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Archive By Section - HOME SCENE


Claiming $500K tax break after spouse dies

DEAR BENNY: My husband died this past August. We owned and lived in our house for more than 15 years, but now I want to sell. Am I eligible for the up-to-$500,000 exclusion of any profit that I will make? --Annie

December 23, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Bathroom remodeling ideas: From small to total overhaul that can save money

Ready to give your bathroom a facelift, but can't decide what changes to make? From tubs to toilets to tile, the sky is the limit when it comes to bathroom renovations, even if budget is not.

December 23, 2011 | | HOME SCENE


Down payment assistance available to buyers of new homes to cover school fees

The California Housing Finance Agency is now offering the Schools Facility Fee Down Payment Assistance program to qualified buyers of newly constructed homes. With home prices and mortgage interest rates already near all-time lows, the down payment assistance increases the affordability of new homes even more for qualified buyers.

December 23, 2011 | | HOME SCENE


Wells Fargo to help area customers facing mortgage payment challenges

STOCKTON - Wells Fargo & Company is hosting a free Home Preservation Workshop in Stockton for Wells Fargo Home Mortgage, Wells Fargo Financial, Wachovia Mortgage and Wells Fargo Home Equity customers facing financial hardships.

December 23, 2011 | | HOME SCENE


Sellers have recourse when buyers back out

DEAR BENNY: We recently had a contract to sell our home to a "cash" buyer. He and his wife were allegedly inheriting a large sum of money, and their Realtor confirmed that she had seen the bank account statement confirming a "vast sum of money," reportedly well in excess of our contract price.

December 16, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Installing gas fireplaces

A gas fireplace can add ambiance and warmth to any room, and with the cold weather, you might be dreaming of adding one in your home. Because purchasing a fireplace is not something we do every day, there are some important things to consider.

December 16, 2011 | | HOME SCENE


Help protect your home from rodents this winter

The cold temperatures are settling in for the winter months, and if you're not careful, rodents can also settle into your home. Your house - especially your kitchen - offers everything rats and mice are looking for: food, water and warmth.

December 16, 2011 | | HOME SCENE


Save money with energy efficiency tips

Saving money is on everyone's mind this winter season. Between the holiday expenses, colder temperatures and tight budgets, finding ways to reduce costs can be a bit of a challenge. If you're looking for ways to save, look at your home, and see if you can improve on your energy efficiency - thereby keeping a few extra dollars in your pocket.

December 16, 2011 | | HOME SCENE


Easy ways to warm up your home decor

As the chill of winter sets in, your home interior may be lacking the warmth and comfort you'd prefer. Fortunately, creating an inviting atmosphere does not require huge amounts of time or money. And you don't need to be a professional interior designer - or even have experience in decorating - to transform your home into a welcoming haven. To bring your decor into the season and give your home noticeable appeal, follow a few easy tips.

December 16, 2011 | | HOME SCENE


Smart ways to use credit when redecorating

When your redecorating project is done, you want everyone who sees it to think it looks like a million bucks. But woe to your wallet - and possibly your credit - if you overspend to achieve that look.

December 16, 2011 | | HOME SCENE


More affordable to buy in SJ Valley

The Northern San Joaquin Valley was flying high five years ago.

December 09, 2011 | Dennis Wyatt | HOME SCENE


Sidestep penalty for early mortgage payoff

DEAR BENNY: I was at the closing table for my condo purchase only to discover that there was a penalty for early payoff. I called the bank immediately and they told me to "take it or leave it."

December 09, 2011 | by BENNY L. KASS Inman News | HOME SCENE


Top home decor trends for 2012

From warm woods and creative colors to memorable murals and tailored textures, interior designers and industry experts predict 2012 will offer a multitude of options for those interested in giving their homes a fresh look. Even better for today's cost-conscious consumers is that many of the trends are easy and inexpensive.

December 09, 2011 | | HOME SCENE


Winter: Time to plan outdoor updates

Does the bitter cold weather have you dreaming of warm days spending time with friends and family in your backyard? The cold may keep us indoors, but professionals in the landscape and remodeling industry are still thinking about the outdoors and use the winter months to plan spring projects, and so should you.

December 09, 2011 | | HOME SCENE


Greet holiday guests with a warm, stylish, sensible home

Twinkling lights, fragrant wreaths and freshly baked cookies help set the stage, but holiday guests truly feel at home when you provide a warm, cozy environment.

November 18, 2011 | | HOME SCENE


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Articles by Section - HOME SCENE


CREDIT SCORES

NEW YORK (AP) - There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.

August 08, 2014 | | HOME SCENE


30-year mortgage rate at 4.14 percent

WASHINGTON (AP) - Average long-term U.S. mortgage rates rose slightly this week but remained near their lows for the year.

August 08, 2014 | | HOME SCENE


Keep them happy & studying: Creating a kid-friendly space

Would a great study space ease your child's transition from summer to school? Perhaps an awesome lounge area could convince your teens - and all their friends - that your house is the best hangout spot ever. Whatever your objectives, a few design and decorating tricks can help you create a kid-friendly space in your home.

August 08, 2014 | | HOME SCENE


Five fixes for kitchens that get compliments

No matter if you're an aspiring chef or TV dinner connoisseur ... if the look of your kitchen makes you want to dine out - it may be time for an upgrade. The kitchen should be the heart of your home: it's where you entertain, hold family meetings and even pay bills, so why not take it from "make-do" to "magnificent?"

August 08, 2014 | | HOME SCENE


Must-have technology makes bathrooms healthier & safer

Think home technology begins with your wireless, programmable thermostat and ends with the high-definition, 3-D, web-enabled flat-screen TV with surround sound? Think again - whole home technology means using leading-edge devices to improve life in every room of the house, including the bathroom.

August 08, 2014 | | HOME SCENE


Season-extending gardening tips for fall

Warm weather, continued care and robust plants have yielded a bounty of beautiful, fresh vegetables - and personal satisfaction - from your garden this season. As the weather cools and fall approaches, it is not time to hang up your hat, gloves and trowel for the year. Autumn provides optimum weather and ample opportunity to keep growing and harvesting delicious, healthy produce well into the season.

August 08, 2014 | | HOME SCENE


Give your home a checkup

There's no better time than now to give your home the attention it deserves. Give it an annual checkup before cold weather arrives to help add comfort, save energy and cut home maintenance in the long-run.

August 08, 2014 | | HOME SCENE


Year-over-year: Price gains slowing

WASHINGTON (AP) - U.S. home prices rose in June by the smallest year-over-year amount in 20 months, slowed by modest sales and more properties coming on the market.

August 08, 2014 | | HOME SCENE


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