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Archive By Section - HOME SCENE


Rate on 30-year fixed mortgage hits record low of 3.34 percent

WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell to fresh record lows this week, a trend that has helped the housing market start to recover this year.

November 15, 2012 | | HOME SCENE


Foreclosure starts down on annual basis in October

LOS ANGELES (AP) - U.S. homes are entering the foreclosure process at a slower pace than a year ago, and fewer properties are being repossessed by lenders, new data show.

November 15, 2012 | | HOME SCENE


Create a warm & stylish holiday wreath

The front door is often the focal point of a house and the welcoming committee to guests as they enter your home. And as the attention-seeking centerpiece, it should always be looking its best. A great addition to any door is a beautiful wreath - either decorative or seasonal - to greet your guests and neighbors. Although many stores sell wreaths, it's easy, fun and cost-effective to create a unique and one-of-a-kind statement piece.

November 15, 2012 | | HOME SCENE


4 fast fixes for to create a fabulous shower for your home bathroom

For many people, the shower is an escape from reality ... perhaps the only 'me time' in an otherwise hectic day. But if your current shower isn't living up to your relaxing expectations, it may be time for a facelift.- Don't think you have the time or money? Don't throw in the towel just yet - an improved shower is within your reach. Simply follow these four quick and easy fixes that will make an amazing improvement to the everyday enjoyment of your shower.

November 15, 2012 | | HOME SCENE


How much HELOC interest can I deduct?

DEAR BENNY: This question is related to our home equity line of credit (HELOC). In 2001, we obtained this loan for $150,000, which we withdrew in its entirety to remodel the kitchen, bath, etc. This is an adjustable 25-year loan. As of 2011, we owe $122,000.

November 15, 2012 | | HOME SCENE


Blending outdoor with indoor living gaining traction with homeowners

You can never accuse Georgiann Rose of simply taking up space.

November 09, 2012 | Dennis Wyatt | HOME SCENE


Stay warm this winter by utilizing home heating tips for tricky spaces

When cold winds blow, it can be tricky to keep different rooms throughout your home at the right temperature - especially if you have old and drafty windows, tight spaces or room additions to work around. It can also be challenging to ensure economical comfort without having to do a major heating system overhaul. Yet there are easy and flexible ways to heat your home in areas where it needs it most and still stay comfortable all winter long.

November 09, 2012 | | HOME SCENE


Some home remodeling tips for baby boomers entering their golden years

As America's 77 million-strong baby boomers reach retirement age, one thing is absolutely clear -- they are not going to quietly retreat into their golden years. The most active generation in America's history wants homes that will support their active lifestyles, and homes that will accommodate the challenges boomers will face, from bad knees, to working from home, to taking on grandchildren.

November 09, 2012 | | HOME SCENE


Get high-end looks for your kitchen without paying a high-end price

Each year, House Beautiful magazine builds its highly anticipated Kitchen of the Year, a showplace for what's hot in the kitchen. Designed around the latest trends, the annual Kitchen of the Year is the epitome of high-end style. But let's face it. The majority of us don't have the luxury of a 1,000-square-foot kitchen designed by a celebrated designer. Nor do we have the budget.

November 09, 2012 | | HOME SCENE


What happens to a HELOC after foreclosure?

DEAR BENNY: I lost my home to foreclosure in August 2011. I had a second mortgage on the home that was secured by a deed of trust for $99,000. This was a home equity line of credit (HELOC) that I used to pay off a pool loan, used for home improvements and later tapped each month to make the mortgage payment.

November 08, 2012 | By BENNY L. KASS Inman News | HOME SCENE


Fannie Mae earns $1.8 billion in 3rd quarter as market improves

WASHINGTON (AP) - Mortgage giant Fannie Mae earned $1.8 billion from July through September, helped by an improving housing market that has lifted home prices.

November 08, 2012 | | HOME SCENE


Average rate on 30-year loan rises to 3.40 percent

WASHINGTON (AP) - The average U.S. rate on the 30-year fixed mortgage was little changed this week, staying slightly above its record low. Cheaper mortgages are helping drive a modest housing recovery.

November 08, 2012 | | HOME SCENE


5 percent jump in home prices biggest in 6 years

WASHINGTON (AP) - A measure of U.S. home prices jumped 5 percent in September compared with a year ago, the largest year-over-year increase since July 2006. The gain reported by CoreLogic offered more evidence of a sustainable housing recovery.

November 08, 2012 | | HOME SCENE


Learn important lesson from Sandy’s destruction

In the past year, we've seen tornadoes sweeping across middle America, rivers flooding their banks along the Mississippi and out-of-control wildfires destroying homes in California, Colorado and Texas. But watching the ocean sweep across Wall Street, flooding the New York subway system and destroying a whole section of Queens and New Jersey must finally bring home our total vulnerability to nature.

November 08, 2012 | By TERRY SAVAGE Financial Advisor | HOME SCENE


Good news: Assessor says the bottom has bottomed out

My property tax bill hasn't changed for the second straight year.

November 02, 2012 | Dennis Wyatt | HOME SCENE


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Page 49 of 95

Articles by Section - HOME SCENE


TRID could delay closing of escrow

LOS GATOS (AP) - Members of the real estate industry are getting ready for a new regulation scheduled to take effect this summer that requires changes to the traditional mortgage loan acquisition process. The upcoming TILA-RESPA Integrated Disclosure rule takes effect Aug. 1 and, if not understood by all parties involved, could delay the closing of escrow. Issued by the Consumer Financial Protection Bureau, TRID combines the mortgage disclosure established by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act into one single rule. However, according to a lender panel at a Silicon Valley Association of Realtors meeting, the move ...

April 10, 2015 | | HOME SCENE


SHARED HOUSING TREND GROWS

BOWIE, Md. (AP) - In 2008, Bonnie Moore was going through a divorce. And as she was adjusting to a one-income lifestyle, the recession hit and her five-bedroom, three-bathroom home lost half its value.

April 10, 2015 | | HOME SCENE


Ripon launches effort to conserve energy & water

Ripon has launched the HERO Property Assessed Clean Energy (PACE) Program, which enables homeowners and commercial property owners to make energy- and water-efficiency improvements and pay them off through their property tax bill.

April 10, 2015 | | HOME SCENE


Latest tool for selling real estate: FaceTime

REDWOOD CITY (AP) - Real estate agent Julie Ray has come of age in the red-hot housing market. But this was a first: zooming through a $1.7 million house with her iPhone, she used its FaceTime video application to send images of the property -- including bathroom tile and a backyard lemon tree - to the prospective buyers in Switzerland.

April 10, 2015 | | HOME SCENE


30-year mortgage falls to 3.66%

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined this week, approaching historically low levels with the spring home-buying season underway.

April 10, 2015 | | HOME SCENE


LIVE IN A PORSCHE?

SUNNY ISLES BEACH, Florida (AP) - The wow factor for Miami's skyscraper condos no longer comes from a dazzling Atlantic Ocean view.

April 03, 2015 | | HOME SCENE


What you should never do remodeling kitchens

Whether you've heard it in the office, a classroom or a soccer field, that old saying about mistakes being valuable learning tools really rings true, doesn't it? If those mistakes occur during the course of a kitchen renovation, however, it may be difficult to be philosophical about them. Bungle a kitchen redesign, and you'll either have to live with the consequences for a long time or invest even more money to correct them.

April 03, 2015 | | HOME SCENE


Create the perfect outdoor kitchen space for summer

Now that warmer weather is here, you want to spend as much time outdoors as possible - and that includes mealtime. But what if your outdoor kitchen space is lacking? Worry not! There are several easy, affordable projects that can help you transform the area into the perfect cooking and entertaining area. Give these projects a try to recreate your space.

April 03, 2015 | | HOME SCENE


Home prices rise modestly, weigh on buyer affordability

WASHINGTON (AP) - U.S. home prices rose at a steady pace in January, pushing prices up at a faster pace than wages and putting more homes financially out of reach for would-be buyers.

April 03, 2015 | | HOME SCENE


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