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Late payments on mortgages fall in 1st Q to lowest level since 2009

LOS ANGELES (AP) - The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level since 2009, according to a new report.

May 10, 2012 | | HOME SCENE


Silver lining in news of home ownership rates at 15-year low

There has been a lot of trepidation this week awaiting the latest jobless report. On Friday morning the government announced that the national unemployment rate dropped to 8.1%. However before you begin to believe that the employment sector is improving, you need to understand the real numbers.

May 10, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Must-do's when paying off mortgage

DEAR BENNY: I plan to pay off my home mortgage. After I do so, do I need to do anything on the deed? I received a deed under my name from the county office when I bought the house three years ago. Is this deed good enough for my ownership of the house? Are there any other things I should take care of after paying off the mortgage? --Xia

May 10, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Instant home & garden makeover

Looking for a trendy home and garden makeover that gives instant gratification and doesn't require a lot of time and resources? The latest trends in fashion and home decorating are drawing inspiration from the bright colors and laid-back attitudes of the tropics.

May 10, 2012 | | HOME SCENE


What is lurking out there in the shadows?

There is a growing consensus among economists - and experts with firms that track housing such as CoreLogic and RealtyTrac - that the housing slide has ended.

May 04, 2012 | Dennis Wyatt | HOME SCENE


Census: Homeownership hit 15-year low in 1st Q

WASHINGTON (AP) - The American dream of homeownership is at its lowest point in 15 years, the latest evidence of a housing market still far from recovering five years after the housing crash.

May 03, 2012 | | HOME SCENE


California Senate passes bill to reduce neighborhood blight created by homes

SACRAMENTO (AP) - The state Senate has approved a bill that would penalize home buyers, investors and developers if they fail to clean up dilapidated homes quickly.

May 03, 2012 | | HOME SCENE


Ore. nursery, grass business greening up

CARLTON, Ore. (AP) - After getting trampled in the Great Recession, Oregon farmers who produce nursery crops and grass seed finally are seeing better days.

May 03, 2012 | | HOME SCENE


Freddie asks for $19M in aid after loss

WASHINGTON (AP) - Government-controlled mortgage giant Freddie Mac is requesting $19 million in additional federal aid after posting a loss for the first quarter of this year.

May 03, 2012 | | HOME SCENE


Manteca Garden Tour set for May 12

Six of some of the best private gardens in the area will be showcased in the 2012 Manteca Garden Tour sponsored by the Manteca Garden Club.

May 03, 2012 | Bulletin Staff Reports | HOME SCENE


Do-it-yourself deck-building tips

Looking for a way to enhance the use and enjoyment of your outdoor space? A deck addition may be the solution. A deck creates a designated area for entertaining and relaxing outdoors, while increasing homeowner satisfaction and home value. If you're a motivated do-it-yourselfer, building your own deck can be a fun and rewarding challenge that saves you money and ensures your outdoor space is tailored to suit you and your home.

May 03, 2012 | | HOME SCENE


Construction spending barely increased in March

WASHINGTON (AP) - U.S. builders barely increased their spending on construction projects in March after two straight months of declines. A pickup in single-family home construction and commercial projects offset a steep drop in state and local government building.

May 03, 2012 | | HOME SCENE


Rate on 30-year mortgage hits record low of 3.84 percent, 15 years at 3.11%

WASHINGTON (AP) - Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week, offering more incentive for Americans to buy or refinance homes.

May 03, 2012 | | HOME SCENE


Creating a mortgage for your relatives

Q: I want to lend my daughter and son-in-law money by making a $200,000 mortgage loan to them. How do I do this to make it legal, so I can pay taxes on the income and they can get a tax deduction on the interest and I can earn more than I would on a bank CD?

May 03, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Rent may be free, but taxes and maintenance are not

DEAR BENNY: My cousin and disabled elderly aunt are living in a house that my aunt sold about four years ago in which the agreement included lifetime living rights without the stipulation of rent payment or payment for taxes. Does the owner have the right to demand rental payments now? Is there a website that I might be able to check to find out more information for them? --Patti

May 03, 2012 | By BENNY L. KASS Inman News | HOME SCENE


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Page 39 of 70

Articles by Section - HOME SCENE


Average 30-year loan rate up to 4.28 percent a

WASHINGTON (AP) - The average U.S. rate on a 30-year fixed mortgage edged up this week to 4.28 percent from 4.23 percent but remains near historically low levels after declining during the five previous weeks.

February 14, 2014 | | HOME SCENE


Late-payment rate on mortgages falls

LOS ANGELES (AP) - U.S. homeowners are doing a better job of keeping up with mortgage payments, a trend that has reduced the rate of late payment on home loans to the lowest level in more than five years.

February 14, 2014 | | HOME SCENE


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