests with a warm, stylish, sensible home

Twinkling lights, fragrant wreaths and freshly baked cookies help set the stage, but holiday guests truly feel at home when you provide a warm, cozy environment.

November 18, 2011 | | HOME SCENE


Get ready for revival of the zombies

Manteca has plenty of "zombies."

November 18, 2011 | Dennis Wyatt | HOME SCENE


Circumvent rigid down-payment gift rules

DEAR BENNY: I live in Connecticut and my husband stays several nights a week in Massachusetts. We saw a duplex we would like to buy in Massachusetts. He would live in one part and there is already a tenant in the other part.

November 17, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Affordable holiday decor updates

Welcoming friends and family into your home is one of the best ways to celebrate the season. One of the keys to making visitors feel right at home is to be a happy host. So, do yourself - and your guests - a favor and put a little effort into getting your home holiday houseguest perfect.

November 10, 2011 | | HOME SCENE


Housing prices going up 11.5% next year?

Here's an eye-opener: Housing prices in California are expected to surge 11.5 percent in 2012.

November 10, 2011 | Dennis Wyatt | HOME SCENE


When is a HUD-1 form required?

DEAR BENNY: Do we have to do a HUD-1 form on a cash sale? The home is paid off and I am selling for cash. There is no lender involved. --Keith

November 10, 2011 | by BENNY L. KASS Inman News | HOME SCENE


What’s the best floor choice for your high-traffic home?

From high-heeled shoes to dog paws and kitchen spills, your home's flooring faces tough challenges every day. When it comes to choosing a floor that will stand up to today's hyper-active households, experts recommend laminate for its low-maintenance, realistic beauty and durability. But savvy shoppers should keep in mind that not all laminates are created equal, especially when it comes to long-term performance. To find the best floor for your high-traffic home, look for the following:

November 04, 2011 | | HOME SCENE


Simple water-saving tips keep money in your wallet

The average household spends as much as $500 per year on its water and sewer bill, but by making just a few simple changes to use water more efficiently, you could save approximately $170 per year and help the environment, according to the U.S. Environmental Protection Agency.

November 04, 2011 | | HOME SCENE


Assume mortgage with transfer-on-death deed

DEAR BENNY: My mother died in February of this year. About a month before her death she executed a beneficiary deed leaving the home to me, her daughter. I was also the sole beneficiary of her will. She had no other assets (only debt) and so there was no probate.

November 04, 2011 | by BENNY L. KASS Inman News | HOME SCENE


How to turn your first home into a decorator’s showcase

Whether you've signed a lease agreement or purchased a house, moving into your first home is an exciting time. For many people, it's their first opportunity to express their personal style by decorating their own space.

November 04, 2011 | | HOME SCENE


Vanity sanity: Organize your bathroom wisely

It's the room where you start and end your day, so it should be one of the most enjoyable places in your home. But, most of the time, your bathroom is not the relaxing retreat you hoped it would be. Whether it is overrun with towels and toiletries - or is tough to keep clean with smudged mirrors and faucets - today's bathrooms are in need of some serious updates and organization. Luckily, a few simple tips and tricks can bring style and sanity to your bathroom vanity in no time.

November 04, 2011 | | HOME SCENE


Fisher speaker for Ripon Garden Club Wednesday

RIPON - Mike Fisher is the guest speaker for the 10 a.m. Wednesday, Nov. 2, meeting of the Ripon Garden Club at the American Legion Hall, 206 Stockton Ave., Ripon.

October 27, 2011 | | HOME SCENE


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Articles by Section - HOME SCENE


What’s your storage style?

Storage has style? Really? Of course it does. And when it comes to tackling storage projects, don't skimp on creating the style that best suits your personality.

April 24, 2015 | | HOME SCENE


DIY kids’ room makeovers

Once school lets out, it's a great time to make updates to kids' rooms. Not only does it let children personalize their own space with decor that reflects their growing personality, it's a great way to keep them busy with all that extra time to burn.

April 24, 2015 | | HOME SCENE


THE BIG SQUEEZE

LOS ANGELES (AP) - Living in an apartment? Expect your rent to go up again.

April 17, 2015 | | HOME SCENE


5 upgrades for under $5,000 to lure buyers

It's a sobering truth of real estate that sellers often have to spend money to make money. Even if your home is relatively new, you still face costs associated with getting it ready to show, such as repainting interior rooms or hiring professional cleaners and stagers. If your home could use some TLC and updating, spending as little as $5,000 on key upgrades could improve its appeal for buyers - and ensure a speedier sale at a better price.

April 17, 2015 | | HOME SCENE


Demystifying 2015 kitchen design trends

Every new year brings along new design trends, with homeowners often feeling the pressure to mix up their kitchen interiors to keep things current. But the truth is, when embarking on any renovation project, incorporating more timeless (and less trendy) assets will save both time and money in the long run. This ensures any kitchen styling stays current and "fits in" no matter which way the design pendulum swings.

April 17, 2015 | | HOME SCENE


Tips for parents considering helping their child buy a home

Rising prices and a dearth of homes for sale in many markets have made it harder for many looking to buy their first home.

April 17, 2015 | ALEX VEIGA AP Business Writer | HOME SCENE


House approves legislation to ease rules on home loans

WASHINGTON (AP) - The House on Tuesday overwhelmingly adopted legislation to ease some mortgage lending requirements of the sweeping 2010 law reining in banks and Wall Street as the Republican majority continues its assault on the so-called Dodd-Frank law enacted after the financial crisis.

April 17, 2015 | | HOME SCENE


California home prices reach new 7-year high, sales rebound

SAN DIEGO (AP) - California home prices reached fresh seven-year-highs in March, a research firm said Friday, helping sales rebound from a two-month slide as some homeowners put their property on the market to reap gains.

April 17, 2015 | | HOME SCENE


OAKWOOD SHORES

Oakwood Shores is not just among a handful of neighborhoods surrounding private lakes in the Northern San Joaquin Valley but it has another feature that few of those have - a gated community with 24-hour security patrols.

April 10, 2015 | Dennis Wyatt | HOME SCENE


Your perfect State of home Organization

Life gets busy and clutter has a way of sneaking up on everyone. It may be all those shoes, the lack of space or the fact that you have absolutely no time - there are many reasons for the mess. But, whether you're a single person living in an apartment or have a large family in a sprawling house, everyone can benefit from more organization. By simply thinking about storage differently and coming up with a smart organizational system that works for you, you'll be on the way to creating a well-balanced, happier home.

April 10, 2015 | | HOME SCENE


Five projects to help redo your basement

Have you ever wished you had more space in your home? Maybe you'd use the space to pursue a hobby, host out-of-town guests or just spread out and get some quiet time to yourself. The space you desire could already be in your home in your basement. If your cellar is nothing but a series of unfinished areas used for storage, you're not getting all the benefits you could be from the space.

April 10, 2015 | | HOME SCENE


TRID could delay closing of escrow

LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...

April 10, 2015 | | HOME SCENE


SHARED HOUSING TREND GROWS

BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.

April 10, 2015 | | HOME SCENE


Ripon launches effort to conserve energy & water

Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.

April 10, 2015 | | HOME SCENE


Latest tool for selling real estate: FaceTime

REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.

April 10, 2015 | | HOME SCENE


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