Archive By Section - HOME SCENE
Foreclosure bills will get legislative hearings
SACRAMENTO (AP) - The Legislature started moving ahead Thursday with bills intended to protect homeowners in the foreclosure process, setting up a potential showdown between the state attorney general and mortgage lenders.
Housing market boosted by jobs, higher rents
WASHINGTON (AP) - It's been a long time since the market for new homes has looked this good.
Homebuilders request most permits in 3½ years
WASHINGTON (AP) - U.S. builders requested the most permits in March for single-family homes and apartments in 3½ years, suggesting that many expect the housing market to improve over the next year.
A good reason to buy HO-6 insurance
DEAR BENNY: In December 2007 I purchased a one-bedroom unit on the top floor in a mixed-income development. Nearly seven months ago, management ran a water test on the roof that resulted in water flowing into my unit, as well as both structural and personal damage to my ceiling and possessions.
Tips for refreshing with paint color
For many people, the onset of spring and summer is the ideal time to take on a home improvement project. Paint is a popular choice for those looking to freshen up their space, given that it is an easy, economical activity and a fun way to make a dramatic difference.
Research firm: Calif. home sales for March rise
SAN FRANCISCO (AP) - The number of homes sold in California during March hit a five-year high as prices held steady, according to a survey released Thursday.
Bank reports point to a healing housing market
NEW YORK (AP) - Earnings reports from two major banks painted a picture of a healing housing market, with more Americans taking out mortgages, paying them on time and taking advantage of low interest rates to refinance.
Top deck trends for summer 2012
It's that time of year when homeowners are lured outside by the warm, sunny weather. Is your outdoor space ready to be enjoyed to the fullest? If your deck or patio needs updating, catching up on the top design innovations and trends will help you create an inviting area that will add value to your home investment.
Rate on 30-year mortgage falls to 3.88%
WASHINGTON (AP) - The average rate on the 30-year fixed mortgage dropped near its all-time low this week, making home-buying and refinancing a bargain for those who can qualify.
Foreclosure activity down to near 5-year low
LOS ANGELES (AP) - More U.S. homes are entering the foreclosure process, setting the stage for a surge in properties repossessed by lenders this year.
Momentum of economic improvement slowing
After a few months of positive economic news, the tide may be turning. Although I won't say the tide is reversing, there certainly may be cause for concern.
Tips for installing a vinyl fence the easy way
If you need to keep the neighbors out or the pets and children in, it may be time for a fence, preferably one that will last a lifetime and requires very little maintenance. But if you know much about installing a fence, chances are this is a home project that makes you want to run for the hills. After all, who wants to rent power augers, dig deep holes, tear up the yard, remove excavated dirt and pour hundreds of pounds of concrete?
Inspector General: Foreclosure aid program flawed
WASHINGTON (AP) - The Treasury Department rushed out a major revamp of its foreclosure-prevention program in 2010, limiting Special Inspector General for the financial bailouts.the plan's ability to help people who are unemployed or owe more than their homes are worth, a government watchdog says.
Uncle Sam proposes new mortgage lending rules
WASHINGTON (AP) - The federal government proposed new rules on Tuesday that will give homeowners more ways to avoid foreclosure and get an accurate accounting of their monthly mortgage payments.
Think twice before selling real estate at a loss
DEAR BENNY: We own two houses, both of which have been on the market for approximately two years. One is our primary home, and one is a second home on the lake. Due to personal issues, we want to sell. Should we take a loss and sell, or hang tight? --Joyce
Articles by Section - HOME SCENE
FHA loan limits need to go up
Most first-time buyers can come up with the income to comfortably cover a monthly house payment but often lack the money needed up front.
3% DOWN LOANS
WASHINGTON (AP) - Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae and Freddie Mac say.
Create a happy homemade Christmas setting this year
One of the best ways to kick off the holiday season is to decorate. And while it's easy to load your cart with beautiful decor from your favorite store, Christmas is more personal when decorations are homemade.
Bathroom upgrades to impress guests & family
Game night, girls' night or family reunion – your home serves as the backdrop for many occasions. Preparing your space for friends and family can feel like a heavy undertaking, but with a few simple entertaining tips, hosts can wave goodbye to anxieties.
Reurposing garage doors into walls with a view
Have you ever admired a coffee table cleverly fabricated using a discarded door sitting on a frame? Or been surprised by the sight of an old refrigerator reborn as a bookshelf or TV cabinet? Even bathroom fixtures have been known to draw notice (and a snicker or two) when repurposed as garden containers.
Average 30-year loan rate increases to 3.93 percent
WASHINGTON (AP) - Average U.S. long-term mortgage rates edged higher this week after four weeks of declines, but they remained at historically low levels that could entice potential homebuyers.
Tips to keep garden & hand tools in top shape
From painting supplies to gardening and hand tools, buying well-made home improvement tools can help improve project results. The tools you use may be an investment, so you'll want to take care of them to ensure they last for more than just one project.
Master bathroom trends for homes in 2015 & beyond
When it comes to renovating spaces in your home, the master bath should be top of mind. Leading master bath trends for 2015 go beyond functionality to incorporate features that complement the design aesthetic and provide a touch of luxury for lasting results.
Let her handle the money
Despite the earning power of today's women, many still shy away from investing and long-term planning. One of the reasons may be a lack of confidence. A 2014 report by the Transamerica Center for Retirement Studies found that half of women say they are not confident about the ability to retire comfortably.
5 ways to protect your home the holidays
When you think of the holidays, celebrations, presents and friends likely come to mind - not crime. Unfortunately, burglaries increase at this time of year, and your home could be a target. With a few simple safety precautions, you can protect your property, your family and your valuables now and well into the new year.
SPRUCE UP
The fun chaos of the holidays is right around the corner. Family gatherings to plan, delicious meals to prepare, gifts to find and purchase, and a house to decorate ... the list goes on!
Average US 30-year loan rate falls to 3.89 percent
WASHINGTON (AP) - Average U.S. long-term mortgage rates fell for the fourth straight week, a continuing boon for potential homebuyers.
Troubled US homeowners get more relief
WASHINGTON (AP) - Homeowners whose mortgages were modified to stave off foreclosure could next year receive an additional $5,000 reduction in their loans from the government, the Treasury and Housing and Urban Development departments said Thursday.
How to cut clutter & take back your home
You've reached your breaking point. You've tripped over the same thing in the living room too many times. Now you've picked it up to finally put it away and you realize - you have nowhere to put it. You have too much clutter in your home. So what do you do? How do you decide where to start so you can reduce the clutter in your home and make your walkways safe once more?
Taking a spin down Memory Lane
OK you Real Estate Boys; I am fairly new to Turlock and so far love it here and love the Valley. When I moved from the right coast mid-summer my Realtor kept telling me all the neat things about Turlock and I couldn't stop thinking about John and Paul's "She Loves You." Yeah, yeah, yeah. "You're just saying that stuff." Well, 6 months into my new life I am now saying the same about my newly adopted home. I'm sort of hoping you Boys can tell me some of the changes you've seen over the ...
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