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Archive By Section - HOME SCENE


Rate on US 30-year mortgage ticks up to 3.32 pct

WASHINGTON (AP) - Average U.S. rates on fixed mortgages stayed close to record lows this week, a trend that has made home buying more affordable and helped the housing market recover.

November 29, 2012 | | HOME SCENE


US pending home sales jump to nearly a 6-year high

WASHINGTON (AP) - An index measuring the number of Americans who signed contracts to buy homes in October jumped to nearly its highest level in almost six years. Steady job gains and record-low mortgage rates have made home buying more attractive.

November 29, 2012 | | HOME SCENE


Make your home smarter, more efficient this winter

The coldest time of the year can also be the busiest. With holiday entertaining, overnight guests and winter getaways, it can be hard to ensure your home heating and other systems are performing for optimal comfort and efficiency. In addition, the Department of Energy reports that no matter what-energy-source you use, heating this winter will cost more, an important consideration since heating and cooling typically makes up about 54 percent of your utility bill.

November 21, 2012 | | HOME SCENE


Tips on home care for holiday pleasure

Whether it's guests arriving for a holiday party, visiting relatives or holiday revelers, your home can feel like a revolving door during the holiday season. Unfortunately, all of this added traffic can also bring unwanted dirt and germs that can outweigh holiday cheer. Keep your home looking clean, germ-free and ready to welcome guests throughout the holiday season by establishing a cold-weather cleaning routine.

November 21, 2012 | | HOME SCENE


Home tech: affordable, uncomplicated ideas to add enjoyment to your home

Did you know it's almost the year that Michael J. Fox went "back to the future?" While we don't have hover boards or flying cars, our innovations have changed drastically since 1985, especially when it comes to technology in the home. Now there are many affordable innovations that are simple to use and can add unique benefits and enjoyment to routine activities.

November 21, 2012 | | HOME SCENE


Steady housing recovery is boosting national economy

WASHINGTON (AP) - From purchases and prices to builder sentiment and construction, the U.S. housing market is making consistent gains.

November 21, 2012 | | HOME SCENE


New home starts jump to fastest pace in four years

WASHINGTON (AP) - U.S. builders started construction last month on the most homes and apartments since July 2008, more evidence that the housing recovery is gaining momentum.

November 21, 2012 | | HOME SCENE


How low will they go? Mortgage rates at record 3.31 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell to fresh record lows this week, a trend that is boosting home sales and aiding the housing recovery.

November 21, 2012 | | HOME SCENE


Opening door to more do-it-yourself home improvement projects is possible

On any given weekend, homeowners can be found climbing around in attics to add insulation, repairing shingles on the roof, installing new floors in kitchens and bathrooms, and handling many other home improvement projects that, with a little elbow grease, they are able to do themselves.

November 21, 2012 | | HOME SCENE


Don’t buy home until you sell the current one

Q: I have a fixed-rate mortgage at 5.99 percent that doesn't have to be refinanced until 2016. I know I will want to move to a more suitable place before then, but if I sell now at current low prices, I will have very little equity left to put down on a new condo.

November 21, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Avoid FHA financing restriction on intrafamily purchase

DEAR BENNY: I am currently trying to purchase a home from my daughter. The loan was approved, but the lender told me there is a law that if you purchase a home from a family member, they can finance only 85 percent of the sales price. Is this true? --Roger

November 21, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Need more space? Some put up a cottage out back

Something small is afoot. Backyard cottages - from 800-square-foot bungalows to Lilliputian studio cabins - are springing up behind houses in many cities, some of which have changed zoning laws to accommodate them.

November 15, 2012 | The Associated Press | HOME SCENE


Three ways save energy in your home

'Red means stop, green means go' - we learn that axiom as children. When it comes to home energy costs, however, going green can help homeowners put a stop to runaway utility bills. And maximizing your home's use of natural light - call it 'green lighting' - is a great way to boost your home's energy efficiency.

November 15, 2012 | | HOME SCENE


Some facts about composite decking

Have you ever considered composite decking but disregarded the idea because you felt like you didn't know enough about it? Maybe you've wondered how composite decking is made? Or what kinds of materials make up composite decking?

November 15, 2012 | | HOME SCENE


San Francisco Bay area home prices gain in October; up 19 percent over last year

SAN FRANCISCO (AP) - A research firm says home prices in the San Francisco Bay area registered a sixth straight annual increase last month.

November 15, 2012 | | HOME SCENE


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Page 48 of 95

Articles by Section - HOME SCENE


TRID could delay closing of escrow

LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...

April 10, 2015 | | HOME SCENE


SHARED HOUSING TREND GROWS

BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.

April 10, 2015 | | HOME SCENE


Ripon launches effort to conserve energy & water

Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.

April 10, 2015 | | HOME SCENE


Latest tool for selling real estate: FaceTime

REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.

April 10, 2015 | | HOME SCENE


30-year mortgage falls to 3.66%

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching historically low levels with the spring home-buying season underway.

April 10, 2015 | | HOME SCENE


LIVE IN A PORSCHE?

SUNNY ISLES BEACH, Florida (AP) - The wow factor for Miami's skyscraper condos no longer comes from a dazzling Atlantic Ocean view.

April 03, 2015 | | HOME SCENE


What you should never do remodeling kitchens

Whether you've heard it in the office, a classroom or a soccer field, that old saying about mistakes being valuable learning tools really rings true, doesn't it? If those mistakes occur during the course of a kitchen renovation, however, it may be difficult to be philosophical about them. Bungle a kitchen redesign, and you'll either have to live with the consequences for a long time or invest even more money to correct them.

April 03, 2015 | | HOME SCENE


Create the perfect outdoor kitchen space for summer

Now that warmer weather is here, you want to spend as much time outdoors as possible - and that includes mealtime. But what if your outdoor kitchen space is lacking? Worry not! There are several easy, affordable projects that can help you transform the area into the perfect cooking and entertaining area. Give these projects a try to recreate your space.

April 03, 2015 | | HOME SCENE


Home prices rise modestly, weigh on buyer affordability

WASHINGTON (AP) - U.S. home prices rose at a steady pace in January, pushing prices up at a faster pace than wages and putting more homes financially out of reach for would-be buyers.

April 03, 2015 | | HOME SCENE


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