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Archive By Section - HOME SCENE


Rate on 30-year loan falls to 4.29 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell this week after last week's surge. The declines could prompt homebuyers to act quickly before rates rise further.

July 04, 2013 | | HOME SCENE


Prices rise 12.2% in May, biggest jump in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.2 percent in May from a year ago, the most in seven years. The increase suggests the housing recovery is strengthening.

July 04, 2013 | | HOME SCENE


Tiff over mortgage insurance refund

Q: My husband and I purchased a home in October of 2010 using an FHA mortgage through Bank of America. We had a 30-year fixed rate mortgage with a PMI requiring "up-front" money of $4,635.61 and a monthly premium. Luckily we were able to sell our previous home which was mortgage free and, together with savings, paid off this mortgage in February 2013 - about 28 months into the 30-year commitment. Looking at the FHA/HUD website it states that a refund of some of the premium money is available if the following three criteria are met:

July 04, 2013 | | HOME SCENE


Construction spending up 0.5% n May

WASHINGTON (AP) - Spending on residential housing rose in May to the highest level in 4½ years, helping to send overall construction spending higher despite a big drop in nonresidential activity.

July 04, 2013 | | HOME SCENE


Rylan Tinsley of the Weston Ranch Major All Stars beats the throw to Trent Prokes on Wednesday in a

WASHINGTON (AP) - The U.S. government said Monday that it has received $66.3 billion in dividend payments from Fannie Mae and Freddie Mac after both reported stronger earnings at the start of the year.

July 04, 2013 | | HOME SCENE


Oakwood Shores obtains $9.4M construction loan

Sabal Financial Group, a diversified financial services firm specializing in real estate, lending and banking, has closed a construction loan in the amount of $9.4 million for Manteca's gated Oakwood Shores community.

June 27, 2013 | | HOME SCENE


Home prices will again reach 2006 levels

If the gains of the past 12 months in housing prices throughout the 209 region occurred prior to 2006, there would be dancing in the streets.

June 27, 2013 | Dennis Wyatt | HOME SCENE


Home prices rise in April by most in 7 years

WASHINGTON (AP) - U.S. home prices jumped 12.1 percent in April from a year ago, the most since March 2006. More buyers and a limited supply of available homes have lifted prices in most cities across the country, a sign of a broad-based housing recovery.

June 27, 2013 | | HOME SCENE


Mortgage rates jump to 2-year high of 4.46% adding thousands to cost of buying home

WASHINGTON (AP) - U.S. mortgage rates have suddenly jumped from near-record lows and are adding thousands of dollars to the cost of buying a home.

June 27, 2013 | | HOME SCENE


Signed contracts for buying existing homes at 6-year high

WASHINGTON (AP) - The number of people who signed contracts to buy U.S. homes jumped in May to the highest level in more than six years, a sign home sales will probably rise in the months ahead.

June 27, 2013 | | HOME SCENE


How can lender dictate commission agreeement?

Q: I am a real estate lawyer in practice for over 36 years and in the last three months encountered a new situation for which I find troubling. Both closings I conducted were lot purchases as part of a construction/perm loan. In both cases the realtors were to split a 10% commission. The lenders were not the same. The lenders, citing a fed regulation said the commission could not exceed 8%. How can a lender dictate the commission agreed to by the seller and realtors neither of whom have any relationship with the lenders? Hal.

June 27, 2013 | | HOME SCENE


New home sales hit fastest pace in 5 years; up 2.1% from April

WASHINGTON (AP) - Sales of new homes rose in May to the fastest pace in five years, a solid gain that added to signs of a steadily improving housing market.

June 27, 2013 | | HOME SCENE


What’s the deal with ‘Coming Soon’ signs?

Boys: And I start with just 'boys' to see if you both are men enough to put my letter in print. Here goes my question for you... I have seen over the last few years different real estate signs in front of homes that say "COMING SOON" and very often never see a real "FOR SALE" sign go up. Honestly, I very seldom, if ever, thought much about the coming soon until my husband and I recently began searching for a home to buy. We saw a coming soon sign in a neighborhood in which we have always wanted to ...

June 27, 2013 | | HOME SCENE


Improvements for multi-generational smart homes

The American family continues to evolve, with multiple generations living under the same roof in more households than any time since the Great Depression. Of America's 76 million households, 5.6 percent (4.3 million) were multi-generational as of 2011, according to the U.S. Census Bureau. Homeowners are finding it's more important than ever to ensure every home improvement project delivers benefits for every member of the family - children, parents and grandparents.

June 27, 2013 | | HOME SCENE


Cool ways to enjoy your outdoor spaces through heat of summer

When warm weather arrives, does your family head outdoors to enjoy your patio or deck? Do they then turn around and head right back into the air-conditioned comfort when summer sun and temperatures make outdoor living spaces too hot to handle?

June 20, 2013 | | HOME SCENE


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Page 41 of 97

Articles by Section - HOME SCENE


Average 30-year mortgage rises to 3.8 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates are up this week to the highest level since mid-March.

May 08, 2015 | | HOME SCENE


Seeking advice on buying first home

Hey you Real Estate Boys: There's a lot going on my/our lives in the coming months. First and most importantly we will be getting married right after we both graduate in May, from Stanislaus with our respective degrees. We both have good jobs in this area and are looking forward to becoming old and boring and raising a family. "She is so brilliant." So, being the conservative future couple we'd like to make sure we start our lives on the correct foot/feet. And that, sirs, is our question. How does a young couple start a life ...

May 08, 2015 | | HOME SCENE


Fannie Mae posts $1.9B profit for quarter

WASHINGTON (AP) - Mortgage giant Fannie Mae says it had net income of $1.9 billion for the first quarter. That's sharply down from the same period a year ago due to lower fee income and larger losses on investments used to hedge against swings in interest rates.

May 08, 2015 | | HOME SCENE


Building tiny houses into big help for Los Angeles’ homeless

LOS ANGELES (AP) - Shortly after Elvis Summers befriended Irene McGhee, he learned she was sleeping on the streets of South Los Angeles.

May 08, 2015 | | HOME SCENE


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