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Archive By Section - HOME SCENE


Condo building's insurance won't cover all damage

DEAR BENNY: If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy? Also, what is an HO-6 policy? --Lois

October 11, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Deck your halls with innovative tips and techniques this season

The holiday season doesn't have to always involve the same old, same old when it comes to decorating your home.

October 11, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.39 percrent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages ticked up from record lows last week. Cheaper mortgages are fueling a modest housing recovery that could help the broader economy.

October 11, 2012 | | HOME SCENE


US foreclosure filings hit 5-year low in September

NEW YORK (AP) - U.S. foreclosure filings dropped to a five-year low in September as fewer homes were on track to be seized by lenders.

October 11, 2012 | | HOME SCENE


Taking kitchen from 'blah' to 'bling'

From cooking to entertaining, the kitchen - always the heart of the home - now takes center stage as the 21st century hub of the home. As families spend more time in their homes, today's "command central" kitchen needs to be multi-functional and high-definition ­­with easy-to-maintain surfaces dedicated to cooking, working, Web surfing and blogging, paying bills and doing homework, as well as creating a comfortable environment to entertain with family and friends.

October 11, 2012 | | HOME SCENE


Affordable housing strategies in place are almost laughable

I have a carport.

October 05, 2012 | Dennis Wyatt | HOME SCENE


Add curb appeal to your home with new exterior trim

When it comes to selling your home, curb appeal means everything. And nothing makes a worse initial impression than exterior trim that is peeling, cracked, rotted or falling apart. Replacing old or damaged exterior trim is a great way to freshen up your home today and make it stand out among others tomorrow.

October 04, 2012 | | HOME SCENE


Condo buyers hit with surprise rental restrictions

DEAR BENNY: My husband and I own a condo in a seven-unit condo association. We have owned the unit since 2005. Recently, one of the unit owners asked us if we were interested in buying his unit. We made an offer and he accepted it. After the sale and purchase agreement was signed, the seller of that unit sent an email to everyone in our association that he was happy to announce that we are buying another unit in the building.

October 04, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Boomers: Shifting household needs create home design opportunities

Boomers expect to stay in their homes and live independently into their later years, but in the midst of change that is occurring in their households, it's easy for them to lose focus on planning for their own future housing needs.

October 04, 2012 | | HOME SCENE


Measure of home prices rises by most in 6 years

WASHINGTON (AP) - A measure of U.S. home prices jumped 4.6 percent in August compared with a year ago, the largest year-over-year increase in more than six years.

October 04, 2012 | | HOME SCENE


30-year mortgage rate hits record low: 3.36%

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell to fresh record lows for the second straight week. The declines have led more homeowners to refinance, a trend that could help jumpstart the economy.

October 04, 2012 | | HOME SCENE


Reverse mortgage can help seniors buy new home

Americans have learned a tough lesson: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home.

October 04, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Oakwood Shores home sales making a big splash in the recovering market

One of the weather vanes that developers are reading when it comes to Manteca-Lathrop housing once was home to a bunch of squealing kids.

September 28, 2012 | Dennis Wyatt | HOME SCENE


Mortgage rates make this best time to buy or refinance

He (or she) who hesitates is lost! It's an old saying, and right now it applies to the housing market. Yes, the economic headlines are still gloomy, many are unemployed and foreclosures are actually rising. But paradoxically, those obvious facts are creating one of the best home-buying opportunities in history.

September 27, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


California enacts new homeowner protection laws on foreclosures

SACRAMENTO (AP) - Authorities will have more time and tools to investigate mortgage fraud under legislation Gov. Jerry Brown announced signing Tuesday.

September 27, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Contracts to buy homes rise in July

WASHINGTON (AP) - More Americans signed contracts to buy homes in July, a sign that buying has improved as mortgage rates have slipped, the number of listings has risen and the rate of price increases has slowed.

August 29, 2014 | | HOME SCENE


4 steps for garage organization

Organizing the garage may be one of the most feared tasks in household history. According to a recent Gladiator GarageWorks survey, nearly three out of four households can only park one car in their two-car garage, illustrating the need for a serious garage intervention.

August 29, 2014 | | HOME SCENE


30-year mortgage rate at 4.1 percent

WASHINGTON (AP) - The average 30-year U.S. mortgage rate remained at a 52-week low of 4.10 this week.

August 29, 2014 | | HOME SCENE


Average home price gains slows in June

WASHINGTON (AP) - U.S. home prices increased at a slower pace in June - a cooldown that could continue for several more months.

August 29, 2014 | | HOME SCENE


Room-to-room home additions

Add quality and comfort to your favorite rooms

August 29, 2014 | | HOME SCENE


UNDER $230,000

The under $230,000 market when it comes to nicer resale homes is almost history once again in Manteca.

August 22, 2014 | Dennis Wyatt | HOME SCENE


Overcome challenges with raised beds and planters

Small yards, city dwelling or soil that's sandy, rocky or full of clay - it seems no obstacles can keep Americans from the joys of gardening. More than 78 million U.S. households grow gardens, according to the Garden Writers Association Foundation, and many of them don't have optimal conditions to plant their gardens in the ground. When space constraints or soil conditions make traditional gardens impossible or inconvenient, gardeners turn to raised beds and planter boxes to grow the vegetables, herbs and flowers they crave.

August 22, 2014 | | HOME SCENE


Decor through the decades: Kitchen, bath design evolves

Remember when brass fixtures and mauve countertops were all the rage in kitchen design? How about the days of shag carpet (yes, in the bathroom) and avocado tile? Fortunately, those particular trends have come and gone. And, whether you embraced them or not, they did have an influence on the space you live in right now. Take a look through the decades to see how decor styles have evolved into the modern kitchens and bathrooms of today.

August 22, 2014 | | HOME SCENE


Improvements boost safety, comfort and value of home

Home improvement season is in full swing, and homeowners across the country are deciding which projects to tackle this year. By taking a strategic approach to selecting home improvements, you can go beyond adding value to your property - you can also boost your comfort and safety as well.

August 22, 2014 | | HOME SCENE


Housing recovery picking up steam

WASHINGTON (AP) - A fourth straight monthly increase in sales of existing homes provided the latest evidence Thursday that the U.S. housing market is rebounding from a weak start to the year.

August 22, 2014 | | HOME SCENE


Home renovation starts with good planning, good insurance

The United States is a country of renovators and remodelers, judging from the steady growth of home improvement projects across the nation in recent years.

August 22, 2014 | | HOME SCENE


Average 30-year rate on fixed rate mortgage at 4.10 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, with the 30-year loan rate hitting its 52-week low.

August 22, 2014 | | HOME SCENE


Late-payment rate on mortgages declines in 2Q, lowest in 6 years

LOS ANGELES (AP) - Fewer U.S. homeowners are falling behind on their mortgage payments, a trend that has reduced the late-payment rate on home loans to the lowest level in six years, according to credit reporting agency TransUnion.

August 22, 2014 | | HOME SCENE


Ways to discover the design potential of the ‘Fifth wall’

With autumn just a few short weeks away, many people will soon spend less time on the patio and more time within four walls. Actually, five walls if you include the ceiling.

August 22, 2014 | | HOME SCENE


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