Archive By Section - HOME SCENE
One-story homes gain in popularity
The hottest trend in Manteca's new housing market besides value pricing can be summed up in "one" as in one-story homes.
Double dip in housing isn’t likely scenario for Manteca market
The topic of many water coolers today, and for that matter the last 5 years has been and still is real estate. The subject though has changed as of late to the question of, "Are we really headed for a double dip?"
Manteca market is different
Every market is different. That's been the advertising mantra of the National Association of Realtors for the past several years. It is something to keep in mind given the sudden dive in sales in many parts of the country. While it isn't exactly "happy days are here again" in Manteca, Ripon, and Lathrop the number of resale homes closing escrow has barely dropped. In many spots nationally the sale of existing homes has dropped by ...
The short sale debate
Are short sales good for Realtors and bad for homeowners? That question was actually derived from a statement that was posted on a social networking site last week. The homeowner was responding to a video link of my business partner explaining the difference between the purchase process of a foreclosure compared to a short sale. Some statements that were made included, "Short sales are just as bad as foreclosures for properties..." and "(Short sales) further ...
Upgraded home in Sierra neighborhood
Why go with a foreclosure where you have to spend upwards of $30,000 to update it when you can find a similar home placed on the market by an owner who is not under duress that already has the upgrades in plus has a swimming pool and is in move-in condition?
Ideal time to streamline your FHA loan
If you have a FHA insured loan - and virtually all first-time buyers who have purchased homes in Manteca during the last three years have them - you might just want to take advantage of the one-time ability to streamline your loan.
Three promising signs for Manteca
Foreclosure cancellations are at an all-time high in California. Lenders in Jane cancelled almost 22,000 foreclosures. That seems like good news for three possible reasons: •More short sales are going through. •Loan modifications are working. •Banks are extending the time they are willing to work with delinquent borrowers. The number of foreclosure cancellations is up 153.19 percent in year-to year comparisons and 27.09 percent above May levels. Don't break out the champagne yet. While foreclosures ...
My personal short sale story
Last week I started a two part article telling my personal short sale story. Like I stated last week, I thought I would share with you my story to let you know one major thing that a lot of Realtors fail to mention to their clients but they long to hear: "You're not alone!" "I have actually been there!" "You will make it through, I did!"
Is now the time to sell?
With all the news about interest rates and mansions selling for the price of shacks, many people are asking themselves, "Is now the time to sell our home?" The answer to that question depends heavily on your situation.
Does it still make sense to fence sit?
How do you determine when it is the best time to buy a home? Would it make the most sense to wait until you're sure the market has hit bottom? Those two questions are among those that fence sitters typically ask themsleves. You can talk until you're blue in the face about the rates being extremely low and affordability being at the best level in a decade especially when compared to income and it still ...
Thank you ‘Builder’s Generation’
Our local real estate market and community owe a great deal of gratitude to the Builder Generation, a group of active adults who are doing more than their part to stabilize our local housing market. In a time where our seniors have been almost disregarded in our culture, it's good to live in a community that not only supports our seniors, but also places an emphasis on their importance.
Visual effects of foreclosure in Manteca
If you close your eyes and think of the word "foreclosure", what are some images that come to mind? Some see outwardly expressed imagery such as six foot high weeds, dry and dead lawns, papers taped to windows, spider webs and other pictures that remind you of the opening scenes of an old black and white scary movie panning into the haunted mansion. The only problem is that haunted mansion is found all over our southern San Joaquin community.
Ever wonder why loan modifications don’t work?
When most people hear the phrase "loan modification" there are a multitude of images and emotions that flood the brain; skepticism, hope, desperation, lonely, gamble, fear and maybe even a "yeah right"! I have often said that it's easier to catch a Leprechaun at the end of a rainbow than receive a permanent loan modification.
Housing: Is SJ County now at bottom?
The day of great deals are numbered. Just like any over economic movement, The Great Recession accompanied by liar loans that created the mortgage meltdown, must someday come to an end. A study by the Ebhardt School of Business at the University of Pacific noted that sometime in 2009 population growth exceeded housing growth in San Joaquin County. The last time that happened was in 1996. Three years later home builders aren't able to keep ...
What’s in a (street) name
By DENNIS WYATT Managing editor of the Manteca (Calif.) Bulletin Villa Ticino is Manteca's little Switzerland. It's a neighborhood where you'll find names such as Geneva Way, Matterhorn Street and Zurich Drive. The homes built by Frontiers even had a whimsical Swiss touch assuming American-style developments with lots bigger than 6,000 square feet and homes bigger than a baron's castle in the heart of European neutrality. Across town at the French Collection - a stylish ...
Articles by Section - HOME SCENE
Condo boards eyeing ‘mortgage termination’
DEAR BENNY: I am the president of a large condominium in the Midwest and have just heard about a program called "mortgage termination." It sounds fascinating and very useful for our condo, since we have a number of delinquencies with properties that are underwater. Are you familiar with this and if so, how does it work? --Phyllis
Fast, fabulous fixes to banish a boring bath
The best bathrooms are more than just functional areas - they're sanctuaries where you can escape, reset and recharge. And as one of the smallest and most-used rooms in the home, that's likely why they've become the most popular remodeling project (78 percent), according to the National Association of Home Builders.
Rate on 15-year loan at record-low 2.61 pct.
WASHINGTON (AP) - The average U.S. rate on the 15-year fixed mortgage fell last week to its lowest level on record, making refinancing and home-buying more attractive to those who can qualify.
Easy solutions to backyard problems
For time-stretched gardeners who prefer to enjoy their backyards rather than work in them, several new products make outdoor living easier. Each offers a thoughtful solution to a common outdoor living problem, providing time-saving help to gardeners, gadget geeks and all who love to focus on fun outdoors.-
Sure-grow guidance for 1st-time gardeners
Each year, thousands of first-timers will join the millions of seasoned gardeners who already know the satisfaction of picking a perfect tomato at its peak, serving up salads from greens just grown right outside the back door, or harvesting home-grown peppers and specialty herbs never even seen at the grocery store.
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