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Greener decorating for your outdoor living deck and patio

Outdoor living spaces cry out for an eco-friendly touch. Whether you're adding a patio, updating a deck or livening up your landscaping, the last thing you want to do is harm the environment. Greener decorating and building practices can help you protect and pay homage to Mother Nature while creating a space where you'll enjoy the beauty of the outdoors.

July 04, 2013 | | HOME SCENE


Home price gains bring sellers off the sidelines

SAN DIEGO (AP) - Robert and Emerald Oravec were itching to sell their condominium late last year to move closer to a favorite surfing spot, but they were stuck. They owed the bank $194,000 and figured the most they could get was $180,000.

July 04, 2013 | | HOME SCENE


Rate on 30-year loan falls to 4.29 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell this week after last week's surge. The declines could prompt homebuyers to act quickly before rates rise further.

July 04, 2013 | | HOME SCENE


Prices rise 12.2% in May, biggest jump in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.2 percent in May from a year ago, the most in seven years. The increase suggests the housing recovery is strengthening.

July 04, 2013 | | HOME SCENE


Tiff over mortgage insurance refund

Q: My husband and I purchased a home in October of 2010 using an FHA mortgage through Bank of America. We had a 30-year fixed rate mortgage with a PMI requiring "up-front" money of $4,635.61 and a monthly premium. Luckily we were able to sell our previous home which was mortgage free and, together with savings, paid off this mortgage in February 2013 - about 28 months into the 30-year commitment. Looking at the FHA/HUD website it states that a refund of some of the premium money is available if the following three criteria are met:

July 04, 2013 | | HOME SCENE


Construction spending up 0.5% n May

WASHINGTON (AP) - Spending on residential housing rose in May to the highest level in 4½ years, helping to send overall construction spending higher despite a big drop in nonresidential activity.

July 04, 2013 | | HOME SCENE


Rylan Tinsley of the Weston Ranch Major All Stars beats the throw to Trent Prokes on Wednesday in a

WASHINGTON (AP) - The U.S. government said Monday that it has received $66.3 billion in dividend payments from Fannie Mae and Freddie Mac after both reported stronger earnings at the start of the year.

July 04, 2013 | | HOME SCENE


Oakwood Shores obtains $9.4M construction loan

Sabal Financial Group, a diversified financial services firm specializing in real estate, lending and banking, has closed a construction loan in the amount of $9.4 million for Manteca's gated Oakwood Shores community.

June 27, 2013 | | HOME SCENE


Home prices will again reach 2006 levels

If the gains of the past 12 months in housing prices throughout the 209 region occurred prior to 2006, there would be dancing in the streets.

June 27, 2013 | Dennis Wyatt | HOME SCENE


Home prices rise in April by most in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.1 percent in April from a year ago, the most since March 2006. More buyers and a limited supply of available homes have lifted prices in most cities across the country, a sign of a broad-based housing recovery.

June 27, 2013 | | HOME SCENE


Mortgage rates jump to 2-year high of 4.46% adding thousands to cost of buying home

WASHINGTON (AP) - U.S. mortgage rates have suddenly jumped from near-record lows and are adding thousands of dollars to the cost of buying a home.

June 27, 2013 | | HOME SCENE


Signed contracts for buying existing homes at 6-year high

WASHINGTON (AP) - The number of people who signed contracts to buy U.S. homes jumped in May to the highest level in more than six years, a sign home sales will probably rise in the months ahead.

June 27, 2013 | | HOME SCENE


How can lender dictate commission agreeement?

Q: I am a real estate lawyer in practice for over 36 years and in the last three months encountered a new situation for which I find troubling. Both closings I conducted were lot purchases as part of a construction/perm loan. In both cases the realtors were to split a 10% commission. The lenders were not the same. The lenders, citing a fed regulation said the commission could not exceed 8%. How can a lender dictate the commission agreed to by the seller and realtors neither of whom have any relationship with the lenders? Hal.

June 27, 2013 | | HOME SCENE


New home sales hit fastest pace in 5 years; up 2.1% from April

WASHINGTON (AP) - Sales of new homes rose in May to the fastest pace in five years, a solid gain that added to signs of a steadily improving housing market.

June 27, 2013 | | HOME SCENE


What’s the deal with ‘Coming Soon’ signs?

Boys: And I start with just 'boys' to see if you both are men enough to put my letter in print. Here goes my question for you... I have seen over the last few years different real estate signs in front of homes that say "COMING SOON" and very often never see a real "FOR SALE" sign go up. Honestly, I very seldom, if ever, thought much about the coming soon until my husband and I recently began searching for a home to buy. We saw a coming soon sign in a neighborhood in which we have always wanted to ...

June 27, 2013 | | HOME SCENE


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Page 42 of 98

Articles by Section - HOME SCENE


Creating an island paradise in kitchen

Custom cabinetry, granite countertops, reclaimed wood flooring and accents, and top-of-the-line, high-tech appliances - what more do you need to make your kitchen renovation perfect? How ...

May 29, 2015 | | HOME SCENE


Wood or composite deck?

Outdoor living is a home improvement trend that can't be ignored. If you plan to add a deck to your house, remember the design ...

May 29, 2015 | | HOME SCENE


Remodeling kitchen? Draw inspiration from cultures

Traditional, rustic, contemporary, modern - which style will you choose for your kitchen remodel? While each design style has its own appealing characteristics, what if you ...

May 29, 2015 | | HOME SCENE


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