Archive By Section - HOME SCENE
Consumer finance agency sets new mortgage protections
WASHINGTON (AP) - The government's consumer lending watchdog proposed new rules Friday aimed at protecting homeowners from unexpected costs and shoddy service by companies that collect their monthly mortgage payments.
Brown's loft site of foreclosure protest
SACRAMENTO (AP) - The Occupy Sacramento movement is staging a protest over California home foreclosures outside Gov. Jerry Brown's rented Sacramento loft.
How to create the perfect outdoor retreat at home
Backyards have always been places where families can get away without actually going away. Outdoor areas connect people with their favorite natural treasures while providing a place to relax. Whether it's adding an outdoor kitchen and replacing your old picnic table with a truly impressive dining set, or outfitting your patio with a desk space so you can bring your work outside, you can expand your living area by focusing on what's outside the home.
Beware of condo board’s right to reject buyer
DEAR BENNY: I have some questions regarding an owner's right to rent his condo:
Number of homes facing foreclosure rise
LOS ANGELES (AP) - More U.S. homes started on the foreclosure path in July, as lenders tackled a backlog of mortgages gone unpaid even as they pulled back on home repossessions.
Fannie Mae posts $2.2B net gain for Q2
WASHINGTON (AP) - Fannie Mae earned $2.2 billion from April through June, its second quarterly gain in net income since being taken over by the government during the 2008 financial crisis.
Rent a backyard in NYC for $100 an hour
NEW YORK (AP) - The first sign that something strange is happening on Ludlow Street is the fence, which is long and green and decidedly out of place amid a cluster of city buildings. Peer through its holes and things get even more confusing: Is that a backyard? In the middle of Manhattan?
Five tips for conserving water
Water and the summer months tend to go hand-in-hand - water skiing or fishing at a lake, taking a dip in a swimming pool and watering home-grown plants with a garden hose are among the season's most popular activities. Recent summers have also been some of the driest on record, prompting grass fires, drastically low lake levels and water utilities having to implement water restrictions on their customers.
Rate on 30-year mortgages increases to 3.59 percent
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose for the second straight week, staying slightly above historic lows.
Late payments on mortgages hit 3-year low in 2Q
LOS ANGELES (AP) - U.S. homeowners are getting better about keeping up with their mortgage payments, driving the percentage of borrowers who have fallen behind to a three-year low, according to a new report.
Here come property tax increases for Manteca et al
Get ready for property tax increases starting in 2013.
Murdock to keep house, rare orchids in island sale to Ellison
HONOLULU (AP) - David Murdock has sold his Hawaiian island, but he's keeping his seven-bedroom Lanai home, a woodworking shop containing koa furniture, two carved elephant tusks in a resort lobby, and 1,000 rare orchid plants.
30-year mortgage loan rate rises to 3.55 percent
WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage rose this week after falling to new record lows in each of the past four weeks.
No loan principal mortgage reductions for Fannie or Freddie
WASHINGTON (AP) - A federal regulator is standing by its decision to bar Fannie Mae and Freddie Mac from reducing principal for borrowers at risk of foreclosure, resisting pressure from the Obama administration.
Do-your-own projects refresh your deck, garage, or home in one weekend
Home and style magazines, social media and interior designers on TV are inspiring more homeowners to transform their spaces into places they love. Projects range from renewing your bathtub to refreshing your backyard deck, and can be completed in just one weekend.
Articles by Section - HOME SCENE
FHA loan limits need to go up
Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.
3% DOWN LOANS
WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.
Create a happy homemade Christmas setting this year
One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.
Bathroom upgrades to impress guests & family
Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.
Reurposing garage doors into walls with a view
Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.
Average 30-year loan rate increases to 3.93 percent
WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.
Tips to keep garden & hand tools in top shape
From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.
Master bathroom trends for homes in 2015 & beyond
When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.
Let her handle the money
Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.
5 ways to protect your home the holidays
When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.
SPRUCE UP
The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!
Average US 30-year loan rate falls to 3.89 percent
WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.
Troubled US homeowners get more relief
WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.
How to cut clutter & take back your home
You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?
Taking a spin down Memory Lane
OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...
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