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Archive By Section - HOME SCENE


Watchdog: Limit Fannie, Freddie legal fees more

WASHINGTON (AP) - The U.S. government regulator for Fannie Mae and Freddie Mac must do a better job limiting legal expenses paid by the two mortgage giants to their former executives facing lawsuits, a new watchdog report says.

February 23, 2012 | | HOME SCENE


Rethinking the yard in drought-stricken regions

LUBBOCK, Texas (AP) - Texans watched disaster unfold slowly last year as a historic drought took a withering toll across the region.

February 23, 2012 | | HOME SCENE


Some money from mortgage settlement to be diverted

JEFFERSON CITY, Mo. (AP) - The ink wasn't even dry on a settlement with the nation's top mortgage lenders when Missouri Gov. Jay Nixon laid claim to a chunk of the money to avert a huge budget cut for public colleges and universities.

February 23, 2012 | | HOME SCENE


Good economic news continues to trickle out

The economic recovery was once again reinforced last week with the majority of data continuing to point towards growth. Retail Sales rose a solid .7% showing that consumers are continuing to increase spending long after the holiday season has ended.

February 23, 2012 | By DEBORAH ROMERO Special to the Bulletin | HOME SCENE


Rising sales point to better year for housing

WASHINGTON (AP) - The housing market is flashing signs of health ahead of the spring-buying season.

February 23, 2012 | | HOME SCENE


Rate on 30-year mortgage rises to 3.95%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage jumped after standing pat for three straight weeks at record lows. But the rate stayed below 4 percent for the 12th straight week, keeping home-buying and refinancing attractive for those who can qualify.

February 23, 2012 | | HOME SCENE


Seniors: Avoid lump-sum mortgage payoff

DEAR BENNY: I am 74 and recently have been contemplating paying off my condo mortgage. The remainder of the mortgage is $98,000 at 6 percent. Can you help me through this? On the surface it seems like a good idea, but I'm not aware of all the particulars. I am in good health and will not need the $98,000 in the near future. --Dee Dee

February 23, 2012 | | HOME SCENE


Housing agency could run out of money in 2012

WASHINGTON (AP) - The Federal Housing Administration could run out of money over the next year and require a $700 million cash infusion from the Treasury Department to stay afloat, according to the Obama administration's budget request sent Monday to Congress.

February 16, 2012 | | HOME SCENE


Fewer Americans at risk of foreclosure in fourth quarter

WASHINGTON (AP) - The number of Americans at risk of foreclosure is declining, as more homeowners climb out of debt and find steady work.

February 16, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage held steady at a record low for a third straight week, offering more incentive to those looking to buy a home or refinance.

February 16, 2012 | | HOME SCENE


Homebuilder optimism rises for 5th straight month

WASHINGTON (AP) - U.S. homebuilders are gradually growing more optimistic about the depressed housing market and believe homes sales could pick up sharply when the spring buying season begins.

February 16, 2012 | | HOME SCENE


Housing starts rise modestly to start new year

WASHINGTON (AP) - Construction of single-family homes cooled off slightly in January after surging in the final month last year. But a rise in permits suggests builders are growing more confident that more buyers are ready to come off the sidelines.

February 16, 2012 | | HOME SCENE


Foreclosure activity edges higher in January

LOS ANGELES (AP) - Banks took back more U.S. homes in January than in the previous month, the latest sign that foreclosures are accelerating after slowing sharply last year while lenders sorted out foreclosure-abuse claims.

February 16, 2012 | | HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


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Articles by Section - HOME SCENE


$MART MOVE$

She's a single woman in Manteca in her 50s.

September 26, 2014 | Dennis Wyatt | HOME SCENE


Driveways to mailboxes: Ways to drive your home’s curb appeal

Selling or staying, it makes no difference - everyone wants a home that looks great from the curb. Curb appeal comes together when all the elements of a home's facade are in good shape and working together. Driveways that are cracked or pitted with potholes, dingy front doors and other seemingly minor complaints like a shabby, scuffed mailbox, can all significantly detract from a home's overall curb appeal.

September 26, 2014 | | HOME SCENE


Average 30-year mortgage at 4.20%

WASHINGTON (AP) - Average long-term U.S. mortgage rates declined slightly this week, after marking their largest one-week gain of the year the previous week.

September 26, 2014 | | HOME SCENE


Selling soon? 6 upgrades to secure a speedy sale

If you'll be putting your home on the market this year, simple, cost-effective upgrades can help ensure a speedy sale at a good price.

September 26, 2014 | | HOME SCENE


Do’s and don’ts: Art of tackling your tile project

Do's and don'ts for making your next tile project perfect

September 26, 2014 | | HOME SCENE


Avoid bathroom remodeling blues with budget-friendly tips

Beautifying your bathroom sounds exciting but oftentimes renovation plans begin with good intentions and end up a long, costly nightmare. The national average cost for a bathroom remodel is $10,142, according to the Cost Guide from HomeAdvisor.com. That's a hefty investment but one that can easily be reduced with a simple refresh of the space instead. Here are five cost-effective updates you can make to your bathroom in as little as a weekend.

September 26, 2014 | | HOME SCENE


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