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Archive By Section - HOME SCENE


Don’t let layoff derail condo conversion refi

DEAR BENNY: We are three owners of a property in a nice neighborhood. We own the property as tenants in common, and have shared an interest-only loan since 2005. We are in the process of converting the property into three condominium units. One of the owners lost her job last spring and is now self-employed. The other two owners' employment status has not changed.

June 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Don’t let layoff derail condo conversion refi

DEAR BENNY: We are three owners of a property in a nice neighborhood. We own the property as tenants in common, and have shared an interest-only loan since 2005. We are in the process of converting the property into three condominium units. One of the owners lost her job last spring and is now self-employed. The other two owners' employment status has not changed.

June 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Who lived here? How to dig up your house's history

The construction of Julian Sellers' bungalow in St. Paul, Minn., was started in 1926 and finished in early 1927. The builder was a Swedish immigrant. The family who first lived there included a married couple, their 6-year-old daughter and the wife's mother.

June 21, 2012 | | HOME SCENE


Small space solutions for kitchen

Crowded cabinets, cluttered counters and nonexistent prep space. Sound familiar? For many homeowners, small kitchen spaces make everyday use and entertaining a source of frustration. While a small kitchen can pose many challenges, it doesn't have to stop you from enjoying the space. From a full scale home renovation to some simple and quick fixes, there are many options to help you realize your kitchen's full potential and transform it into a welcoming place where you'll want to spend time.

June 21, 2012 | | HOME SCENE


Good health advice you can easily follow

(ARA) - Some things we're supposed to do for our health may seem obviously difficult to accomplish: eating less fast food no matter how yummy it tastes, fitting an hour of vigorous exercise into every day, or giving up bad habits like smoking. You may think one bit of common health advice - to get more fresh air and sunshine - would be easy to follow.

June 16, 2012 | | HOME SCENE


Rate on 30-year loan rises to 3.71%

WASHINGTON (AP) - Average rates on fixed mortgages rose this week, the first increase in seven weeks. But mortgage rates remain near historic lows, boosting prospects for home sales this year.

June 16, 2012 | | HOME SCENE


Selling a Starker exchange property

DEAR BENNY: We own a small single-family home (800 square feet) located on the property adjacent to our primary home. We purchased it using a Starker exchange about 15 years ago. We stopped renting it out eight years ago, when the mortgage was paid off. We now use it as an extension of our primary home, with the living room as a game room, garage and basement as storage, one bedroom as an office, and the other as a guest bedroom.

June 16, 2012 | Benny L. Kass Attorney | HOME SCENE


Exploring what makes your garden grow

When school lets out for summer, exchange those flip flops for gardening shoes. Add a pair of gloves, good sun-block and get out into the garden.

June 16, 2012 | | HOME SCENE


Easy kitchen updates that won’t break the bank & are simple to do

It goes without saying that the kitchen is one of the hardest-working rooms in the home. For most, it's the heart of family life and usually the one room where everyone gathers together. With so much hustle and bustle, it's no wonder that the kitchen runs the risk of looking overworked.

June 16, 2012 | | HOME SCENE


What lies beneath your dream home?

It's moving season. In a buyer-friendly market, home shoppers can be pretty particular in their search for a dream home. Increasingly, buyers are seeking flawless, move-in ready homes, and while traditional home inspections are a must-have, something equally important lurking beneath homes often goes overlooked.

June 16, 2012 | | HOME SCENE


May sees pickup in homes facing risk of foreclosure

LOS ANGELES (AP) - Lenders initiated foreclosure proceedings against more U.S. homeowners in May, setting the stage for increases in home repossessions and short sales - scenarios that could further weigh down home values in coming months.

June 16, 2012 | | HOME SCENE


Single-family homes are in a number of cases no longer that

Think American Dream and images of owning a single-family home pop up.

June 08, 2012 | Dennis Wyatt | HOME SCENE


The heat is on outside, keep cool inside

As summer heats up, air conditioning bills can rapidly rise. As homeowners feel the heat, many are looking for ways to save and stay cool.

June 07, 2012 | | HOME SCENE


Tabletop gardens are edible centerpieces

With spring arriving earlier this season, gardeners across the country are inspired to plant now. Daydreams of fresh produce used in delicious sauces, salads and stir fries have many drawing garden plot plans and even starting seeds for future transplanting. Tabletop gardens are a fun and decorative way to expand into new planting opportunities.

June 07, 2012 | | HOME SCENE


Buying a foreclosure or short sale with confidence

Buyers are still clamoring for real estate deals in this turbulent market. Foreclosures and short sales offer some of the best bargains, but also have a higher risk level. Still, more than four in five adults think foreclosures and short sales can be good deals, according to a recent American Society of Home Inspectors (ASHI) survey.

June 07, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


CREDIT SCORES

NEW YORK (AP) - There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.

August 08, 2014 | | HOME SCENE


30-year mortgage rate at 4.14 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose slightly this week but remained near their lows for the year.

August 08, 2014 | | HOME SCENE


Keep them happy & studying: Creating a kid-friendly space

Would a great study space ease your child's transition from summer to school? Perhaps an awesome lounge area could convince your teens - and all their friends - that your house is the best hangout spot ever. Whatever your objectives, a few design and decorating tricks can help you create a kid-friendly space in your home.

August 08, 2014 | | HOME SCENE


Five fixes for kitchens that get compliments

No matter if you're an aspiring chef or TV dinner connoisseur ... if the look of your kitchen makes you want to dine out - it may be time for an upgrade. The kitchen should be the heart of your home: it's where you entertain, hold family meetings and even pay bills, so why not take it from "make-do" to "magnificent?"

August 08, 2014 | | HOME SCENE


Must-have technology makes bathrooms healthier & safer

Think home technology begins with your wireless, programmable thermostat and ends with the high-definition, 3-D, web-enabled flat-screen TV with surround sound? Think again - whole home technology means using leading-edge devices to improve life in every room of the house, including the bathroom.

August 08, 2014 | | HOME SCENE


Season-extending gardening tips for fall

Warm weather, continued care and robust plants have yielded a bounty of beautiful, fresh vegetables - and personal satisfaction - from your garden this season. As the weather cools and fall approaches, it is not time to hang up your hat, gloves and trowel for the year. Autumn provides optimum weather and ample opportunity to keep growing and harvesting delicious, healthy produce well into the season.

August 08, 2014 | | HOME SCENE


Give your home a checkup

There's no better time than now to give your home the attention it deserves. Give it an annual checkup before cold weather arrives to help add comfort, save energy and cut home maintenance in the long-run.

August 08, 2014 | | HOME SCENE


Year-over-year: Price gains slowing

WASHINGTON (AP) - U.S. home prices rose in June by the smallest year-over-year amount in 20 months, slowed by modest sales and more properties coming on the market.

August 08, 2014 | | HOME SCENE


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