Whether your annual earnings range well into six figures or are on the more modest end of national salary averages, you know you'll probably need credit to buy a home. While you likely know how important credit is to your home-buying plans, you may not be aware of the truth behind some common credit myths.
As the weather warms and the days grow longer, who doesn't happily anticipate opening windows and doors to let the fresh air in? And once we think about bringing the outdoors in, our imagination naturally goes the other way, as well - bringing the indoors out. It seems that our love affair with backyard entertaining heats up around this time every year. Whether it's a quiet family meal under the stars or a backyard barbecue for dozens, the appeal of outdoor living is undeniable.
If kitchen and bathroom remodels are the gold and silver medalists in the Olympics of home renovation, then a master suite remodel is a very respectable bronze. But while the superstars of the renovation world may reap more in terms of resale value, a master suite remodel can be more rewarding for your soul.
Last week's Memorial Day holiday served as a reminder of all who have served our country - and continue to do so even as we celebrate the start of summer. Our country has always recognized that we owe a special debt of gratitude toward our veterans.
A smattering of homes in the past month have sold for $10,000 or more above the asking price.
Selecting the perfect flooring for any room in your home isn't easy. Chances are a visit to your local flooring retailer might leave you wandering through a sea of samples, evaluating them for different materials, designs and overall durability and function. How do you choose from all of the options to find the right flooring that not only will provide comfort and durability but also complement your home's style - all within your budget?
Starting any home project can be stressful, especially when undertaking those projects in the most-used rooms of the house, like the kitchen and bathroom. From overall room style to structural changes and fixtures, many pieces of the puzzle need to fit together to create the finished product.
Warm weather is here and it's time to start thinking about those home renovation and home improvement projects you put on hold until the weather - or the economy - got better. While many indicators point toward a better economy, many contractors are still feeling the pinch, and are competing fiercely to win business.
The Manteca housing market appears to be stabilizing in terms of bottom prices.
With many hopeful homebuyers trying to purchase new homes while the buying conditions are ideal, K. Hovnanian Homes is offering a free credit enhancement program for customers with challenging credit histories. The program, available through the builder's lender, K. Hovnanian American Mortgage, assists customers who have a history of bankruptcy, delinquencies, foreclosure, short sale or other credit issues and want to become responsible homeowners.
Gardening is rapidly becoming a popular hobby for many Americans, even with an increase in the number of people living in apartments and condos. Getting your hands dirty may seem challenging when faced with a small space, but all the space necessary to have a successful garden is a window, ledge, patio or balcony.
No matter the size or style of your home, the decor you choose determines its atmosphere and reflects your own personality. Updating or changing your decor can give you a sense of pride and satisfaction when completed. But redesigning your living space can also be slightly overwhelming. You may think you don't have the time or funds to redecorate, but there are several ways to rejuvenate your interior without spending a great deal of time or money.
Summer often means enjoying the outdoors with friends and family for a weekend barbecue or catching some sun by the pool. Now that pleasant weather is upon us, homeowners may be thinking about what can be done to spruce up outdoor space to use for entertaining or for a little relaxation.
Cool drinks. Barbecues. Relaxing. They're all the makings of the perfect summer evening when enjoying time with family and friends. It's the season when everyone is looking for ways to spend time outside - and with a little ingenuity, a bit of a green thumb and a knack for do-it-yourself projects, the backyard can easily become an outdoor oasis. Here are some summer project tips:
Warm weather is here and it's time to get the garden going. Gardening is good for you on many levels - from the mental health boost you get from doing something relaxing to the physical benefits of exercise, time outdoors and adding fresh vegetables to your diet. Bending over to weed, gripping gardening tools and the general physical effort of gardening, however, can make existing aches and pains worse, or even cause new ones.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages fell after three weeks of increases, edging closer to historically low levels.
While cooler temperatures slowly fade, gardeners across the country eagerly await the arrival of spring - and the chance to get outdoors and grow something. If gardening is your passion, you don't have to wait until the weather is perfect to get started. In fact, working ahead by growing your own seedlings is a great way to ensure your garden is successful throughout the warmer months.
With spring just around the corner, now is the perfect time to tune up your lawn mower for the season ahead. A yearly tune-up is important to ensure all parts of your mower are functioning properly and safely. Use these eight tips to rev up your engine and get your mower ready for spring:
To help get your lawn ready for use and enjoyment this season, the Craftsman brand has developed the following tips to ensure that your lawn kicks grass, takes names and becomes the envy of neighbors everywhere.
MADISON, Wis. (AP) - While tiny houses have been attractive for those wanting to downsize or simplify their lives for financial or environmental reasons, there's another population benefiting from the small-dwelling movement: the homeless.
When selling a house, the mantra for most is neutral, neutral, neutral. To help potential new owners envision themselves moving in, real estate experts remind sellers to de-personalize their homes. That means removing family photos and mementos and replacing favorite color schemes with more vanilla shades and hues. So as a new homeowner, how do you begin to de-neutralize your new house to make it your new home?
WASHINGTON (AP) - U.S. home prices fell for the second straight month in December as brutally cold weather, tight supply and higher costs slowed sales.
WASHINGTON (AP) - A surprisingly strong pace of new-home sales last month has boosted hopes that the spring buying season will be solid enough to lift the overall economy.
WASHINGTON (AP) - Average U.S. rates on fixed mortgages rose for a third straight week as new data showed a surprisingly strong pace of new-home sales last month. Rates still remain near historically low levels.
WASHINGTON (AP) - Mortgage giant Freddie Mac posted net income of $8.6 billion for the October through December period, its ninth straight profitable quarter. Earnings were boosted by the continued rise in home prices, which reduced the amounts the company had to set aside to cover losses on mortgages.
LOS ANGELES (AP) - Many of the winners who will take home an Oscar on Sunday have long been forecast, their triumph made seemingly self-evident after months of anticipation. That is, except for one little category: best picture.