Archive By Section - HOME SCENE
Flood insurance still relatively rare for Northeast homeowners
NEW YORK (AP) - Many homeowners who suffered losses because of flooding from Hurricane Sandy are likely to find themselves out of luck. Standard homeowners policies don't cover flooding damage, and the vast majority of homeowners don't have flood insurance.
Average rate on 30-year loan dips to 3.39 percent
WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage slipped this week and stayed near its record low, a trend that's helped boost home sales and refinancing.
Refinance misstep forfeits low HELOC rate
DEAR BENNY: A mortgage broker advised us several years ago to split our mortgage into a $400,000 mortgage and a $100,000 line of credit (we had $300,000 total available on the HELOC). A few months ago, we refinanced our $400,000 mortgage with our current lender. (Our house is assessed at $900,000.) We asked our lender if we could refinance our mortgage up to $500,000, pay down the $100,000 drawn on the ...
Broker: Wright-designed Ariz. home to be preserved
PHOENIX (AP) - A Frank Lloyd Wright-designed Phoenix home that had been slated for demolition will apparently survive under a new owner.
US builders boost September spending by 0.6 percent
WASHINGTON (AP) - U.S. builders spent more on home construction in September, a gain that helped offset weakness in nonresidential building and government projects.
Nick-of-time tips to make your home holiday ready
As you prepare to celebrate the holidays, welcoming loved ones into your home is a highlight of the festivities. You may eagerly look forward to gathering with family and friends, but is your house holiday and houseguest ready?
Selecting a trustworthy mover is the first step in avoiding headaches
Americans are on the move. The United States Census Bureau estimates that 12.5 percent of Americans - nearly 40 million people - changed residences each of the past two years. While many turned to moving professionals for assistance, some learned the hard way that not all moving companies are created equally. In fact, the Federal Motor Carrier Safety Administration (FMCSA) received nearly 3,000 complaints about moving companies last year alone - a ...
Sales contracts to buy homes rose last month
WASHINGTON (AP) - The number of Americans who signed contracts to buy homes rose only slightly, suggesting sales may level off in the coming months after solid gains in the past year.
Sales contracts to buy homes rose last month
WASHINGTON (AP) - The number of Americans who signed contracts to buy homes rose only slightly, suggesting sales may level off in the coming months after solid gains in the past year.
Must I compensate my agent if I don’t buy?
DEAR BENNY: Could you advise me of the appropriate (and legal) way to compensate the buyer's agent we used for our unsuccessful house hunt?
New home sales hit in 2½ year high
WASHINGTON (AP) - U.S. sales of new homes jumped last month to the highest level in more than two years, further evidence of a sustained housing recovery that could help lift the lackluster economy.
Mobility & home accessibility
Driven by a growing senior population, soldiers returning home injured from war and the ongoing obesity epidemic, mobility and home accessibility issues are becoming more commonplace in America. In response, companies today are creating innovative home solutions that focus on both improved form and function, and serve to create welcome alternatives to traditional solutions for homeowners with mobility and home access challenges.
Sacramento pockets cash from settlement for housing help
The State of California has benefited handsomely from the misery of those in the Golden State who lost their homes in the foreclosure crisis.
Color tips from the pros: How to bring bold hues into kitchen, bath
Why is it that some people can do daring things with color in their living rooms or bedrooms, but stick with the strongholds of beige and white in their kitchens and baths? As bright hues are surfacing in kitchen and bath design trends, existing oft-neutral palettes make it easy to introduce bold splashes.
Understand options when it comes to reverse mortgages
If you know a senior homeowner who is running out of money, a reverse mortgage might generate enough cash to allow them to stay in their home for many more years. Last fall, the Federal Housing Administration created new rules, and opportunities, for lower-cost reverse mortgages. Now that most lenders have launched these new products, it's worth an updated look.
Articles by Section - HOME SCENE
Condo boards eyeing ‘mortgage termination’
DEAR BENNY: I am the president of a large condominium in the Midwest and have just heard about a program called "mortgage termination." It sounds fascinating and very useful for our condo, since we have a number of delinquencies with properties that are underwater. Are you familiar with this and if so, how does it work? --Phyllis
Fast, fabulous fixes to banish a boring bath
The best bathrooms are more than just functional areas - they're sanctuaries where you can escape, reset and recharge. And as one of the smallest and most-used rooms in the home, that's likely why they've become the most popular remodeling project (78 percent), according to the National Association of Home Builders.
Rate on 15-year loan at record-low 2.61 pct.
WASHINGTON (AP) - The average U.S. rate on the 15-year fixed mortgage fell last week to its lowest level on record, making refinancing and home-buying more attractive to those who can qualify.
Easy solutions to backyard problems
For time-stretched gardeners who prefer to enjoy their backyards rather than work in them, several new products make outdoor living easier. Each offers a thoughtful solution to a common outdoor living problem, providing time-saving help to gardeners, gadget geeks and all who love to focus on fun outdoors.-
Sure-grow guidance for 1st-time gardeners
Each year, thousands of first-timers will join the millions of seasoned gardeners who already know the satisfaction of picking a perfect tomato at its peak, serving up salads from greens just grown right outside the back door, or harvesting home-grown peppers and specialty herbs never even seen at the grocery store.
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