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Don’t buy home until you sell the current one

Q: I have a fixed-rate mortgage at 5.99 percent that doesn't have to be refinanced until 2016. I know I will want to move to a more suitable place before then, but if I sell now at current low prices, I will have very little equity left to put down on a new condo.

November 21, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Avoid FHA financing restriction on intrafamily purchase

DEAR BENNY: I am currently trying to purchase a home from my daughter. The loan was approved, but the lender told me there is a law that if you purchase a home from a family member, they can finance only 85 percent of the sales price. Is this true? --Roger

November 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Need more space? Some put up a cottage out back

Something small is afoot. Backyard cottages - from 800-square-foot bungalows to Lilliputian studio cabins - are springing up behind houses in many cities, some of which have changed zoning laws to accommodate them.

November 15, 2012 | The Associated Press | HOME SCENE


Three ways save energy in your home

'Red means stop, green means go' - we learn that axiom as children. When it comes to home energy costs, however, going green can help homeowners put a stop to runaway utility bills. And maximizing your home's use of natural light - call it 'green lighting' - is a great way to boost your home's energy efficiency.

November 15, 2012 | | HOME SCENE


Some facts about composite decking

Have you ever considered composite decking but disregarded the idea because you felt like you didn't know enough about it? Maybe you've wondered how composite decking is made? Or what kinds of materials make up composite decking?

November 15, 2012 | | HOME SCENE


San Francisco Bay area home prices gain in October; up 19 percent over last year

SAN FRANCISCO (AP) - A research firm says home prices in the San Francisco Bay area registered a sixth straight annual increase last month.

November 15, 2012 | | HOME SCENE


Rate on 30-year fixed mortgage hits record low of 3.34 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell to fresh record lows this week, a trend that has helped the housing market start to recover this year.

November 15, 2012 | | HOME SCENE


Foreclosure starts down on annual basis in October

LOS ANGELES (AP) - U.S. homes are entering the foreclosure process at a slower pace than a year ago, and fewer properties are being repossessed by lenders, new data show.

November 15, 2012 | | HOME SCENE


Create a warm & stylish holiday wreath

The front door is often the focal point of a house and the welcoming committee to guests as they enter your home. And as the attention-seeking centerpiece, it should always be looking its best. A great addition to any door is a beautiful wreath - either decorative or seasonal - to greet your guests and neighbors. Although many stores sell wreaths, it's easy, fun and cost-effective to create a unique and one-of-a-kind statement piece.

November 15, 2012 | | HOME SCENE


4 fast fixes for to create a fabulous shower for your home bathroom

For many people, the shower is an escape from reality ... perhaps the only 'me time' in an otherwise hectic day. But if your current shower isn't living up to your relaxing expectations, it may be time for a facelift.- Don't think you have the time or money? Don't throw in the towel just yet - an improved shower is within your reach. Simply follow these four quick and easy fixes that will make an amazing improvement to the everyday enjoyment of your shower.

November 15, 2012 | | HOME SCENE


How much HELOC interest can I deduct?

DEAR BENNY: This question is related to our home equity line of credit (HELOC). In 2001, we obtained this loan for $150,000, which we withdrew in its entirety to remodel the kitchen, bath, etc. This is an adjustable 25-year loan. As of 2011, we owe $122,000.

November 15, 2012 | | HOME SCENE


Blending outdoor with indoor living gaining traction with homeowners

You can never accuse Georgiann Rose of simply taking up space.

November 09, 2012 | Dennis Wyatt | HOME SCENE


Stay warm this winter by utilizing home heating tips for tricky spaces

When cold winds blow, it can be tricky to keep different rooms throughout your home at the right temperature - especially if you have old and drafty windows, tight spaces or room additions to work around. It can also be challenging to ensure economical comfort without having to do a major heating system overhaul. Yet there are easy and flexible ways to heat your home in areas where it needs it most and still stay comfortable all winter long.

November 09, 2012 | | HOME SCENE


Some home remodeling tips for baby boomers entering their golden years

As America's 77 million-strong baby boomers reach retirement age, one thing is absolutely clear -- they are not going to quietly retreat into their golden years. The most active generation in America's history wants homes that will support their active lifestyles, and homes that will accommodate the challenges boomers will face, from bad knees, to working from home, to taking on grandchildren.

November 09, 2012 | | HOME SCENE


Get high-end looks for your kitchen without paying a high-end price

Each year, House Beautiful magazine builds its highly anticipated Kitchen of the Year, a showplace for what's hot in the kitchen. Designed around the latest trends, the annual Kitchen of the Year is the epitome of high-end style. But let's face it. The majority of us don't have the luxury of a 1,000-square-foot kitchen designed by a celebrated designer. Nor do we have the budget.

November 09, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Google

MOUNTAIN VIEW (AP) - Of Google gets to build a new office complex north of Highway 101, no one will feel the "Googly" aura of the canopied tech wonderland quite like the people living along Space Park Way.

March 27, 2015 | | HOME SCENE


FHA LOANS: Don’t bite at email, or snail mail loan refinancing offers without exploring options

If you have a FHA backed mortgage there are a lot of people out there convinced you can save hundreds if not thousands of dollars a year if you just call them.

March 27, 2015 | Dennis Wyatt | HOME SCENE


5 ways to increase curb appeal, value

Whether you're planning to list your home for sale soon or you're simply working to maintain features that attracted you to the charming abode in the first place, careful attention to curb appeal is a must.

March 27, 2015 | | HOME SCENE


Maximizing your storage space: Begin in the garage

A recent study found that 50 percent of homeowners claim their garage is the most disorganized place in the home. In addition, The Department of Energy cites 25 percent of people with two-car garages have too much clutter to leave room for cars, while 32 percent only have room for one vehicle. Isn't it time to do something about the mess? This year, focus your efforts on maximizing storage space in the garage.

March 27, 2015 | | HOME SCENE


Realtors oppose ridgeline development

INCLINE VILLAGE, Nev. (AP) - Two leading Realtor boards have come out against future ridgeline development in the Lake Tahoe Basin.

March 27, 2015 | | HOME SCENE


Existing home sales rebound slightly in February

WASHINGTON (AP) - Slightly more Americans bought homes in February, but tight inventories, affordability problems and nasty winter weather point to sluggish sales in the coming few months.

March 27, 2015 | | HOME SCENE


New home sales surge in February

WASHINGTON (AP) - Sales of new U.S. homes in February climbed to their fastest pace in seven years, as an otherwise dormant housing market showed fresh signs of life.

March 27, 2015 | | HOME SCENE


Add quality & comfort to your favorite rooms

When considering a home renovation, think outside the box for design inspiration and setting the overall tone.

March 27, 2015 | | HOME SCENE


Rate on 30-year loan falls to 3.69%

WASHINGTON (AP) - Average long-term U.S. mortgage rates fell this week for a second straight week, edging closer to historically low levels at the start of the spring home-buying season.

March 27, 2015 | | HOME SCENE


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