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Archive By Section - HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


10 things to keep in mind when renting

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

February 16, 2012 | | HOME SCENE


Getting more out of rooms

Did you ever watch a home improvement show team transform a drab room into something spectacular using a shoestring budget and less time than it takes you to clean out your closet? Ever wonder how they did it? Here's the secret: they cheat. And you can too.

February 16, 2012 | | HOME SCENE


Flex is the word at Oakwood Shores

Oakwood Shores 2.0 isn't simply an upgrade of the initial gated lakefront community that took major nosedive during the collapse of the housing bubble.

February 09, 2012 | Dennis Wyatt | HOME SCENE


Trends for spring home improvement projects

Warmer temperatures, green grass and increased daylight help shake off the winter blues and inspire home and yard improvements to spruce up your surroundings.

February 09, 2012 | | HOME SCENE


Create a dream summer outdoor living space

Beat the winter blues by taking the first steps to create a summer backyard oasis. By preparing now, you'll be ready to install - and enjoy - a dream deck once warmer weather arrives.

February 09, 2012 | | HOME SCENE


To rid your garden of weeds, focus on seeds

Every garden is filled with them: millions of unseen weeds. They are dormant seeds that lurk just below the soil surface, ready to spring to life with just the briefest exposure to light. Weeds can choke a garden, robbing it of space, nutrients and water. Allowing weeds to mature compounds the problem, as they are naturally prolific seed producers. They grow aggressively and can be tough to get rid of, because pulling weeds brings more weed seeds to the surface.

February 09, 2012 | | HOME SCENE


Builders group sees pickup in housing this year

LOS ANGELES (AP) - The U.S. housing market will begin to mount a turnaround this year, building toward a solid recovery in 2013, according to a forecast issued Wednesday by the chief economist of a homebuilding industry trade group.

February 09, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage stayed at a record low this week, providing some added incentive for those looking to buy a home or refinance.

February 09, 2012 | | HOME SCENE


Is owner's title insurance worth the cost?

DEAR BENNY: We are getting ready to close on a home and there is a settlement fee of $685 for lender's title insurance and $683 for owner's title insurance. Must we pay both fees? --Phyllis

February 09, 2012 | by BENNY L. KASS Inman News | HOME SCENE


What settlement will and won’t do for homeowners

WASHINGTON (AP) - The mortgage settlement that government officials announced Thursday is intended to help victims of foreclosure abuses that followed the housing bust.

February 09, 2012 | | HOME SCENE


Easy-to-install suggestions for bathroom remodeling

Dreaming about a bathroom remodel? With today's easy-to-install products - many of which are also easy-to-clean - your new bathroom can actually exceed your wildest dreams. What could be better than an easy-to-clean new bathroom?

February 02, 2012 | | HOME SCENE


Tips for a secure home & peace of mind

Homeowners often worry about keeping their homes safe and secure for their families. And it's no wonder: nearly 70 percent of home break-ins are in the form of kick-ins to a door, according to the U. S. Department of Justice.

February 02, 2012 | | HOME SCENE


Home prices dropped in November in most cities

WASHINGTON (AP) - U.S. home prices fell for a third straight month in nearly all cities tracked by a major index. The declines show that most homeowners are not reaping the benefits from some signs of an improving housing market.

February 02, 2012 | | HOME SCENE


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Articles by Section - HOME SCENE


Celebrate fall patio season via elegant outdoor updates

Fall patio season is upon us, which means hosting family and friends for warm-weather gatherings and barbecues. Don't fret; outdoor events don't have to break the bank. With just a bit of creative vision and DIY savvy, you'll have an al fresco affair to remember in no time at all.

September 05, 2014 | | HOME SCENE


Upgrades that scream ‘luxury’ are cheaper-than-you-think

Hand-planed, reclaimed hardwood floors? Beautiful but pricey. Custom drapery? The cost can be blinding. When it comes to home decorating, it's easy to blow your budget on one or two upgrades - and maybe that would be OK if those improvements also amped up the drama in your decor. Too often, however, costly decorating ploys disappoint, wearing out or becoming dated before you've paid off the financing.

September 05, 2014 | | HOME SCENE


Plenty of light! Feds selling off lighthouses

YORK, Maine (AP) - Lighthouses for sale! Actually, lots of lighthouses for free.

September 05, 2014 | | HOME SCENE


Average 30-year mortgage rate steady

WASHINGTON (AP) - The average 30-year U.S. mortgage rate this week remained at a 52-week low of 4.10 percent for the third straight week.

September 05, 2014 | | HOME SCENE


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